Capital One routing numbers

Capital One uses different routing numbers depending on several factors, including payment type and the transaction's origin or destination. You'll need this eight to 11-digit code so that banks can locate your account and process transactions like checks, automatic payments, online payments and money transfers in the US and worldwide. Learn how to find the exact routing number you need for your Capital One account.

Which Capital One routing number do I need?

The routing number you need to send or receive money through Capital One depends on whether your payment or transfer is domestic or international.

Transaction	Type of routing number	Capital One code
Payments and debits between US accounts	ACH routing number	051405515-056073612
Wire payments between US accounts	Domestic wire transfer number	051405515-056073612
Wire payments to an international account	SWIFT code	NFBKUS33

Capital One ACH transfer routing number

The ACH routing number for Capital One is 051405515-056073612. Short for Automatic Clearing House, ACH numbers are unique to each bank in the US. The ACH number and your bank account number are used by banks and transfer apps like Zelle or Cash App to identify the exact account payments should be taken from and sent to.

Capital One wire transfer routing number

The routing number for US wire transfers through Capital One is 051405515-056073612. You can use this same number to receive international wire transfers to your Capital One account.

Capital One SWIFT code

The SWIFT code for international wire transfers through Capital One is NFBKUS33. SWIFT codes are a unique combination of letters and numbers that identify specific banks and financial institutions around the globe. Codes indicate four pieces of information used to exchange money internationally between accounts:

• The bank's name
• Its country code
• Its main headquarters
• A particular branch

How to confirm the routing number for Capital One on your own

Look at a paper check associated with your Capital One account to find the routing and account numbers for your account.

Other ways to confirm the correct Capital One routing number include:

• Call your bank. Your local Capital One branch or toll-free support line can provide you with routing numbers.
• Sign in to your online account. Many online bank systems allow you to view the routing and account numbers from your customer dashboard.
• Search Fedwire. Use your name, city or state to look up routing numbers for Capital One or double-check the one you have is correct.

Can routing numbers for Capital One change?

Yes. A bank may be assigned more than one routing number depending on its size and the number of states it services. While Capital One is headquartered in McLean, services or branches in states outside of Virginia may require a different routing number. Confirm routing numbers with a Capital One agent if you're not sure.

List of Capital One routing numbers by state

Bank Institution	Capital One routing number
Capital One Bank (USA), N.A	051405515
Capital One, N.A	056073502

Bottom line

Routing numbers help banks identify your exact account to make digital payments, transfer money and even process paper checks between branches, states and countries. Learn more about how Capital One and other financial institutions use these codes to manage your money in our guide to routing numbers.