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Capital One® Quicksilver® Cash Rewards Credit Card vs. Bank of America® Travel Rewards Credit Card

Choose between a cashback card and travel card.

Megan Horner
Megan Horner

Updated

Fact checked
These two cards come with a $0 annual fee, a flat rewards rate on all purchases and a long intro APR period on purchases. The main difference is the Capital One® Quicksilver® Cash Rewards Credit Card has a slightly lower signup bonus than the Bank of America® Travel Rewards Credit Card.

All other perks and features are outlined in the table below.

Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

Rates & Fees

Bank of America® Travel Rewards Credit Card

Bank of America® Travel Rewards Credit Card

Rates & Fees
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  • Easy-to-earn signup bonus and flat cash back on all purchases
  • No-annual-fee travel rewards
Welcome offer
Welcome offer

$200 cash back after spending $500 in the first 3 months

25,000 points after spending $1,000 in the first 90 days
Rewards
Rewards

1.5% cash back on all purchases

1.5x points on all purchases
Purchase APR
Purchase APR

0% intro APR for 15 months, and then 15.49% to 25.49% variable

0% intro APR for 12 statement closing dates, and then 14.99% to 22.99% variable

Annual fee
Annual fee $0 $0
Balance transfer APR
Balance transfer APR 15.49% to 25.49% variable 14.99% to 22.99% variable
Cash advance
Cash advance

APR: 25.49% variable

Fee: $10 or 3% of the transaction, whichever is greater

APR: 17.99% to 25.99% variable

Fee: $10 or 5% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $1.50
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

Summary of card features

Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

  • No annual fee
  • $200 cash bonus when you spend $500 on purchases in the first 3 months
  • 1.5% cash back on all purchases
  • Long intro APR for purchases

Bank of America® Travel Rewards Credit Card

Bank of America® Travel Rewards Credit Card

  • Signup bonus. Get 25,000 bonus points — worth in statement credit — once you spend $1,000 on purchases in the first 90 days of card membership.
  • Earn points. Earn unlimited 1.5x points on everything you buy. Redeem points for statement credit, flights, hotels, vacation packages, cruises, rental cars or baggage fees.
  • Intro APR period on purchases. Enjoy a 0% intro APR period on purchases for the first 12 statement closing dates. After that, a variable APR of 14.99% to 22.99% applies.

Compare Capital One® Quicksilver® Cash Rewards Credit Card vs. Bank of America® Travel Rewards Credit Card

Data indicated here is updated regularly
Name Product Welcome offer Rewards Annual fee Filter values
Capital One® Quicksilver® Cash Rewards Credit Card
Capital One® Quicksilver® Cash Rewards Credit Card
$200 cash back after spending $500 in the first 3 months
1.5% cash back on all purchases
$0
This no-annual-fee 1.5% cashback card offers of intro APR on purchases. No foreign transaction fees set this card apart.
View details
Bank of America® Travel Rewards Credit Card
Bank of America® Travel Rewards Credit Card
25,000 points after spending $1,000 in the first 90 days
1.5x points on all purchases
$0
Earn 25,000 online bonus points after spending $1,000 within the first 90 days from account opening.
View details
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