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Capital One Quicksilver Cash Rewards Credit Card vs. Bank of America® Travel Rewards Credit Card

Choose between a cashback card and travel card.

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Megan Horner
Updated .
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These two cards come with a $0 annual fee, a flat rewards rate on all purchases and a long intro APR period on purchases. The main difference is the Capital One Quicksilver Cash Rewards Credit Card has a slightly lower signup bonus than the Bank of America® Travel Rewards Credit Card.

All other perks and features are outlined in the table below.

Capital One Quicksilver Cash Rewards Credit Card

Capital One Quicksilver Cash Rewards Credit Card

Terms apply, see rates & fees

Bank of America® Travel Rewards Credit Card

Bank of America® Travel Rewards Credit Card

Terms apply, see rates & fees
Finder rating
Finder rating

★★★★★

4.2 / 5.0

★★★★★

3.2 / 5.0
Best for
Best for
  • Easy-to-earn signup bonus and flat cash back on all purchases
  • No-annual-fee travel rewards
Welcome offer
Welcome offer

$200 cash bonus after you spend $500 on purchases within 3 months from account opening

25,000 points after spending $1,000 in the first 90 days
Rewards
Rewards

Earn unlimited 1.5% cash back on every purchase, every day and 5% cash back on hotels and rental cars booked through Capital One Travel (terms apply)

1.5x points on all purchases
Purchase APR
Purchase APR

0% intro APR for 15 months, and then 19.24% - 29.24% variable

0% intro APR for 18 billing cycles, and then 18.24% to 28.24% variable

Annual fee
Annual fee $0 $0
Balance transfer APR
Balance transfer APR

0% intro APR for 15 months (then 19.24% to 29.24%) 3% fee on the amounts transferred within the first 15 months variable

0% intro APR for 18 billing cycles (then 18.24% to 28.24%) variable
Cash advance
Cash advance

APR: 29.24% variable

Fee: $3 or 3% of the transaction, whichever is greater

APR: 19.99% to 29.99% variable

Fee: $10 or 5% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $1.50
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
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Compare Capital One Quicksilver Cash Rewards Credit Card vs. Bank of America® Travel Rewards Credit Card

1 - 2 of 2
Updated regularly
Name Product Welcome Offer Rewards Annual fee Filter values
Capital One Quicksilver Cash Rewards Credit Card
Capital One Quicksilver Cash Rewards Credit Card
$200 cash bonus after you spend $500 on purchases within 3 months from account opening
Up to 1.5% cash back
$0
More than an unlimited 1.5% cash back card: you'll also earn 5% cash back on hotels and rental cars booked through Capital One Travel (terms apply).
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View details
Bank of America® Travel Rewards Credit Card
Bank of America® Travel Rewards Credit Card
25,000 points after spending $1,000 in the first 90 days
Up to 1.5x points
$0
Earn 25,000 online bonus points after spending $1,000 within the first 90 days from account opening.
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