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Capital One® Quicksilver® Cash Rewards Credit Card vs. Bank of America® Travel Rewards credit card

Choose between a cashback card and travel card.

Updated

Fact checked

These two cards come with a $0 annual fee, a flat rewards rate on all purchases and a long intro APR period on purchases. The main difference is the Capital One® Quicksilver® Cash Rewards Credit Card has a slightly lower signup bonus than the Bank of America® Travel Rewards credit card.

All other perks and features are outlined in the table below.

Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

Rates & Fees

Bank of America® Travel Rewards credit card

Bank of America® Travel Rewards credit card

Rates & Fees

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Best for
Best for
  • Easy-to-earn signup bonus and flat cash back on all purchases
  • No-annual-fee travel rewards
Welcome offer
Welcome offer

$150 cash back after spending $500 in the first 3 months

25,000 points after spending $1,000 in the first 90 days

Rewards
Rewards

1.5% cash back on all purchases

1.5x points on all purchases

Purchase APR
Purchase APR

0% intro APR for 15 months, and then 15.49%, 21.49% or 25.49% variable

0% intro APR for 12 statement closing dates, and then 14.99% to 22.99% variable

Annual fee
Annual fee $0 $0
Balance transfer APR
Balance transfer APR 15.49% to 25.49% variable

14.99% to 22.99% variable

Cash advance
Cash advance

APR: 25.49% variable

Fee: $10 or 3% of the transaction, whichever is greater

APR: 17.99% to 25.99% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $39 Up to $40
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $1.50
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

Summary of card features

Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

  • No annual fee
  • $150 cash bonus when you spend $500 on purchases in the first 3 months
  • 1.5% cash back on all purchases
  • Long intro APR for purchases

Bank of America® Travel Rewards credit card

Bank of America® Travel Rewards credit card

  • Signup bonus. Get 25,000 bonus points — worth in statement credit — once you spend $1,000 on purchases in the first 90 days of card membership.
  • Earn points. Earn unlimited 1.5x points on everything you buy. Redeem points for statement credit, flights, hotels, vacation packages, cruises, rental cars or baggage fees.
  • Intro APR period on purchases. Enjoy a 0% intro APR period on purchases for the first 12 statement closing dates. After that, a variable APR of 14.99% to 22.99% applies.

Compare other no annual fee credit cards

Name Product Annual fee Balance transfer APR Purchase APR Filter values
Blue Cash Everyday® Card from American Express
$0
N/A
0% intro for the first 15 months (then 13.99% to 23.99% variable)
Get 3% cash back on groceries on up to $6,000 annually (then 1%) with no annual fee. This is a simple and effective rewards card. Rates & fees
Chase Freedom Flex℠
$0
14.99% to 23.74% variable
0% intro for the first 15 months (then 14.99% to 23.74% variable)
Get up to 5% cashback in rotating and newly added everyday categories. The refreshed Freedom Flex card has lots of earning potential.
Citi® Diamond Preferred® Card
$0
0% intro for the first 18 months (then 14.74% to 24.74% variable)
0% intro for the first 18 months (then 14.74% to 24.74% variable)
An impressive 18 months intro APR on balance transfers and purchases, as well as no annual fee make this one of the top 0% APR cards available.
Chase Freedom Unlimited®
$0
14.99% to 23.74% variable
0% intro for the first 15 months (then 14.99% to 23.74% variable)
This solid 1.5% cashback card gets even better with the addition of up to 5% back in categories like travel, drug stores and dining.
Petal® Visa® Credit Card
$0
N/A
12.99% to 29.49% variable
Build your credit with rewards and no fees: Apply if you're new to credit or have a fair to good score.
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Compare up to 4 providers

Compare Capital One credit cards

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