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Journey Student Rewards from Capital One vs. Capital One Quicksilver Cash Rewards Credit Card

No-annual-fee cards with flat cash back on all purchases.

The main difference between these two no-annual-fee cashback cards is that the Journey Student Rewards from Capital One is aimed at students with fair or no credit and it lets you earn a slightly lower cashback rate. On the other hand, the Capital One Quicksilver Cash Rewards Credit Card comes with a signup bonus and a long 0% intro APR period on purchases, something the Journey card lacks.

Check out all perks and features in the table below.

Journey Student Rewards from Capital One

Journey Student Rewards from Capital One

Terms apply, see rates & fees

Capital One Quicksilver Cash Rewards Credit Card

Capital One Quicksilver Cash Rewards Credit Card

Terms apply, see rates & fees

Finder rating
Finder rating

★★★★★

3.9 / 5.0

★★★★★

4.2 / 5.0
Best for
Best for
  • No foreign transaction fee student card
  • Easy-to-earn signup bonus and flat cash back on all purchases
Welcome offer
Welcome offer None

$200 cash bonus after you spend $500 on purchases within 3 months from account opening

Rewards
Rewards

1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month. Also earn 5% cash back on hotels and rental cars booked through Capital One Travel (terms apply)

Earn unlimited 1.5% cash back on every purchase, every day and 5% cash back on hotels and rental cars booked through Capital One Travel (terms apply)

Purchase APR
Purchase APR

26.99% variable

0% intro APR for 15 months, and then 16.49% - 26.49% variable

Annual fee
Annual fee $0 $0
Balance transfer APR
Balance transfer APR

26.99% variable

0% intro APR for 15 months (then 16.49% to 26.49%) 3% fee on the amounts transferred within the first 15 months variable

Cash advance
Cash advance

APR: 26.99% variable

Fee: $10 or 3% of the transaction, whichever is greater

APR: 26.49% variable

Fee: $10 or 3% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $0
Minimum credit score
Minimum credit score 580 670
Card type
Card type Credit Credit
Learn more
Learn more

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Compare Journey Student Rewards from Capital One vs. Capital One Quicksilver Cash Rewards Credit Card

1 - 2 of 2
Name Product Welcome Offer Rewards Annual fee Filter values
Journey Student Rewards from Capital One
1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month. Also earn 5% cash back on hotels and rental cars booked through Capital One Travel (terms apply)
$0
A student credit card that boosts your cash back for the month when you pay on time.
Capital One Quicksilver Cash Rewards Credit Card
$200 cash bonus after you spend $500 on purchases within 3 months from account opening
Earn unlimited 1.5% cash back on every purchase, every day and 5% cash back on hotels and rental cars booked through Capital One Travel (terms apply)
$0
More than an unlimited 1.5% cash back card: you'll also earn 5% cash back on hotels and rental cars booked through Capital One Travel (terms apply).
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