Finder makes money from featured partners, but editorial opinions are our own. Advertiser disclosure

Sites like Biz2Credit

Compare the top alternative sites like Biz2Credit for a wider range of financing options.

Biz2Credit is a loans marketplace that offers quick turnaround term and working capital loans from $25,000 to $6,000,000. But you’ll need a minimum of $10,000 in monthly revenue and a credit score of 600 or higher to qualify. And it only offers a handful of loan types, which don’t include short-term options like lines of credit or merchant cash advances.

If you’re a newer business, have bad credit or need more loan options than what Biz2Credit offers, these sites like Biz2Credit may suit your needs better.

Our 6 top picks for sites like Biz2Credit

Best overall: Lendio

Lendio business loans

4.8 / 5 ★★★★★

Go to site

If you want to quickly find the best financing options for your situation, consider the Lendio marketplace. Lendio has 75+ partners you can search with a single application and offers significantly more loan options than Biz2Credit. Compare term and SBA loans, lines of credit, merchant cash advances, accounts receivable financing, equipment loans and more.

Lendio is highly rated by past clients, who praise the company for its fast, streamlined application process. You can also call the company to connect with a loan officer who can help you narrow down the best loan for your situation. And it's known to be fast, with 24-hour turnaround on certain loan types. But be prepared to receive a large number of marketing calls and emails.

Pros
  • Options for bad credit
  • Wide range of financing options
  • Phone support available
Cons
  • Funding fees may apply to your loan
  • Marketing may continue after being funded
Loan amount$1,000 – $5,000,000
APRStarting at 3%
Min. Credit Score500
Loan term3 months to 25 years
RequirementsOperate business in US or Canada for 6 months or more, have a business bank account, minimum 500 personal credit score, at least $20,000 in monthly revenue

Best for customer ratings: Lendzi

Lendzi

4.7 / 5 ★★★★★

Lendzi is a highly rated business loans marketplace that lets you compare 60+ traditional and alternative lenders with a single application. It offers term loans and quick turnaround, short-term loans that you won't find at Biz2Credit, like lines of credit, merchant cash advances (MCAs) and invoice factoring.

But where it really stands out from other marketplaces is customer ratings. The company gets overwhelmingly high marks from past clients on Trustpilot, Google reviews and the Better Business Bureau (BBB) websites. However, you won't find any information about its partners' rates and fees online.

Pros
  • Options for bad credit
  • No hard credit checks
  • Phone support available
  • Direct lender for some loans
Cons
  • No information about rates or fees
  • Full list of lending partners not available
  • Founders' information hard to find
Loan amount$5,000 – $2,000,000
APRStarting from 3.9%
Min. Credit Score500
Loan termNot stated
Requirements525+ credit score, one year in business, at least $50,000 annual revenue

Best for newer businesses: businessloans.com

BusinessLoans.com

4.4 / 5 ★★★★★

Go to site

Businessloans.com is a simplified marketplace featuring a quick, easy-to-fill-out form with minimum personal information required and no hard credit check. Unlike Biz2Credit, there's no minimum credit score requirement, but your loan options may be more limited if your score is under 500.

But you won't find any information about its partner network, interest rates or fees. There's also no phone number to call if you need help. But if you're looking for a quick and straightforward way to search multiple lenders to see your options, it's a good place to start.

Pros
  • Good customer reviews online
  • Simplified online form with no hard credit check
  • All credit types accepted
Cons
  • Partners not listed
  • Rates and fees not disclosed
  • No published phone number
Loan amount$5,000 – $3,000,000
APRVaries by loan type and lender
Min. Credit Score500–650, depending on the lender
Loan term3 months to 10 years
RequirementsMust have been in business between 1 to 2 years, have a minimum revenue of $75,000 to $250,000 and have a minimum credit score of 500 to 650.

Best for SBA loans: SmartBiz

SmartBiz business loans

4.5 / 5 ★★★★★

Looking to grow your business? SBA loans can be a good choice. The SmartBiz marketplace offers SBA loans up to $500,000 with repayment terms of up to 10 years. SmartBiz helps speed up the SBA application process by allowing you to fill out a single form to get matched with multiple SBA lenders.

Its online prequalification process takes a few minutes, and if approved, you could have funds in as soon as 30 days. To qualify for an SBA loan through SmartBiz, you must be in business for at least two years. And you'll be on the hook for a 2% referral fee and 2% packaging fee if your loan is approved.

Pros
  • Help with SBA loan applications
  • Online prequalification available
  • Good customer reviews
Cons
  • Up to 4% in fees apply
  • Minimum loan amount is $30,000
Loan amount$30,000 – $500,000
APRPrime Rate, plus 2.75% to 3.75%
Loan term10 years
Requirements650+ credit score, 2+ years in business, $50,000+ in annual revenue, no bankruptcies or foreclosures in past 3 years

Best for a wide network of lenders: LendingTree

LendingTree business loans

Founded in 1996, LendingTree is an established marketplace with a whopping 500 lending partners across its loan categories. It partners with many of the top names in the business lending space and has an easy-to-use form to help you find a loan based on your business structure — from sole proprietorships to corporations.

While it's not upfront about its eligibility requirements for business loans, it has a large network of business lending partners that accept a wide range of credit scores — as low as 500. It states that it chooses small business loans from online lenders that cover small, medium or large expenses, so your bases are covered.

Pros
  • No fees from LendingTree
  • Good ratings on Trustpilot
  • Options for bad credit
Cons
  • May receive a large volume of marketing communications
  • Does not specialize in business loans
Loan amountVaries by lender and type of financing
APRVaries
Min. Credit ScoreGood to excellent credit
Loan termVaries by lender and type of financing
RequirementsVaries by lender, but many require good personal credit, minimum annual revenue and minimum time in business

Best for high approval rates: GoKapital

GoKapital business loans

The GoKapital marketplace offers significantly more loan options than Biz2Credit and has more relaxed requirements. It has 15 types of short- and long-term loans, including SBA loans, term loans, lines of credit, merchant cash advances and doesn't shy away from lending to certain high-risk industries.

GoKapital works with cannabis, healthcare and construction businesses, which sometimes have a hard time qualifying. It also doesn't have any personal credit requirements for business owners, and you can get connected in as little as a few minutes — potentially getting funds in as little as one day.

Pros
  • Only need to be in business for 6 months
  • High chance of getting connected if you qualify
  • Available in all 50 states
  • Also a direct lender
Cons
  • Loans start at $20,000
  • Minimum $20,000 a month revenue requirement
  • Some high-risk industries excluded
Loan amount$20,000 – $5,000,000
APR6% to 18%
Min. Credit ScoreVaries
RequirementsMinimum of $20,000 average monthly revenue. At least four months of business bank account statements.

How does Biz2Credit compare?

Biz2Credit is a highly-rated business loans marketplace that caters to established businesses. Using Biz2Credit, you’ll have access to working capital loans, term loans, and commercial real estate (CRE) loans, as well as ERTC loans for businesses with a valid Employee Retention Credit (ERC) refund claim with the IRS. But unlike the other marketplaces on this list, it doesn’t offer SBA loans, equipment loans or short-term financing options like lines of credit, merchant cash advances or invoice factoring.

Pros

  • Competitive rates
  • Highly rated by past customers
  • Flexible payments

Cons

  • Loan types are limited
  • No loans under $25,000
  • Approval can take up to 24 hours
  • Underwriting fee applies at closing

More guides on Finder

Ask a Question

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Go to site