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7 Sites Like Biz2Credit for Fast Business Financing in 2026

Compare the top alternative sites like Biz2Credit for a wider range of financing options.

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By

Kat Aoki

Edited by

Holly Jennings

Updated

Fact checked

Lendio business loans

Lendio business loans

Submit one simple application to potentially get offers from a network of over 75 legit business lenders.

Apply now
on Lendio's secure site
More details
Features
  • Accepts a wide range of credit scores
  • Quick online application
  • Funding as quick as 24 hours

Biz2Credit is a loans marketplace that offers quick turnaround term and working capital loans from $250,000 to $2,000,000. But you’ll need a minimum of $10,000 in monthly revenue and a credit score of 650 or higher to qualify. And it only offers a handful of loan types, which don’t include short-term options like lines of credit or merchant cash advances.

If you’re a newer business, have bad credit or need more loan options than what Biz2Credit offers, these sites like Biz2Credit may suit your needs better.

Our 7 top picks for sites like Biz2Credit

Finder Score Loan amount Loan term APR

Best for online business loans

Fundera logo
9.5 Excellent
Fundera business loans
9.5 Excellent
$2,500 – $5,000,000
Varies by lender
Varies by lender
Go to site View details
Compare product selection

Why we like it

Fundera by NerdWallet is a business loan marketplace that connects small business owners with multiple lenders through a single application. The platform offers access to term loans, SBA loans, lines of credit, equipment financing and more, with loan amounts ranging from $2,500 to $5 million. With a quick online application using only a soft credit check, Fundera has helped over 77,000 small businesses secure more than $5.4 billion in funding. The platform provides dedicated loan specialists for personalized guidance, and funding can be as fast as one business day.

Pros

  • Free service
  • Single application connects you with multiple lenders
  • Soft credit check won't impact credit score
  • Fast funding possible within 24 hours

Cons

  • Rates and fees aren't disclosed upfront
  • Not a direct lender, terms set by partners
  • Limited network compared to larger marketplaces

Best overall

Lendio logo
9.6 Excellent
Lendio business loans
9.6 Excellent
$1,000 – $10,000,000
Varies by lender
Varies by lender
Go to site View details
Compare product selection

Why we like it

If you want to quickly find the best financing options for your situation, consider the Lendio marketplace. Lendio has 75+ partners you can search with a single application and offers significantly more loan options than Biz2Credit. Compare term and SBA loans, lines of credit, merchant cash advances, accounts receivable financing, equipment loans and more.

Lendio is highly rated by past clients, who praise the company for its fast, streamlined application process. You can also call the company to connect with a loan officer who can help you narrow down the best loan for your situation. And it's known to be fast, with 24-hour turnaround on certain loan types. But be prepared to receive a large number of marketing calls and emails.

Pros

  • Options for bad credit
  • Wide range of financing options
  • Phone support available

Cons

  • Funding fees may apply to your loan
  • Marketing may continue after being funded

Best for customer ratings

Lendzi logo
9.5 Excellent
Lendzi
9.5 Excellent
$5,000 – $20,000,000
6 months to 25 years
Varies by lender
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Why we like it

Lendzi is a highly rated business loans marketplace that lets you compare 60+ traditional and alternative lenders with a single application. It offers term loans and quick turnaround, short-term loans that you won't find at Biz2Credit, like lines of credit, merchant cash advances (MCAs) and invoice factoring.

But where it really stands out from other marketplaces is customer ratings. The company gets overwhelmingly high marks from past clients on Trustpilot, Google reviews and the Better Business Bureau (BBB) websites. However, you won't find any information about its partners' rates and fees online.

Pros

  • Options for bad credit
  • No hard credit checks
  • Phone support available
  • Direct lender for some loans

Cons

  • No information about rates or fees
  • Full list of lending partners not available
  • Founders' information hard to find

Best for newer businesses

Businessloans.com Main Product logo
8.8 Great
BusinessLoans.com
8.8 Great
$10,000 – $3,000,000
Varies by lender
Varies by lender
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Compare product selection

Why we like it

Businessloans.com is a simplified marketplace featuring a quick, easy-to-fill-out form with minimum personal information required and no hard credit check. Unlike Biz2Credit, there's no minimum credit score requirement, but your loan options may be more limited if your score is under 500.

But you won't find any information about its partner network, interest rates or fees. There's also no phone number to call if you need help. But if you're looking for a quick and straightforward way to search multiple lenders to see your options, it's a good place to start.

Pros

  • Good customer reviews online
  • Simplified online form with no hard credit check
  • All credit types accepted

Cons

  • Partners not listed
  • Rates and fees not disclosed
  • No published phone number

Best for SBA loans

SmartBiz logo
9 Excellent
SmartBiz business loans
9 Excellent
$50,000 – $350,000
Up to 10 years
Prime Rate, plus 3% to 5.75%
View details
Compare product selection

Why we like it

Looking to grow your business? SBA loans can be a good choice. The SmartBiz marketplace offers SBA loans up to $350,000 with repayment terms of up to 10 years. SmartBiz helps speed up the SBA application process by allowing you to fill out a single form to get matched with multiple SBA lenders.

Its online prequalification process takes a few minutes, and if approved, you could have funds in as soon as 30 days. To qualify for an SBA loan through SmartBiz, you must be in business for at least two years. And you'll be on the hook for a 2% referral fee and 2% packaging fee if your loan is approved.

Pros

  • Help with SBA loan applications
  • Online prequalification available
  • Good customer reviews

Cons

  • Up to 4% in fees apply
  • Minimum loan amount is $50,000

Best for a wide network of lenders

LendingTree, LLC logo
Not scored yet
LendingTree business loans
Not scored yet
Varies by lender
Varies by lender
Varies by lender
View details
Compare product selection

Why we like it

Founded in 1996, LendingTree is an established marketplace with a whopping 500 lending partners across its loan categories. It partners with many of the top names in the business lending space and has an easy-to-use form to help you find a loan based on your business structure — from sole proprietorships to corporations.

While it's not upfront about its eligibility requirements for business loans, it has a large network of business lending partners that accept a wide range of credit scores — as low as 500. It states that it chooses small business loans from online lenders that cover small, medium or large expenses, so your bases are covered.

Pros

  • No fees from LendingTree
  • Good ratings on Trustpilot
  • Options for bad credit

Cons

  • May receive a large volume of marketing communications
  • Does not specialize in business loans

Best for high approval rates

GoKapital logo
Not scored yet
GoKapital business loans
Not scored yet
$50,000 – $5,000,000
Varies by lender
6% to 18%
View details
Compare product selection

Why we like it

The GoKapital marketplace offers significantly more loan options than Biz2Credit and has more relaxed requirements. It has 15 types of short- and long-term loans, including SBA loans, term loans, lines of credit, merchant cash advances and doesn't shy away from lending to certain high-risk industries.

GoKapital works with cannabis, healthcare and construction businesses, which sometimes have a hard time qualifying. It also doesn't have any personal credit requirements for business owners, and you can get connected in as little as a few minutes — potentially getting funds in as little as one day.

Pros

  • Only need to be in business for 4 months
  • High chance of getting connected if you qualify
  • Available in all 50 states;Also a direct lender

Cons

  • Loans start at $50,000
  • Minimum $20,000 a month revenue requirement
  • Some high-risk industries excluded
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How does Biz2Credit compare?

Biz2Credit is a highly-rated business loans marketplace that caters to established businesses. Using Biz2Credit, you’ll have access to working capital loans, term loans, and commercial real estate (CRE) loans, as well as ERTC loans for businesses with a valid Employee Retention Credit (ERC) refund claim with the IRS. But unlike the other marketplaces on this list, it doesn’t offer SBA loans, equipment loans or short-term financing options like lines of credit, merchant cash advances or invoice factoring.

Pros

  • Competitive rates
  • Highly rated by past customers
  • Flexible payments

Cons

  • Loan types are limited
  • No loans under $250,000
  • Approval can take up to 24 hours
  • Underwriting fee applies at closing
Holly Jennings's headshot
To make sure you get accurate and helpful information, this guide has been edited by Holly Jennings as part of our fact-checking process.
Kat Aoki's headshot
Written by

Writer

Kat Aoki was a personal finance writer at Finder, specializing in consumer and business lending. She’s written thousands of articles to help consumers make better decisions on their home loans, bank accounts, credit cards, cryptocurrency and more. Kat is well versed in working with leading brands in the real estate, mortgage and personal finance industries, and her expertise has been featured on Lifewire and financial comparison sites like iSelect and realestate.com.au. She holds a BS in business administration from California State University, Sacramento and enjoys hiking and yoga in her spare time. See full bio

Kat's expertise
Kat has written 132 Finder guides across topics including:
  • Mortgages
  • Home equity loans
  • Mortgage refinancing
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