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Mint App Shut Down: Compare Top Budgeting Alternatives

These apps like Mint are the best alternatives to this once-popular, retired budgeting app.

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Bethany Hickey

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Holly Jennings

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Mint was once a top budgeting app. It was foundded in 2006 and was later acquired by Intuit, but it shut down in January 2024. As part of their phased rollout, users are being encouraged to migrate to Intuit’s other product, Credit Karma. Mint allowed users to sync bank accounts and credit cards and create bill alerts and savings goals. Mint was free to use, but the app had quite a few ads. You could also see your credit score thanks to its partnership with Equifax.

Despite all of Mint’s strengths, it just isn’t an option anymore. Compare these other top budgeting apps like Mint so you can continue to budget like a pro.

7 alternative apps like Mint

For zero-based budgeting

YNAB

Offers a free 34-day trial T&Cs apply.
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You Need A Budget (YNAB) comes highly recommended by users online. You can link banking and investment accounts, view transactions, create bill categories, use a budget planning workbook and attend workshops. For a faster way to build a budget, you can also use YNAB's automatic budget feature, so it's out of your hands. This app uses the zero-based budgeting approach, which means all your money is allocated to a specific category like savings, expenses and debt. It costs $14.99 per month, or $109 for the annual plan, to use YNAB. It's a hefty price for a budget app, and Mint was free to use, but many users say the price is worth the features. YNAB also features a free 34-day trial, so you can test it before you commit.
Fee $109. per year

For an all-in-one app

Origin

Try free for 7 days T&Cs apply.
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Origin Financial, or Origin, is one of the better all-in-one finance apps we've seen in a while. You can sync your accounts through Plaid, Finicity and MX — most apps just use Plaid. After you sync accounts, you can track spending and expenses, make a budget and so much more. Origin also offers free tax filing, a Cash Management Account with up to 3.7% APY and estate planning. Add a joint owner at no extra cost and each owner gets a unique login so couples can track everything together, too. And unlike Mint, Origin has no advertisements. However, you can't avoid the subscription fee. You can pay monthly for $12.99, or pay annually for $99. Notably, it's a very similar price to YNAB but with significantly more features. There is a $1/year special promotion going on right now, as well.
APY 3.70%
Fee $12.99. per month

An all-in-one view of your finances

Empower Personal Cash

8.8 Great

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Empower Personal Dashboard is a free mobile and desktop app that lets you link bank accounts, loans, credit cards, mortgages and investment accounts. You can create a granular, detailed budget with individual labels to keep things organized and set savings goals. The dashboard lets you view income and expenses and see more details about your deposits and transactions. On the mobile app, you can use the 'Budgeting' view to see a circle chart to view transactions by type, but Empower doesn't offer much in the way of helping you create a budget. In terms of budgeting apps, it's a top competitor to Mint, with nearly the same functionality and no monthly fees.
APY 3.00%
Fee $0 per month

For canceling subscriptions

Rocket Money

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Rocket Money's standout feature is helping you cancel subscriptions you no longer need. By linking your accounts, it identifies subscriptions to cancel with the help of a Rocket Money concierge. View all your subscriptions in a single list, upcoming bills and see your budget. But you can't create unlimited budgets or customize your budget categories without paying extra for the Premium version. The Premium plan costs $6 to $12 per month, or $48 to $60 billed annually (you choose what you pay on a sliding scale, and prices can vary). If you're not sure you need the Premium subscription, you can try the 7-day free trial.
Fee From $0 per month

For past Mint users

Credit Karma Credit Builder

Credit Karma will be your easiest transition from Mint, since it's also part of the Intuit family. While Credit Karma largely focuses on credit building and monitoring with Equifax and TransUnion, it offers some light budgeting tools. It also offers its own accounts, called Money Spend and Save, and includes other Intuit products like TurboTax and Quickbooks. However, Credit Karma can't set monthly or category-level budgets but instead advertises a way to input spending and savings for simple tracking.
Fee $0. per month

For paying off debt

EveryDollar

Enjoy a 14-day free trial when you sign up for the Plus plan T&Cs apply.
EveryDollar was developed by Dave Ramsey, the founder and CEO of Ramsey Solutions, a company focused on helping people come out of debt. The EveryDollar app is a simple budgeting app largely designed for budgeting beginners and uses the zero-based budgeting approach. The free option offers unlimited budgets, personalized spending categories, transaction tracking, the ability to set up sinking funds and much more. But if you want to link your accounts to the app and get all the other features, you need to pay $17.99 per month or $79.99 a year for the paid version. Alternatively, you can also choose to subscribe to Ramsey+ for $129.99 per year, which offers EveryDollar app access as well as the BabySteps app, Ask a Coach, Debt Snowball Calculator and Financial Peace University. On the downside, this app isn't designed for investments or wealth management.
Fee $0. per month

For envelope budgeting

Goodbudget

The positives of Goodbudget come from its simplicity and digital envelope budgeting method. It's also designed for people who prefer a hands-on budgeting approach. With the free version, you can use up to 20 envelopes that separate your expenses into categories like taxes, savings goals, rent, entertainment and more. Goodbudget comes highly rated by users but is more work than Mint used to be. Unlike Mint, it doesn't allow you to sync your accounts to log transactions and income automatically. While you can import transactions, you'll still have to manually enter all your purchases and income, which reduces the need for an extra app for budgeting, as you could just use an Excel spreadsheet. There's also a Premium plan for $10/month or $80/year, which offers unlimited envelopes, link unlimited accounts, link up to five devices and track up to seven years of of your budget. Also, if you want email support, you'll need the paid membership because free users only get community support.
Fee $0. per month

How Mint compares

Mint was a popular budgeting app that allowed users to sync their bank accounts. There were no monthly fees, and it offered credit monitoring features — it was a force to be reckoned with. It was a part of the Intuit family, but now that Credit Karma has a much larger user base, Intuit decided to get rid of Mint and send the remaining users over to Credit Karma, which has many products, including a Spend and Save account, credit monitoring and budgeting tools.

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To make sure you get accurate and helpful information, this guide has been edited by Holly Jennings as part of our fact-checking process.
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Bethany Hickey is the banking editor and personal finance expert at Finder, specializing in banking, lending, insurance, and crypto. Bethany’s expertise in personal finance has garnered recognition from esteemed media outlets, such as Nasdaq, MSN, Yahoo Finance, GOBankingRates, SuperMoney, AOL and Newsweek. Her articles offer practical financial strategies to Americans, empowering them to make decisions that meet their financial goals. Her past work includes articles on generational spending and saving habits, lending, budgeting and managing debt. Before joining Finder, she was a content manager where she wrote hundreds of articles and news pieces on auto financing and credit repair for CarsDirect, Auto Credit Express and The Car Connection, among others. Bethany holds a BA in English from the University of Michigan-Flint, and was poetry editor for the university’s Qua Literary and Fine Arts Magazine. See full bio

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Bethany has written 472 Finder guides across topics including:
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