Finder makes money from featured partners, but editorial opinions are our own.
Best Ripple (XRP) wallets
Find out which wallets made our shortlist of top XRP wallets.
Disclaimer: This information should not be interpreted as an endorsement of cryptocurrency or any specific
provider, service or offering. It is not a recommendation to trade.
Best wallets for XRP
We've sorted through dozens of wallets to help you find the best one for your Ripple (XRP) needs. Compare wallets on type, supported currencies and price using our comparison table — click Go to site when you're ready to buy.
5 of 8 results
What to look for in a Ripple (XRP) wallet
There is no native wallet that Ripple recommends for storing XRP coins. However, there are several third-party wallets that cryptocurrency investors can utilize. Not all of these are created equally. When searching for a way to store XRP there are several points to consider.
Not every third-party wallet is compatible with all cryptocurrencies. As a result, some will not be compatible with XRP. So before using a wallet, make sure that XRP is one of the cryptocurrencies that can be securely stored in it. Also, ask yourself whether you will need the wallet to store any other cryptocurrencies alongside XRP.
After compatibility, the level of security should be a user's next biggest concern. Do you want a wallet that is frequently connected to the Internet, but provides convenience to trade quickly, or do you want a physical hard drive-type device that keeps digital assets offline? After shortlisting your options, become familiar with how each wallet keeps your assets safe.
For new cryptocurrency investors, using and navigating a cryptocurrency wallet can be a confusing procedure. However, the best crypto wallets should make this process as comfortable as possible. Look for a user-friendly interface that should help to prevent mistakes from being made.
Finally, research the teams behind the wallet. A strong development team should be constantly upgrading and improving features. When was the latest update? In addition to upgrades, does the development team offer any kind of support if anything goes wrong?
Best for beginners – Edge
There are certain cryptocurrency wallets that make it slightly more simple for beginners to store cryptocurrencies and Edge is one of those. Designed specifically for iOS and Android, Edge comes as a mobile application that is exceptionally easy to use for those familiar with traditional banking apps. The mobile wallet is compatible with XRP and also a range of other cryptocurrencies. The wallet works in partnership with Shapeshift and Simplex to offer users the ability to convert cryptocurrencies instantly and purchase new cryptocurrencies when required. With regards to security, the wallet is non-custodial, employs a range of authentication procedures and stores all private keys locally on a user's device.
Pros and cons
- Ease of use. The mobile application boasts an extremely intuitive design that is easy to adjust to, even for inexperienced cryptocurrency investors.
- Cost. There is no cost to send or receive cryptocurrencies from the wallet.
- Recovery. The wallet offers a backup recovery feature which is accessed via recovery questions.
- Security. The app offers 2-factor authentication alongside FaceID and TouchID.
- Crypto trading. Users are able to swap and exchange cryptocurrencies directly within the app.
- Open-source. The open-source code means the wallet can be easily audited and verified for transparency.
- Connection with the Internet. As a mobile application, the software is in constant interaction with the Internet. This leaves the crypto wallet more susceptible to attacks.
- Lack of web interface. The wallet is mobile-only, with no associated web or desktop application.
Best desktop wallet – Exodus
Exodus is a useful crypto wallet for those looking to store XRP on their desktop. The application is beginner-friendly with an intuitive interface making it very easy to navigate. Compatible with over 100 different cryptocurrencies, users can keep track of multiple XRP wallets through live price updates. For added security, the desktop wallet can be combined with the Trezor hardware wallet. This provides an offline secure layer for those that wish to utilize the convenience of the desktop with the security of hardware. Finally, the built-in exchange also allows users to swap cryptocurrencies with just a few clicks.Pros and cons
- Flexibility. Alongside the intuitive desktop interface, Exodus also offers a mobile application for Android and iOS users.
- Anonymity. There is no ID verification required which means all transactions are highly private.
- Crypto trading. Users are able to swap and exchange cryptocurrencies directly within the application.
- Security. As a desktop application, the wallet frequently interacts with the Internet which leaves it more susceptible to attack. Unlike competitors, the wallet does not implement 2-factor authentication and relies on passwords for protection.
- Not fully open source. The code behind the wallet is not completely open-source, which means transparency is lacking in comparison to others.
- No fiat support. Users cannot transfer cryptocurrencies back into fiat currency within the platform.
Best wallet for security – Trezor Model T
The Trezor Model T is a hardware cryptocurrency wallet that was originally designed for storing Bitcoin. However, the wallet is now compatible with over 1,600 different cryptocurrencies, including XRP. The wallet takes the form of a physical device that is connected to a computer via USB. Digital assets can only be accessed when the device is connected. When disconnected, assets are safe from hacks and security breaches. The wallet works alongside associated software, where users can access live prices and update portfolios.
Through many partnerships, Trezor can also be used with a range of other software-based wallet providers, which gives users the flexibility to use multiple interfaces. While the wallet can be intimidating for new users and is slightly more expensive than competitors, it is undeniably one of the safest options currently available on the market.
Pros and cons
- Security. The device is a hardware wallet that allows digital assets to be stored offline in cold storage. This adds an extra layer of security between hackers and users' funds. The company behind Trezor has also never been hacked, and security functions are audited regularly.
- Wide range of cryptocurrencies. The Model T is compatible with over 1,200 different cryptocurrencies, making it one of the most compatible wallets available.
- Recovery. If the physical device is lost a user can create a backup via their associated 12-word seed phrase.
- Non-custodial. The device places users in complete control of their own funds. Private keys always remain within the device.
- Customer support. Support is on hand 24/7 to answer any issues experienced by customers.
- Accountability. If the wallet is lost a user needs the 12-word seed phrase to recover funds. If the seed phrase is lost then funds can not be retrieved.
- Intimidating for new users. The interface and initial setup are not the most user-friendly in comparison with other crypto wallets.
- Additional features. The Trezor Model T focuses on security. There are no additional features available, such as the ability to exchange cryptocurrencies.
- Cost. The Trezor Model T is one of the most expensive crypto wallets on the market.
Best overall wallet – Ledger Nano X
The Ledger Nano X is a hardware wallet that offers users the best of security, usability and flexibility, all for a competitive price. This is why we have placed it as the best overall wallet for storing XRP. Alongside XRP, the wallet supports connection with over 1,000 other cryptocurrency assets, making it one of the most popular solutions for most cryptocurrency investors.
The device is a USB drive that can be connected to a computer when digital assets need to be sent or received. When no longer needed, the device can be disconnected and assets can remain offline away from potential hackers. The device works in conjunction with an associated Ledger Live software. This keeps track of investors' portfolios and boasts a user-friendly interface. While the initial setup is more difficult than software wallets, the increased security offered by the Ledger Nano X is often invaluable.
Pros and cons
- Security. The device is a hardware wallet that allows digital assets to be stored offline in cold storage. This adds an extra layer of security between hackers and users' funds. New software updates are released frequently.
- Wide range of cryptocurrencies. The Ledger Nano X is compatible with over 1,000 different cryptocurrencies, which makes it one of the most versatile wallets available.
- Non-custodial. The Ledger Nano X places users in complete control of their own funds. Private keys remain on the device at all times.
- Recovery. If the physical device is lost a user can create a backup via their associated 12-word seed phrase.
- User-interface. While setup can be initially intimidating, the associated Ledger Live interface is easier to use than competitors.
- Accountability. If the wallet is lost a user needs the 12-word seed phrase to recover funds. If that is lost then funds cannot be retrieved.
- Cost. Like other hardware cryptocurrency wallets, the Ledger Nano X is not the cheapest option.
- Customer information breach. In the past, the company behind the wallet, Ledger, has suffered a breach of customer information. No funds were ever taken.
Tips for securely storing your Ripple (XRP)
Want to store XRP, or any other cryptocurrency, as safely and securely as possible? Make sure to keep the following tips in mind:
- 20 XRP. Unlike Bitcoin wallets, which are usually free, most XRP wallets require you to keep at least 20 coins in your wallet address.
- Set up 2-factor authentication. If your wallet allows for it, make sure you enable 2-factor authentication (2FA). 2FA involves inputting a time-sensitive 6-digit code generated by a third-party app such as Google Authenticator. The process provides an extra layer of security for cryptocurrency funds and is now a common industry practice.
- Keep your private keys private. Make sure you never share any private keys with anyone else. Keep a backup and store it in a safe place.
- Go offline. If you're holding a large amount of XRP or any other cryptocurrency, store the bulk of your funds in a reputable hardware wallet for the best security. You can keep a small portion of your coins and tokens in a desktop or online wallet for quick access but the bulk should remain offline.
- Choose a wallet that suits your needs. Some wallets are focused on security and can be time consuming to use; other wallets are better for frequent trading and provide easy access to your XRP. Make sure whichever wallet you choose is right for your requirements.
- Backup. Security is paramount when storing any cryptocurrency, so choose a wallet that provides an easy-to-use back-up option. Remember to make use of the feature regularly, as it provides important protection against losing your funds.
More resources on Finder
Ask a question
More guides on Finder
-
Ledger Nano Gen5 Review 2025
The Ledger Nano Gen5 builds on the legacy of the Nano S and Nano X, offering enhanced security and a bigger screen, with a slightly smaller storage capacity than the Nano X.
-
Best Wallet Review 2025
Best Wallet is a secure crypto wallet supporting 1,000+ assets with enhanced security. Find out how to deposit crypto and avoid fees today.
-
NGRAVE ZERO review
Learn about the capabilities, benefits and pitfalls of the NGRAVE ZERO hardware wallet.
-
Trezor Model T vs Model One
We compared Trezor and Ledger hardware wallets to see which has the most to offer.
-
Ledger Stax review
Learn how the Ledger Stax stands out compared to previous Ledger hardware wallets.
-
11 best non-custodial wallets
Our round-up of the best non-custodial crypto wallets and why they’re so important.
-
Zengo wallet review
Zengo is an innovative mobile crypto wallet that allows users to retain custody while offering easy access.
-
MetaMask wallet review and guide
All you need to know about MetaMask – the browser extension digital wallet and a user-friendly bridge to the world of Ethereum decentralised applications.
-
Best Crypto Hardware Wallets for 2025
Compare the security, features and capabilities of some of the best crypto hardware wallets on the market.
-
Trezor Model T review
See how the Trezor Model T measures up as a crypto hardware wallet.