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Explore Superbia Credit Union’s bank accounts

The first credit union to serve the LGBTQ+ community nationwide. But its services aren’t available yet.

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Superbia Credit Union aims to promote a new era of equality by offering discrimination-free banking, insurance and money management services. It’s committed to donating 10% of its revenue to affecting change in the LGBTQ+ and allied communities. But you can’t become a member or open an account until it receives regulatory approval.

Am I eligible?

Anyone can join Superbia. While you don’t have to be a member of the LGBTQ+ community, you must agree to the Superbia Pledge, which focuses on acceptance, inclusion and diversity.

What banking products does Superbia offer?

Superbia is gearing up to open and offer financial products as early as July 2021. It’s slated to offer:

  • Checking and savings accounts. Banking services with competitive rates, no fees and absolutely no discrimination.
  • Credit cards. Accessible credit card options, including using your preferred name instead of what’s on your birth certificate.
  • Life insurance. Inclusive policies that work for you, regardless of your gender identity or preventative medications.
  • Health insurance. Members of the LGBTQ+ have health considerations that are often ignored by traditional health insurance plans. Superbia intends to change that.

Compare Superbia Credit Union with leading bank accounts

1 - 6 of 13
Name Product Fee Minimum deposit to open Annual Percentage Yield (APY) Offer
US Bank Smartly Checking
Finder Rating: 3.2 / 5: ★★★★★
Bonus
US Bank Smartly Checking
$6.95 per month
$25
N/A
New offer: Earn up to $600 when you open a new U.S. Bank Smartlyâ„¢ checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through April 11, 2023. Member FDIC
Take control of your spending with integrated tools such as automated budgeting, upcoming due date alerts, low balance alerts and more, available in the US Bank Smartly Checking mobile app. Easily send and receive funds via Zelle. Waive overdraft fees by depositing money before the forgiveness deadline. Member FDIC.
BMO Harris Smart Advantageâ„¢ Account
Finder Rating: 4.7 / 5: ★★★★★
Bonus
BMO Harris Smart Advantageâ„¢ Account
$0 per month
$25
N/A
Get a $200 bonus when you open a new Smart Advantage account and have a cumulative total of $4,000 or more in qualifying direct deposits in the first 90 days
Earn a $200 cash bonus after $4,000 deposits in the first 90 days. Pay $0 monthly fees and no minimum balance. Access a large nationwide network of free ATMs. Member FDIC.
Chime Checking account
Finder Rating: 4.7 / 5: ★★★★★
Chime Checking account
$0 per month
$0
N/A
Save easily and access your paycheck up to 2 days early with direct deposit. Pay $0 monthly fees, and no minimum balance is required. Access 24/7 support and get daily balance and transaction alerts. FDIC insured.
Axos Bank Essential Checking
Finder Rating: 5 / 5: ★★★★★
Axos Bank Essential Checking
$0 per month
$0
N/A
Pay $0 monthly and overdraft fees, and get reimbursed for domestic ATM fees. No opening deposit or minimum balance requirement. Get your paycheck up to 2 days early with direct deposit. FDIC insured.
GO2bank
Finder Rating: 3.7 / 5: ★★★★★
GO2bank
$5 per month
$20
4.50% on balances of $0 to $5,000
Get your direct deposit up to 2 days before payday. $0 fees with eligible direct deposit. Otherwise $5 monthly fee. Earn 4.5% APY on savings balances. FDIC insured.
CIT eChecking account
Finder Rating: 4.1 / 5: ★★★★★
Exclusive
CIT eChecking account
$0 per month
$100
0.25% on balances of $25,000+
0.10% on balances of $0 to $25,000
Easily open an account online with as little as $100 minimum deposit. Earn 0.1% APY on balances under $25,000 and 0.25% APY on balances of $25,000 or more. Transfer money with Zelle, Bill Pay, Samsung Pay or Apple Pay. FDIC insured.
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1 - 6 of 44
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Name Product Annual Percentage Yield (APY) Minimum balance to earn interest Minimum deposit to open Offer Estimated total balance
Western Alliance Bank High Yield Savings Account through SaveBetter
Finder Rating: 4.9 / 5: ★★★★★
Western Alliance Bank High Yield Savings Account through SaveBetter

4.80%

$0
$1
$1,048
Get an impressive 4.8% APY, which is 13.5x higher than the national average. All with $0 fees and only a $1 minimum deposit required. FDIC insured.
CIT Bank Platinum Savings
Finder Rating: 3.8 / 5: ★★★★★
CIT Bank Platinum Savings

4.75%

0.25%

$0
$100
$1,047.50
Earn 4.75% APY on balances of $5,000 or more. Open an account in five minutes or less. Easily manage your account with CIT’s mobile banking app. FDIC insured.
American Express® High Yield Savings Account
Finder Rating: 4.6 / 5: ★★★★★
American Express® High Yield Savings Account

3.75%

$1
$0
$1,037.50
Enjoy no monthly fees and a competitive APY with this online-only savings account. Accounts offered by American Express National Bank, Member FDIC.
Patriot Bank High-Yield Money Market Deposit Account
Finder Rating: 4.9 / 5: ★★★★★
Patriot Bank High-Yield Money Market Deposit Account

4.75%

$0
$1
$1,047.50
Money market deposit accounts earn interest like savings accounts but also come with checks and debit cards. Earn 4.75% APY with Patriot Bank’s MMDA. Open an account online in under five minutes. $1 minimum deposit. FDIC insured.
U.S. Bank Elite Money Market
Finder Rating: 3.9 / 5: ★★★★★
Exclusive
U.S. Bank Elite Money Market

3.50%

0.75%

0.01%

$0
$100
$1,035
With a tiered interest rate, U.S. Bank Elite Money Market pays you more interest for higher balances. Earn 0.01% APY for balances under $25,000. Earn 3.50% APY for balances up to $499,999.99. Monthly fee is waived for a $10,000+ balance. Member FDIC.
Barclays Online Savings
Finder Rating: 4.6 / 5: ★★★★★
Barclays Online Savings

3.80%

$0
$0
$1,038
Earn 3.8% APY, 5X higher than the national average with no minimum balance requirements. Get unlimited transactions and tools that help you save. Pay $0 monthly fees. Member FDIC.
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1 - 6 of 13
$
Name Product Annual Percentage Yield (APY) Minimum balance to earn interest Minimum deposit to open Offer Estimated total balance
Patriot Bank High-Yield Money Market Deposit Account
Finder Rating: 4.9 / 5: ★★★★★
Patriot Bank High-Yield Money Market Deposit Account

4.75%

$0
$1
$1,047.50
Money market deposit accounts earn interest like savings accounts but also come with checks and debit cards. Earn 4.75% APY with Patriot Bank’s MMDA. Open an account online in under five minutes. $1 minimum deposit. FDIC insured.
Hanover Bank Money Market Deposit Account through SaveBetter
Finder Rating: 4.9 / 5: ★★★★★
Hanover Bank Money Market Deposit Account through SaveBetter

4.65%

$0
$1
$1,046.50
Money market accounts are similar to savings accounts but typically come with check writing capabilities and a debit card. Easily open an online account and access your account online 24/7. FDIC insured.
U.S. Bank Elite Money Market
Finder Rating: 3.9 / 5: ★★★★★
Exclusive
U.S. Bank Elite Money Market

3.50%

0.75%

0.01%

$0
$100
$1,035
With a tiered interest rate, U.S. Bank Elite Money Market pays you more interest for higher balances. Earn 0.01% APY for balances under $25,000. Earn 3.50% APY for balances up to $499,999.99. Monthly fee is waived for a $10,000+ balance. Member FDIC.
Quontic Bank Money Market
Finder Rating: 4.6 / 5: ★★★★★
Quontic Bank Money Market

3.75%

$0
$100
$1,037.50
Competitive rates, no monthly fees, user-friendly online banking platform. FDIC insured.
CIT Bank Money Market
Finder Rating: 3.9 / 5: ★★★★★
CIT Bank Money Market

1.55%

$0
$100
$1,015.50
A savings account with a higher-than-average rate and minimal fees. Member FDIC.
Great Lakes FCU Money Market Account through SaveBetter
Finder Rating: 4.7 / 5: ★★★★★
Great Lakes FCU Money Market Account through SaveBetter

4.40%

$0
$1
$1,044
Earn 4.4% APY, which is 17.1x the national average. Open with $1 minimum and pay $0 fees. Access funds online 24/7. NCUA insured.
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1 - 5 of 5
Name Product 6-month APY 1-year APY 5-year APY Minimum deposit to open
Western Alliance Bank 12 months CDs through SaveBetter
Finder Rating: 4.7 / 5: ★★★★★
Western Alliance Bank 12 months CDs through SaveBetter
N/A
5.01%
N/A
$1
Get 5.01% APY on a 12 month CD, and earn an APY that’s 14.8x higher than the national average. Pay no fees and just a $1 minimum deposit. FDIC insured.
Barclays Online CDs
Finder Rating: 4.5 / 5: ★★★★★
Barclays Online CDs
0.10%
5.00%
4.30%
$0
Get competitive rates on CD term lengths from 3 to 60 months. A reliable and secure way to see your money grow. FDIC insured.
CIT Bank Term CDs
Finder Rating: 3.5 / 5: ★★★★★
CIT Bank Term CDs
5.00%
0.30%
0.50%
$1,000
Choose from a range of terms with no maintenance fees and $1,000 minimum to open. FDIC insured.
Crescent Bank
Finder Rating: 4.8 / 5: ★★★★★
Crescent Bank
N/A
5.15%
4.50%
$1,000
Earn competitive rates up to 5.15% APY (annual percentage yield) on terms ranging from 1 to 5 years. Pay $0 maintenance fees. Member FDIC.
Ponce Bank CD through SaveBetter
Finder Rating: 4.9 / 5: ★★★★★
Ponce Bank CD through SaveBetter
4.00%
N/A
N/A
$1
Snag the highest APYs on the market for the shortest CD terms via SaveBetter. FDIC insured.
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Superbia Credit Union customer service

Reach out to a Superbia rep by sending a message on its Contact page or emailing hi@superbia.org directly.

Bottom line

If you want your money to support LGBTQ+ social and economic equality nationwide, you might consider Superbia Credit Union’s free checking and savings accounts that are launching as early as July 2021. But if you need banking solutions now, take a look at what other providers have to offer.

Frequently asked questions

Is Superbia Credit Union a non-profit organization? Is Superbia a non-profit organization?

Superbia Credit Union is a unique combination of for-profit, nonprofit, and not-for-profit organizations, including:

  • Superbia Association. Members are a part of this not-for-profit organization.
  • Superbia Credit Union. A for-profit organization wholly owned by its members.
  • Superbia Foundation. A nonprofit dedicated to systemic change and social equality.
  • Superbia Services Inc. A profit-for-purpose company that oversees the design and development of financial products and services for the LGBTQ+ community.

If Supberia doesn’t currently offer any services, why should I sign up?

Sign up to save your place in line to become a member, voice your opinion as Superbia Credit Union grows and you’ll get notified as new services become available.

Where are Superbia Credit Union’s branches located?

Superbia Credit Union is an online bank with no physical branch locations.

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