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Allianz car insurance review

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Get insurance for classic cars, business fleets or international roadtrips.’s rating: 3 / 5.0


  • Get a quote if you have a luxury, classic or business car or want international coverage.
  • Pick something else if you want the best rates and discounts.
  • Ideal for fleet managers and bundling policies


Roadside assistance

New car protection

Accident forgiveness


States served All 50 states
Roadside assistance Optional
Pay schedule custom
Claims methods online, email
New car protection No
Accident forgiveness No
Rideshare coverage No


  • Specialized insurance plans
  • Strong history in financial services
  • Integrated travel insurance options


  • Limited customer base
  • Complaints of poor customer service
Anti-theft device discount Yes
Bundling discount Yes
Defensive driving discount Yes
Good student discount Yes
Loyalty discount Yes
Homeowner discount No
Military discount No
Safety device discount Yes
Special employment discount No
Usage-based discount No
Other discounts No

Expert review

Gabrielle Pastorek

Review by

Gabrielle Pastorek is a staff writer at Finder, helping readers to round up the best deals, coupons, retailers, products and services to make sound financial decisions. She's written more than 800 articles on the site and is a quoted expert in Best Company and DealNews. She earned an MFA from the University of Pittsburgh, with essays and short stories published in The Collagist, Blue Monday Review, Blotterature and others. When she’s not writing, Gabrielle can be found out in the barn with her horse, Lucy.

Expert review

Allianz stands as a good choice if you have an expensive luxury car that other insurers won’t touch. It’s ideal for travelers, businesses and owners of luxury and classic cars.

However, some customers report poor customer service and a difficult claims process that could make interactions with Allianz a headache. You might find a better experience for luxury cars with its partner company, Chubb.

What car insurance coverage does Allianz offer?

Allianz now primarily insures luxury or classic cars and fleets of business vehicles, providing plenty of coverage options for these niche drivers.

  • Bodily injury liability. Required in most states, covers medical and funeral expenses for an accident you’re legally responsible for.
  • Property damage liability. Covers the costs of property damages, including vehicles, that you’re legally responsible for — required in most states.
  • Collision. If your car is damaged in an accident, collision coverage pays for the cost of repairs. If you have a car loan, your bank probably requires this coverage.
  • Comprehensive. Coverage for anything other than collision damage, such as theft, fire or vandalism. Some banks may require comprehensive coverage if you’re making car loan payments.
  • Travel insurance coverage. This add-on coverage keeps you covered while traveling abroad.
  • Agreed value coverage. If you have a classic car that’s worth more to a collector than its value, you and your agent can agree upon its insurance value and create your policy.

Pros and cons of Allianz insurance

  • Specialized insurance plans. Allianz offers special insurance coverage options for luxury and classic cars that other companies might offer.
  • Worldwide experience. Allianz has a long history of providing financial services to customers around the world.
  • Travel insurance options. Stay covered when you travel abroad by bundling travel and car insurance when renting a car abroad.
  • Limited customer base. Allianz only offers car insurance to select drivers of luxury or classic cars or business owners with large fleets.
  • Limited coverage. Allianz specializes in car insurance for luxury and classic cars, so you might not be able to get coverage for your midrange daily driver or you might be turned over to Chubb.
  • Poor online reviews. Despite its A+ rating with the BBB, Allianz has lots of negative online reviews.

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What do customers say about Allianz?

Allianz is an accredited business with the Better Business Bureau (BBB) and holds an A+ rating. However, as of July 2018, 95 out of its 111 comments are negative. Some of the top complaints about Allianz insurance have to do with poor customer service, slow claims service and hassles and issues when filing a claim. On the other hand, many Allianz customers have been very happy with their travel insurance options.

When reading online reviews, consider that many customers won’t leave a review unless they had an exceptionally poor experience.

How to apply for Allianz car insurance

Contact a US-based Allianz insurance agent to apply for insurance coverage or find an agent near you.

  • Call 800-227-1700
  • Email

What info do I need to apply?

Usually, you’ll need to have the following information ready.

  • Contact information, such as your name and address
  • Your car’s VIN or the make, model and trim of the car you’d like to insure
  • Information for any drivers you’d like to add to your policy

How to make a claim with Allianz

To file a car insurance claim with Allianz, log into your account through its online portal or get in touch with Terry Campbell, the US claims team leader:

  • Call 646-472-1481
  • Email

Have the following information on hand when filing your claim.

  • Your policy number
  • The date, time and location of the accident or incident
  • The names, addresses and telephone numbers of registered owners, injured people, occupants of other cars and witnesses
  • Description and license numbers of the other cars involved
  • Photos taken after the accident or incident
  • Police report number, if applicable

Frequently asked questions about Allianz car insurance

Car insurance ratings

★★★★★ — Excellent

★★★★★ — Good

★★★★★ — Average

★★★★★ — Subpar

★★★★★ — Poor

Our insurance team analyzes car insurance providers to help you choose the best car insurance for you.

We rank insurers from one to five stars based on key factors including customer satisfaction, policy options, price, billing, claims, and support. We create these rankings to help you narrow down an insurance provider that best suits your budget and coverage needs.

Learn the details of our methodology and scoring.

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