Finder makes money from featured partners, but editorial opinions are our own. Advertiser disclosure

Advance America locations

This short-term lender has more than 1,700 storefronts in over half the US.

Updated

Feb 10, 2021

Fact checked

You can find an Advance America storefront in over half the US. Depending on where you live, you may be able to take out a payday loan, installment loan, title loan or line of credit — and leave the store with cash in hand.

Where is Advance America located?

Advance America has over 1,700 stores spread across 28 states.

State	Number of stores	Loans available
Alabama	105	Payday loans, installment loans, title loans
California	232	Payday loans, installment loans, title loans
Colorado	19	Installment loans
Delaware	12	Payday loans, installment loans, title loans
Florida	222	Payday loans
Idaho	4	Payday loans, installment loans, title loans
Illinois	29	Payday loans, installment loans, title loans
Indiana	76	Payday loans
Iowa	32	Payday loans
Kansas	43	Payday loans, lines of credit
Kentucky	25	Payday loans
Louisiana	63	Payday loans, title loans
Michigan	142	Payday loans
Mississippi	37	Payday loans, installment loans, title loans
Missouri	65	Payday loans, installment loans
Nebraska	17	Cash advances
Nevada	11	Payday loans, installment loans, title loans
Ohio	129	Installment loans
Oklahoma	63	Payday loans
Rhode Island	19	Payday loans
South Carolina	97	Payday loans, installment loans
Tennessee	63	Payday loans, lines of credit, title loans
Texas	163	Payday loans, installment loans, title loans
Utah	2	Payday loans, installment loans
Virginia	65	Payday loans, title loans
Washington	7	Payday loans
Wisconsin	21	Payday loans, installment loans, title loans
Wyoming	11	Payday loans

^{Store information last updated June 2019.}

How can I find an Advance America location near me?

Advance America has a map tool on its website to help you find a branch that serves your area. Follow these steps to get started:

Visit the Advance America website and click Stores in the top menu.
Click Use my current location or enter your ZIP code.
Select a store from the list provided to find the address, phone number and services offered.

States where Advance America loans are available online

You can also apply for a short-term loan from Advance America online if you live in one of the following states:

California
Florida
Michigan
Tennessee
Texas

How does getting a short-term loan at Advance America work?

To apply for a short-term loan at an Advance America store, follow these three steps:

Visit an Advance America location and speak with a representative.
Fill out an application by providing information about yourself, including your Social Security number and proof of income.
Wait for a response from the lender.

The entire process typically takes around 15 minutes. If approved, you’ll receive your loan funds on the spot.

What do I need to apply?

When you visit an Advance America store, be sure to have the following information with you:

Government-issued photo ID
Proof of an active checking account — like a bank statement
Proof of income — like a pay stub, benefits letter or direct deposit notice
Social Security number
Check — varies by state

If you plan on borrowing an auto title loan, you should also bring your vehicle’s lien-free title, the vehicle itself, proof of residence and proof of insurance — depending on where you live.

What other services does Advance America offer at its stores?

Aside from getting a short-term loan, Advance America also offers a few other services and products:

Prepaid debit cards
MoneyGram money transfers
MoneyGram bill pay

Compare alternatives to Advance America

{"niche":"USFSL"}

1 - 0 of 0

Name	Loan amount	Turnaround time	Requirements
Chime SpotMe® Not rated yet Chime SpotMe® Not rated yet	Up to $200	Same day	Single qualifying $200 direct deposit into Chime checking account in the last 34 days.	Access fee-free overdrafts up to $200 when eligible. Plus get your paycheck up to 2 days early with direct deposit. See Chime terms and conditions.	Go to site More Info	Compare	loading Fetching your data...
Smart Advances Not rated yet Smart Advances Not rated yet	$100 to $20,000	As soon as one business day after loan closing	Have a regular income, 18+ years old, be a U.S. citizen with a valid SSN, have an open bank account, meet any additional requirements your lender may have	Smart Advances was designed to help you request the loan you need, for any reason.	Go to site	Compare	loading Fetching your data...
Cleo Not rated yet Cleo Not rated yet	$20 to $250	3 to 4 days standard transfer. Same day with $3.99 express fee.	Not stated	Automatically monitor your spending plus access cash advances up to $100 at a time.	Go to site	Compare	loading Fetching your data...
OppLoans Installment Loans Finder Rating: 4.7 / 5: ★★★★★ OppLoans Installment Loans Finder Rating: 4.7 / 5: ★★★★★	$500 to $4,000	As soon as the same business day.	+18 years old, Receive paychecks through direct deposit, Meet minimum income requirements, Live in eligible state	Comes with the option to change your due date so you won’t fall behind on repayments.	Go to site More Info	Compare	loading Fetching your data...
Brigit Not rated yet Brigit Not rated yet	$250	1 to 3 business days, or instant with a fee or Premium subscription	Bank account must have at least 60 days of activity, Balance must be above $0 and have an average minimum balance on pay day	Have up to $250 automatically deposited into your account — for a $9.99 membership fee.	Go to site More Info	Compare	loading Fetching your data...
Possible Finance Mobile Installment Loans Not rated yet Possible Finance Mobile Installment Loans Not rated yet	Up to $500	As fast as 1 business day	Checking account with 3+ months of banking history, $750+ monthly income, live in eligible state, ages 18+	Borrow up to $500 with just a few swipes — but only for residents of 21 states.	Go to site More Info	Compare	loading Fetching your data...
LendYou Short-term Loans Finder Rating: 2.5 / 5: ★★★★★ LendYou Short-term Loans Finder Rating: 2.5 / 5: ★★★★★	$100 to $1,000	Same business day to 1 business day	$1,000+ monthly income, direct deposit, US citizen or permanent resident, ages 18+	Get offers from potential lenders in minutes by filling out just one online form.	Go to site More Info	Compare	loading Fetching your data...
MoneyLion Instacash advances Not rated yet MoneyLion Instacash advances Not rated yet	$250, $1000 with RoarMoney account	Up to 5 days or instant for a fee	Bank account must have at least 60 days of activity, show recurring deposits and must have a positive balance	Fee-free, interest-free cash advances up to $250.	Go to site More Info	Compare	loading Fetching your data...
Fast5kLoans Short-term Loans Connection Service Finder Rating: 3.5 / 5: ★★★★★ Fast5kLoans Short-term Loans Connection Service Finder Rating: 3.5 / 5: ★★★★★	$100 to $35,000	As soon as the next business day	Regular source of income, Verifiable bank account, US citizen, Ages 18+	Get connected with multiple lenders you might qualify with — even if you have bad credit.	Go to site More Info	Compare	loading Fetching your data...
CashNetUSA Loan Finder Rating: 3.6 / 5: ★★★★★ CashNetUSA Loan Finder Rating: 3.6 / 5: ★★★★★	Varies by state	As fast as same business day	Regular source of income, bank account, US citizen or permanent resident, age of majority in your state	Sign up for its discount program to get access to coupons and deals on everything from dining out to tax services.	Go to site	Compare	loading Fetching your data...

MUST READ:

The Consumer Financial Protection Bureau (CFPB) no longer requires lenders to consider your ability to repay a loan. If you don’t repay a short-term loan on time, you could end up owing several times the amount you borrowed. Carefully review your finances and the loan cost to make sure it fits your budget.

Before you take out a short-term loan

Payday loans, installment loans and auto title loans come with high rates and fees, which can trap you in a cycle of debt. The majority of short-term loan borrowers renew their loan at least once, piling on fees that make it even more difficult to repay.

Consider alternatives before opting for a payday, installment or title loan:

Local resources. Government agencies, nonprofits and local charities often offer free financial services and help with food, utilities and rent for those in need.
Payment extensions. Talk with your bill providers about a longer payment plan or extension on your due date if you're behind on payments.
Credit cards. Credit cards typically charge lower interest rates than short-term loans, even on cash advances, making them a flexible, less costly alternative for up to the $500 you can typically take out with a payday loan.

Bottom line

Advance America covers its bases by offering the three most common types of short-term loans in 28 states. But before you make the trip, read our review of Advance America and learn more about payday loans to make sure you understand how borrowing might impact your finances.