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Xoom are an international money transfer service from PayPal. Make transfers in United States Dollars to over 40 different countries for a flat fee. Send as little as $10 and as much as $2,999 for a fee of just $4.99. Debt and credit card transactions cost more. You can save on transfer fees by using a Xoom promo code.

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Zero fees on your first THREE money transfers

Send money with WorldRemit using the code '3FREE' and pay no fees on your first three money transfers
Code exclusive

WorldRemit: First Transfer FREE

You first transfer is free with WorldRemit when you use this coupon code. Send or pick up cash in the US or around the world.

See how other services compare to Xoom

Our table lets you compare the services you can use to send money abroad. Compare services on transfer speeds and fees, then click Go to site when you're ready to send.
1 - 15 of 15
Name Product Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer) Learn More
24 hours

View details
OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.
24 hours
SPECIAL OFFER ✓ Minimum transfer of $1,000 for Finder readers (normally £5,000)

View details
Exclusive: Minimum transfer of $1,000 for Finder readers (normally $5,000).
CurrencyTransfer lets you shop around for the best exchange rate on its online marketplace.
Within minutes

View details
XE has fast transfers with low fees and a range of foreign currency tools.
24 hours

View details
CurrencyFair has bank-beating exchange rates and fast transfer times on 15+ popular currencies.
Dunbridge Financial
24 hours

View details
Dunbridge Financial offers competitive exchange rates and zero fees on transfers to more than 120 countries.
Within an hour
From $0

View details
MoneyGram has fast cash pick-up transfers to more than 350,000 agent locations worldwide.
Within an hour
From $1.99
SPECIAL OFFER ✓ Use the code ‘4FREEFINDER’ to get 4 free transfers if you are a first time user. Eligible countries only.

View details
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
Wise (TransferWise)
Within an hour
From $2.26

View details
Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies.
Within minutes
From $0
SPECIAL OFFER ✓ Free transfers and better exchange rates available for new customers

View details
Special offers like free transfers and better exchange rates available for new customers.
Remitly has quick, affordable transfers around the world, with both express and economy options.
Within minutes

View details
Revolut offers 10 zero-fee international transfers a month, amazing exchange rates, and transfers within 30 minutes.
Within an hour

View details
Instarem offers zero transfer fees on all transfers.
OFX International Money Transfers (Business)
24 hours

View details
Business customers: Send safe, no-limit transfers with no fees and competitive exchange rates.
CurrencyTransfer for Business
24 hours

View details
Increase business efficiency with zero transaction fees and same-day transfers.
Within minutes
From $0

View details
Use PayPal to safely send money and receive payments from around the world in over 25 currencies with just an email address or mobile number.
XE Money Transfer for Business
Within minutes

View details
Save your time and money with XE Money Transfer for business.

Compare up to 4 providers

What services does Xoom offer?

  • International bank deposits. Send foreign currency to over 40 different countries. The funds are deposited in the recipient’s bank account. You can pay for the transfer using your credit or debit card or by sending the money from a bank account.
  • Cash pickups. Cash can be collected in person from locations in specific countries such as banks in the Philippines.
  • Door to door delivery. Cash can be delivered to the recipient’s home in selected countries.
  • Mobile reload. Send money to a mobile phone to be used as credit. Available in selected countries only.

How does Xoom work?

What currencies can I trade with Xoom + rates (USD)?

Xoom let you transfer money to 41 different countries. International money transfers must be initiated in United States Dollars. Rates are correct 9.00PM – 27/12/15.

1 USD = 1.3439 AUD1 USD = 683.1970 CLP1 USD = 65.4800 INR
1 USD = 0.8904 EUR1 USD = 6.3753 CNY1 USD = 141.2100 LKR
1 USD = 77.9200 BDT1 USD = 3,061.7289 COP1 USD = 16.7920 MXN
1 USD = 6.7550 BOB1 USD = 0.6557 GBP1 USD = 103.0600 PKR
1 USD = 3.8675 BRL1 USD = 22,235.0000 VND1 USD = 45.9350 PHP
1 USD = 1.3491 CAD1 USD = 7.6639 HKD1 USD = 1.3862 SGD

Look for alternatives to Xoom

Xoom Review | Pros and Cons


  • User interface. The Xoom website has a great user interface and is easy to use.
  • Mobile application. Send money easily from your tablet device using the Xoom money transfer application.
  • Money back guarantee. Xoom offer a 100% money back guarantee if your money doesn’t arrive at the destination.


  • U.S Dollars only. Xoom lets you convert U.S Dollars to foreign currencies. You will need to convert Australian Dollars to U.S Dollars to make a transfer using Xoom. You’ll pay more for currency conversion.
  • Limited services. Xoom money transfer services are limited for Australian customers. For example, only American customers can use Xoom to pay bills.

How can I get Xoom free transfers?

Xoom charge an international money transfer fee, which varies depending on how you pay. You can send up to US$2,999 for a fee of US$4.99. The transfer fee can be slightly higher if you pay for the transfer using a credit or debit card. You can make transfer cheaper by using a Xoom promo code.

How do Xoom transfers work?

  1. Create a Xoom account.
  2. Select your transfer options (the destination, the transaction amount, payment method and choose to pay an existing or new recipient.).
  3. Enter the recipient’s financial details.
  4. Enter your payment details (credit card, debit card or bank account transfer).
  5. Accept the transaction. You’ll be given information about how long the transfer will take. Transfers to some countries can be made available in minutes.

What forms of payment does Xoom accept?

Send money to over 40 different countries. You can pay for your international money transfer the following ways.

  • Debit card. Pay using your debit card.
  • Credit card. Pay using your credit card.
  • Bank account. Transfer money from your bank account.

What is the Xoom refunds policy?

Xoom give you a money back guarantee if you international money transfer doesn’t reach the destination. If you cancel your international money transfer you can get a refund depending on whether the transfer has been processed by Xoom and applicable banks. Typical refund time is approximately 3 days.

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