The World of Hyatt vs Hilton Honors Amex Card | finder.com

The World of Hyatt Credit Card vs Hilton Honors American Express Card

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The World of Hyatt Credit Card

The World of Hyatt Credit Card

Hilton Honors American Express Card

Hilton Honors American Express Card

Best for
Best for
  • Earning reward nights at Hyatt hotels and resorts
  • No annual fee plus rewards for Hilton properties and everyday purchases
Welcome offer
Welcome offer 25,000 points after spending $3,000 on purchases in the first 3 months. 25,000 points after spending another $6,000 in the first 6 months 75,000 points after spending $1,000 in the first 3 months
Rewards
Rewards

4x points at Hyatt hotels, 5x as a World of Hyatt member, 2x on gyms, commuting, dining and airline tickets and 1x on all other purchases

7x points on Hilton Honors purchases, 5x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases

Purchase APR (annual percentage rate)
Purchase APR (annual percentage rate)

18.24% to 25.24% variable

17.99% to 26.99% variable

Annual fee
Annual fee $95 $0
Balance transfers
Balance transfers APR: 18.24% to 25.24% variable

Fee: $5 or 5% of the transaction, whichever is greater

APR: 17.99% to 26.99% variable

Fee: $5 or 3% of the transaction, whichever is greater

Cash advance
Cash advance

APR: 27.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 27.49% variable

Fee: $5 or 3% of the transaction, whichever is greater

Late payment fee
Late payment fee Up to $38 Up to $38
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period 21 days 25 days
Minimum interest
Minimum interest $0 $0
Minimum credit score
Minimum credit score 670 680
Card type
Card type Credit Credit
Rates and Fees
Rates and Fees Rates & Fees Rates & Fees
Learn more
Learn more

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Which card should you choose?

The World of Hyatt Credit Card

The World of Hyatt Credit Card

  • Earn 9x total points at Hyatt hotels and resorts: 4x points at Hyatt hotels plus 5x points as a World of Hyatt member
  • Earn 2x points on gym memberships, local transit, commuting, restaurants and on airline tickets purchased directly from airlines
  • Plus, earn 1x points on all other purchases
  • Enjoy an annual reward night and an additional night when you spend $15,000 on purchases in a year

Hilton Honors American Express Card

Hilton Honors American Express Card

  • Earn 7x Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands.
  • Earn 5x Hilton Honors Bonus Points for each dollar of eligible purchases at US restaurants, US supermarkets and US gas stations.
  • Earn 3x Hilton Honors Bonus Points for all other eligible purchases on your card.

Compare similar credit cards

Name Product Filter values Rewards Purchase APR Annual Fee
2x points on travel and dining. 1x points on all other purchases
18.24% to 25.24% variable
$95
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months.
3x points on dining and travel after earning your $300 travel credit. 1x points on all other purchases
19.24% to 26.24% variable
$450
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months.
2x points on gas, groceries and airlines, whichever you spend the most on each month, 2x points on cell phone services and charities and 1x points on all other purchases
16.24% to 26.24% variable
$0 intro annual fee for the first year ($49 thereafter)
Earn 25,000 enrollment FlexPoints worth $375 in travel after spending $2,000 in the first 4 months.
3x points on airfare booked directly with airlines; 4x points at US restaurants; 4x points at US supermarkets on up to $25,000 per year in purchases (then 1x points)
See Rates & Fees
$250
35,000 bonus Membership Rewards® Points when you spend $2,000 in the first 3 months Rates & Fees
7x points on Hilton Honors purchases, 5x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases
17.99% to 26.99% variable
$0
Earn 75,000 Hilton Honors™ Bonus Points after you spend $1,000 in purchases on the card within your first 3 months of card membership. Rates & Fees
2x miles on Delta purchases and 1x miles on all other purchases
17.99% to 26.99% variable
$0 intro annual fee for the first year ($95 thereafter)
30,000 bonus miles after you use your new card to make $1,000 on purchases within the first 3 months and a $50 statement credit after you make a Delta purchase in the first 3 months. Rates & Fees
5x points on flights booked directly or flights and hotels booked through American Express Travel. 1x points on all other purchases
None (Charge Card)
$550
Get 5x Membership Rewards® points on flights booked directly with airlines or with American Express Travel and 5x points on eligible hotels booked on amextravel.com. Rates & Fees
2x miles on all purchases
18.24%, 22.24% or 25.24% variable
$0 intro annual fee for the first year ($89 thereafter)
Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days.
12x points on Hilton Portfolio spending, 6x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases
17.99% to 26.99% variable
$95
Earn 125,000 Hilton Honors™ Bonus Points after you spend $2,000 or more in purchases with your new card within the first 3 months of card membership. Rates & Fees
2x miles at US restaurants and on purchases made directly with Delta and 1x miles on all other purchases
17.99% to 26.99% variable
$0
Earn 10,000 bonus miles after spending $500 in purchases on your new card in your first 3 months of card membership. Rates & Fees
2x miles on Avianca purchases, 1x miles on all other purchases. Plus a 15% discount on purchases of miles with Multiply Your Miles
15.99% to 25.99% variable
$59
20,000 bonus LifeMiles after first card use
3x miles on Avianca purchases, 2x miles at gas stations and grocery stores and 1x miles on all other purchases. Plus 15% discount on purchases of miles with Multiply Your Miles
15.99% to 25.99% variable
$149
40,000 bonus LifeMiles after first card use
1x points on all purchases with 2% point value when you redeem for airfare and 1% for cash back
17.24% variable
$195
Enjoy unique excursions, privileged access to exclusive events and insider opportunities.
1x points on all purchases with 2% point value when you redeem for airfare and 1.5% for cash back
17.24% variable
$495
Receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.
1x points on all purchases with 2% point value when you redeem for airfare or cash back
17.24% variable
$995
Earn 2% point value when redeemed for airfare or cash back through the Luxury rewards program.
N/A
14.24%, 20.24% or 25.24% variable
$0
An 15 months 0% intro APR period on both purchases and balance transfers, plus zero foreign transaction fees, makes this is a strong well-rounded card. See Rates and Fees
3% cash back on up to $10,000 in the first 12 months, then 1.5% on all purchases
15.24%, 19.24% or 25.24% variable
$0
Earn unlimited 1.5% cash rewards on purchases. See Rates and Fees.
3% back on travel and entertainment and 2% on dining up to $500 combined each billing cycle, then 1% after that and on all other purchases
18.49% to 25.49% variable
$0
Earn 3% cash back on travel and entertainment and 2% at restaurants on the first $1,000 spent on purchases each billing cycle (then 1%). Earn 1% on all other purchases.
2x miles on Delta purchases and 1x miles for all other purchases
17.99% to 26.99% variable
$195
Earn 35,000 bonus miles and 5,000 Medallion® Qualification Miles after you make $1,000 in purchases on your new card within your first 3 months. Plus $100 after making a Delta purchase in the same time. Rates & Fees
2x miles on direct Delta purchases and 1x miles on all other purchases
17.99% to 26.99% variable
$450
Earn 40,000 bonus miles and 10,000 Medallion® Qualification Miles after you spend $3,000 in purchases on your new card in your first 3 months. Rates & Fees

Compare up to 4 providers

Name Product Filter values Rewards Purchase APR Annual Fee
3x points on dining and travel after earning your $300 travel credit. 1x points on all other purchases
19.24% to 26.24% variable
$450
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months.
12x points on Hilton Portfolio spending, 6x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases
17.99% to 26.99% variable
$95
Earn 125,000 Hilton Honors™ Bonus Points after you spend $2,000 or more in purchases with your new card within the first 3 months of card membership. Rates & Fees
5x points on flights booked directly or flights and hotels booked through American Express Travel. 1x points on all other purchases
None (Charge Card)
$550
Get 5x Membership Rewards® points on flights booked directly with airlines or with American Express Travel and 5x points on eligible hotels booked on amextravel.com. Rates & Fees
2x miles at restaurants, on hotel stays and on purchases from United and 1x miles on all other purchases
18.24% to 25.24% variable
$0 intro annual fee for the first year ($95 thereafter)
Earn 40,000 miles after spending $2,000 in the first 3 months. Earn an additional 20,000 miles after spending $8,000 in the first 6 months.
1x points on all purchases with 2% point value when you redeem for airfare or cash back
17.24% variable
$995
Earn 2% point value when redeemed for airfare or cash back through the Luxury rewards program.
1x points on all purchases with 2% point value when you redeem for airfare and 1.5% for cash back
17.24% variable
$495
Receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.
2x miles on direct Delta purchases and 1x miles on all other purchases
17.99% to 26.99% variable
$450
Earn 40,000 bonus miles and 10,000 Medallion® Qualification Miles after you spend $3,000 in purchases on your new card in your first 3 months. Rates & Fees
2x miles on American Airlines purchases and 1x miles on everything else
17.99% to 25.99% variable
$450
Earn 50,000 American Airlines AAdvantage® bonus miles after making $5,000 in purchases within the first 3 months of account opening.
14x points on Hilton Portfolio spending, 7x on flights, car rentals, and US restaurants, 3x points on all other purchases
17.99% to 26.99% variable
$450
150,000 Hilton Honors™ Bonus Points after you spend $4,000 or more in purchases with your new card within the first 3 months of card membership.
2x miles on tickets purchased from United and 1.5x miles on all other purchases
18.24% to 25.24% variable
$450
50,000 bonus miles after you spend $3,000 on purchases in the first 3 months from account opening.

Compare up to 4 providers

Compare American Express credit cards

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