The World of Hyatt vs Hilton Honors Amex Card | finder.com

The World of Hyatt Credit Card vs Hilton Honors American Express Card

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The World of Hyatt Credit Card

The World of Hyatt Credit Card

Hilton Honors American Express Card

Hilton Honors American Express Card

Best for
Best for
  • Earning reward nights at Hyatt hotels and resorts
  • No annual fee plus rewards for Hilton properties and everyday purchases
Welcome offer
Welcome offer 25,000 points after spending $3,000 on purchases in the first 3 months. Plus 25,000 points after spending an additional $3,000 in the first 6 months 75,000 points after spending $1,000 in the first 3 months
Rewards
Rewards

4x points at Hyatt hotels plus 5x points as a World of Hyatt member, 2x points on gym memberships, commuting, restaurants and on airline tickets purchased directly and 1x points on all other purchases

7x points on direct purchases within the Hilton Honors portfolio. 5x points at US restaurants, US supermarkets and US gas stations. 3x points on all other purchases

Purchase APR (annual percentage rate)
Purchase APR (annual percentage rate)

18.24% to 25.24% variable

17.99% to 26.99% variable

Annual fee
Annual fee $95 $0
Cash advance
Cash advance

APR: 27.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 27.49% variable

Fee: $5 or 3% of the transaction, whichever is greater

Late payment fee
Late payment fee Up to $38 Up to $38
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period 21 days 25 days
Minimum interest
Minimum interest $0 $0
Minimum credit score
Minimum credit score 670 680
Card type
Card type Credit Credit
Rates and Fees
Rates and Fees Rates & Fees Rates & Fees
Learn more
Learn more

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Which card should you choose?

The World of Hyatt Credit Card

The World of Hyatt Credit Card

  • Earn 9x total points at Hyatt hotels and resorts: 4x points at Hyatt hotels plus 5x points as a World of Hyatt member
  • Earn 2x points on gym memberships, local transit, commuting, restaurants and on airline tickets purchased directly from airlines
  • Plus, earn 1x points on all other purchases
  • Enjoy an annual reward night and an additional night when you spend $15,000 on purchases in a year

Hilton Honors American Express Card

Hilton Honors American Express Card

  • Earn 7x Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands.
  • Earn 5x Hilton Honors Bonus Points for each dollar of eligible purchases at US restaurants, US supermarkets and US gas stations.
  • Earn 3x Hilton Honors Bonus Points for all other eligible purchases on your card.

Compare similar credit cards

Name Product Filter values Annual Fee APR for Purchases (Purchase Rate) Intro APR for Balance Transfer
$0 annual fee for the first year ($95 thereafter)
18.24% to 25.24% variable

N/A

Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months.
$450
19.24% to 26.24% variable

N/A

Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months.
$250
See Rates & Fees

N/A

35,000 bonus Membership Rewards® Points when you spend $2,000 in the first 3 months Rates & Fees
$0
17.99% to 26.99% variable

N/A

Earn 75,000 Hilton Honors™ Bonus Points after you spend $1,000 in purchases on the card within your first 3 months of card membership. Rates & Fees
$0 annual fee for the first year ($95 thereafter)
17.99% to 26.99% variable

N/A

30,000 bonus miles after you use your new card to make $1,000 on purchases within the first 3 months. Rates & Fees
$550
None (Charge Card)

N/A

Get 5x Membership Rewards® points on flights booked directly with airlines or with American Express Travel and 5x points on eligible hotels booked on amextravel.com. Rates & Fees
$0 annual fee for the first year ($89 thereafter)
18.24%, 22.24% or 25.24% variable
0% for the first 12 billing cycles (then 18.24%, 22.24% or 25.24% variable)
Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days.
$95
17.99% to 26.99% variable

N/A

Earn 125,000 Hilton Honors™ Bonus Points after you spend $2,000 or more in purchases with your new card within the first 3 months of card membership. Rates & Fees
$0
17.99% to 26.99% variable

N/A

Earn 10,000 bonus miles after spending $500 in purchases on your new card in your first 3 months of card membership. Rates & Fees
$0
12.99% to 17.99% variable
0% for the first 12 months (then 12.99% to 17.99% variable)
Earn 25,000 bonus points when you spend $2,500 in the first 90 days from account opening.
$59
15.99% to 25.99% variable
0% for the first 12 months (then 15.99% to 25.99% variable)
20,000 bonus LifeMiles after first card use
$149
15.99% to 25.99% variable
0% for the first 12 months (then 15.99% to 25.99% variable)
40,000 bonus LifeMiles after first card use
$195
17.24% variable
0% for the first 15 billing cycles (then 17.24% variable)
Enjoy unique excursions, privileged access to exclusive events and insider opportunities.
$495
17.24% variable
0% for the first 15 billing cycles (then 17.24% variable)
Receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.
$995
17.24% variable
0% for the first 15 billing cycles (then 17.24% variable)
Earn 1x points when redeemed for airfare through the Luxury rewards program.
$0
15.24%, 19.24% or 25.24% variable
0% for the first 15 months (then 15.24%, 19.24% or 25.24% variable)
Earn unlimited 1.5% cash rewards on purchases. See Rates and Fees.
$0
13.24%, 17.24% or 21.24% variable
0% for the first 18 months (then 13.24%, 17.24% or 21.24% variable)
An 18 months 0% intro APR period on both purchases and balance transfers, plus zero foreign transaction fees, makes this is a strong well-rounded card. See Rates and Fees

Compare up to 4 providers

Name Product Filter values Annual Fee APR for Purchases (Purchase Rate) Intro APR for Balance Transfer
$450
19.24% to 26.24% variable

N/A

Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months.
$95
17.99% to 26.99% variable

N/A

Earn 125,000 Hilton Honors™ Bonus Points after you spend $2,000 or more in purchases with your new card within the first 3 months of card membership. Rates & Fees
$550
None (Charge Card)

N/A

Get 5x Membership Rewards® points on flights booked directly with airlines or with American Express Travel and 5x points on eligible hotels booked on amextravel.com. Rates & Fees
$995
17.24% variable
0% for the first 15 billing cycles (then 17.24% variable)
Earn 1x points when redeemed for airfare through the Luxury rewards program.
$495
17.24% variable
0% for the first 15 billing cycles (then 17.24% variable)
Receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.
$450
17.99% to 25.99% variable

N/A

Earn 50,000 American Airlines AAdvantage® bonus miles after making $5,000 in purchases within the first 3 months of account opening.
$450
17.99% to 26.99% variable

N/A

Earn 10,000 Medallion® Qualification Miles (MQMs) and 40,000 bonus miles after you spend $3,000 in purchases on your new card in your first 3 months.
$450
17.99% to 26.99% variable

N/A

150,000 Hilton Honors™ Bonus Points after you spend $4,000 or more in purchases with your new card within the first 3 months of card membership.
$450
18.24% to 25.24% variable

N/A

50,000 bonus miles after you spend $3,000 on purchases in the first 3 months from account opening.
$0 annual fee for the first year ($95 thereafter)
18.24% to 25.24% variable

N/A

40,000 bonus miles after you spend $2,000 on purchases in the first 3 months from account opening. Plus a $100 statement credit after your first purchase.

Compare up to 4 providers

Compare American Express credit cards

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