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Uphold vs. Coinbase: Which crypto exchange is better?

Coinbase and Uphold are popular crypto trading platforms, but which is better for beginners?

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Disclaimer: This page is not financial advice or an endorsement of digital assets, providers or services. Digital assets are volatile and risky, and past performance is no guarantee of future results. Potential regulations or policies can affect their availability and services provided. Talk with a financial professional before making a decision. Finder or the author may own cryptocurrency discussed on this page.

Uphold and Coinbase are both solid choices for beginners, but choosing which is best for you can be hard. Uphold offers users more than just crypto, with commodities and stocks available. On the other hand, Coinbase offers users a simple crypto experience and has been in the industry for over a decade.

Find out which exchange comes out on top in our Uphold vs. Coinbase comparison.

Round 1: Uphold vs. Coinbase on vital statistics

Both Uphold and Coinbase are US-based exchanges accessible to US residents. Both platforms also offer users a debit card.

Uphold offers users precious metals and stocks among other alternative assets. Coinbase offers users a streamlined crypto experience, which may be more appealing to beginners.

Uphold - Digital Asset PlatformCoinbase Digital Currency Exchange
Overall rating★★★★★★★★★★
Costs rating★★★★★★★★★★
Registered
Exchange locationUSAUSA
Offers a debit card
Earn returns on crypto
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Winner: Draw


Round 2: Supported coins

Coinbase offers quite a few more crypto coins and tokens for buying, selling and trading than Uphold does. Uphold offers a wider range of assets because there are stocks and commodities available, but we’re evaluating this based on cryptocurrency support. That said, Uphold has a good selection of cryptocurrencies including Ripple (XRP), which Coinbase doesn’t support.

Uphold - Digital Asset PlatformCoinbase Digital Currency Exchange
Number of tradeable crypto assets243239
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Winner: Coinbase


Round 3: Supported fiat currencies

Coinbase and Uphold support a comparable number of fiat currencies through credit and debit card channels.

Coinbase supports more direct fiat deposits, with USD, EUR, GBP, CAD, and SGD available, compared to Uphold only supporting USD, EUR, and GBP. Coinbase has more direct trading pairs with fiat than Uphold, but Uphold lets you swap any asset for anything on the platform, essentially meaning there are more pairs overall there.

Coinbase also supports channels like PayPal while Uphold does not.

Uphold - Digital Asset PlatformCoinbase Digital Currency Exchange
Number of supported fiat currencies2723
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Winner: Coinbase


Round 4: Fees and costs

Both Coinbase and Uphold have a variety of fee structures in place.

When comparing the base platforms, Uphold may have slightly lower fees for crypto compared to Coinbase’s flat rates based on transaction amount, but Coinbase Pro has much lower fees than Uphold does. Coinbase Pro also has ways to further reduce trading fees while Uphold doesn’t. Crypto withdrawals are cheaper on Coinbase, while fiat withdrawal fees are comparable.

Uphold - Digital Asset PlatformCoinbase Digital Currency Exchange
Minimum depositsUS$10
Deposit FeesDebit/Credit Card Transactions: 2.49%
Bank transfer: None
Credit card: 3.99%
Debit card: 2.49%
Google Pay: None
Wire transfer: $10
Trading FeeTrading: $.99 for trades under $500
Spread: Up to 1.5%
Maker: 0.00 - 0.4%
Taker: 0.05 - 0.6%
Withdrawal FeesDebit/Credit Card Transactions: 2.49%
Cryptocurrency: Subject to network fees
Bank transfer: None
Google Pay: None
Wire transfer: $25
Deposit methodsBank transfer, Credit card, Debit card, Bank transfer (SEPA), Apple Pay, Google PayBank transfer (ACH), Debit card, PayPal, Wire transfer, Apple Pay, Google Pay
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Winner: Coinbase


Round 5: Wallets

Uphold only has the exchange-based wallet, but Coinbase has its proprietary Coinbase Wallet.

The Coinbase Wallet is fully noncustodial and compatible with multiple blockchain networks. This means you can interact with decentralized apps (dApps) like decentralized exchanges (DEXs). The Coinbase Wallet also supports NFTs and can be used to buy and sell them.

Winner: Coinbase


Round 6: Security

Uphold has never been hacked. It’s compliant with multiple national regulators, has FDIC insurance, a fully transparent insurance and reserves funds for crypto and a bug bounty program.

Coinbase has FDIC insurance too, along with crypto insurance, but it was hacked in 2021 when 6,000 individual accounts were affected in the phishing scam, but Coinbase reimbursed affected users.

Winner: Uphold


Round 7: Ease of Use

Coinbase has been designed for beginners, it has a smooth user experience and straightforward process for buying and selling crypto assets.

Uphold also has a smooth user interface and allows you to swap between any of their supported assets on one trading page with only a couple of clicks. This is even more straightforward than Coinbase’s system which has different tabs for buying, selling, and trading.

Winner: Uphold


Coinbase vs. Uphold winner: Coinbase

By taking four out of seven categories, Coinbase is our winner when comparing it to Uphold. Coinbase offers its own proprietary wallet, more crypto support, fiat support, and a more crypto-focused experience.

That said, Uphold has a lot of great things to offer users, and those interested in more than crypto could do worse than using Uphold. Coinbase is simply one of the easiest crypto platforms for beginner traders.

Go to Coinbase's website

Disclaimer: This page is not financial advice or an endorsement of digital assets, providers or services. Digital assets are volatile and risky, and past performance is no guarantee of future results. Potential regulations or policies can affect their availability and services provided. Talk with a financial professional before making a decision. Finder or the author may own cryptocurrency discussed on this page.

Whether products shown are available to you is subject to individual provider sole approval and discretion in accordance with the eligibility criteria and T&Cs on the provider website.

Name Product Deposit methods Fiat Currencies Cryptocurrencies Offer Disclaimer Link
eToro Cryptocurrency Trading
eToro Cryptocurrency Trading
Bank transfer, Credit card, Debit card, Neteller, Skrill
EUR, GBP, NZD, USD, AUD, HKD, SGD, CHF, NOK & 5+ more

78
cryptocurrencies

Disclaimer: Cryptoasset investing is highly volatile and unregulated in the UK and some EU countries. No consumer protection. Tax on profits may apply.

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Binance Cryptocurrency Exchange (Not available to US users)
Bank transfer, Cryptocurrency
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369
cryptocurrencies

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KuCoin Cryptocurrency Exchange
KuCoin Cryptocurrency Exchange
Bank transfer, Credit card, Cryptocurrency, Debit card, PayPal, P2P
USD, EUR, GBP, RUB, CNY, AUD, KRW, JPY, TRY, VND

743
cryptocurrencies

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Bybit Cryptocurrency Exchange
Bybit Cryptocurrency Exchange
Bank transfer, Credit card, Cryptocurrency, Debit card, P2P
USD, AUD, CAD, EUR, GBP, NZD, HKD, JPY, SGD, PHP

279
cryptocurrencies

Disclaimer: Highly volatile investment product. Your capital is at risk.

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Gate.io Cryptocurrency Exchange
Bank transfer, Credit card, Cryptocurrency, Debit card

1607
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Kraken Cryptocurrency Exchange
Bank transfer, Credit card, Cryptocurrency, Debit card, Apple Pay, Google Pay, SWIFT
USD, EUR, CAD, GBP, CHF, AUD

222
cryptocurrencies

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OKX Cryptocurrency Exchange
Bank transfer, Cryptocurrency, iDEAL, PayPal, POLi, SEPA, Faster Payments (FPS)
CNY, EUR, ARS, AUD, BGN, BRL, CAD, CHF, COP

338
cryptocurrencies

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Uphold
Uphold
Bank transfer (ACH), Credit card, Debit card, Apple Pay, Google Pay
USD, GBP, AUD, EUR, CAD, CNY, JPY, SGD, INR, NZD

237
cryptocurrencies

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Paybis Cryptocurrency Exchange
Bank transfer, Credit card, Debit card, Neteller
EUR, GBP, USD, AUD, CAD, PHP, SGD, CHF, HKD, JPY & 30+ more

357
cryptocurrencies

US residents: Restricted in the following states - NY, CT, NM, WA, HI, AL, VT, FL, AK, NV.

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Finder Award
Bitstamp Cryptocurrency Exchange
Bank transfer, Credit card, Cryptocurrency, Debit card, SEPA, Faster Payments (FPS)
USD, EUR, GBP

79
cryptocurrencies

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Coinmama Cryptocurrency Marketplace
Credit card, Fedwire, SEPA, Google Pay, SWIFT, Bank card
USD, EUR, AUD, CAD, GBP, JPY

16
cryptocurrencies

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OFFER
Gemini Cryptocurrency Exchange
Bank transfer (ACH), Cryptocurrency, Debit card, PayPal, Apple Pay, Google Pay, SWIFT
USD, AUD, CAD, EUR, GBP, SGD, HKD, COP

141
cryptocurrencies

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Finder Award
Crypto.com App
Bank transfer, Credit card, Cryptocurrency, Debit card, PayPal, Wire transfer, Apple Pay, Google Pay, SWIFT
USD, EUR, GBP, COP, CHF, HKD, SGD, AUD, CAD, KRW, SEK, CNY, TRY, RON, JPY, NOK, MYR, BRL, DKK, ZAR, BGN, THB, INR, TWD, PHP, IDR, MOP, MDL, SAR, MXN, CLP

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cryptocurrencies

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Bybit Cryptocurrency Exchange

Bybit Cryptocurrency Exchange logo
  • Offers leverage and derivative trading
  • Supports EUR, GBP and CHF
  • Licensed to operate in all European countries
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Disclaimer: Highly volatile investment product. Your capital is at risk.

KuCoin Cryptocurrency Exchange

KuCoin Cryptocurrency Exchange logo
  • Buy, sell and trade over 700 crypto assets
  • Supports 10 Asian fiat currencies
  • Offers crypto futures trading
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Kraken Cryptocurrency Exchange

Kraken Cryptocurrency Exchange logo
  • Buy, sell and trade over 200 crypto assets
  • Licensed to operate in 17 jurisdictions in Oceania
  • Supports AUD
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Binance Cryptocurrency Exchange (Not available to US users)

Binance Cryptocurrency Exchange (Not available to US users) logo
  • Supports over 300 crypto assets
  • Binance Pay enables users spend their crypto
  • Binance P2P supports multiple African fiat currencies
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Binance Cryptocurrency Exchange (Not available to US users)

Binance Cryptocurrency Exchange (Not available to US users) logo
  • Supports over 300 crypto assets
  • Binance Pay works with Credencial Payments to support crypto payments
  • Binance P2P supports five Latin American fiat currencies
Go to site

Bybit Cryptocurrency Exchange

Bybit Cryptocurrency Exchange logo
  • Supports leverage and derivative trading
  • Supports 300 spot trading pairs
  • Low-to-non-existent trading fees
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Disclaimer: Highly volatile investment product. Your capital is at risk.

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