AXA van insurance review

Check out our guide to find out if AXA Van insurance has the ideal policy for you.

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AXA Van Insurance

When on the road, insurance is a must, but it’s equally important to make sure you have the right insurance for you. Whether your van is your livelihood, or you just use it for social purposes, if you’re in an accident or have your van stolen, you could find yourself drowning in expenses. Well, van insurance is there to give you the support you need, when you need it.

AXA offers three different van insurance policies with three different levels of cover available.

Check out our guide to find out if AXA van insurance has the right policy for you.

AXA Van Insurance

AXA van insurance

  • 10% online discount
  • Up to 60% no claims discount
  • Guaranteed courtesy can whilst yours is under repair at an approved garage
  • Accidental damage and vandalism cover for comprehensive policies
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Who is AXA?

AXA is a French, multinational company that provides services in a number of countries, including the UK. It’s history dates back to the 19th Century, meaning they have been helping their customers for almost 300 years. They operate in 64 countries, and aim to help their customers protect themselves, their families and their possessions.

What type of policies does AXA offer?

AXA van insurance offers three different van insurance policies. They are detailed below with a selection of their features.

This cover is ideal if you use your van for commercial or business use. This policy comes with:

  • AXA approved repairs nationwide
  • Roadside accident repairs
  • Lifetime guarantee on repairs for as long as you own your van
  • Guaranteed courtesy van when your van’s under repair at an approved garage following an accident
  • Uninsured driver promise – if you need to claim for an accident caused by an uninsured driver, you won’t lose your no claims discount or have to pay an excess
  • Cover for valuables such as built-in Sat Nav, audio players, wrong fuel, lost keys and more
  • Cover for 93 days’ EU travel

This policy is designed for couriers and delivery drivers. You may want to consider getting insurance so you can still work when your van isn’t! This policy comes with:

  • Guaranteed courtesy van following an accident
  • Access to AXA’s nationwide repair network
  • Repairs guaranteed as long as you own your van
  • Cover for drivers’ personal belongings
  • Uninsured driver promise
  • Cover for built-in music, navigation and entertainment equipment.
This form of cover is perfect for drivers who use their van for social use, hobbies and holidays or commuting to work. This policy comes with:

  • Accident recovery
  • Guaranteed courtesy van following an accident
  • Cover for built-in equipment, such as sat navs and radio
  • Cover for 93 days’ EU travel

What cover levels are available?

AXA van insurance has three levels of cover available:

  • Third party only. This cover is the least amount insurance required by UK law. It covers any damage to a third party, but no damage to your own vehicle.
  • Third party, fire and theft. This policy offers cover for third party damage, as well as any damage by fire or theft to your own vehicle. However, you will not be covered for any accidental damage.
  • Comprehensive. This is the highest level of cover offered by AXA. You will be covered for any damage done to a third party, as well as any fire, theft or accidental damage done to your own vehicle.

How much is my excess?

Your excess is the amount of money you will be expected to contribute if you find yourself needing to make a claim. The amount of your excess may depend on the claim you are making, as well as the age and model of your van.

For more details about your excess, make sure that you read your Policy Schedule.

What is the claims process for AXA?

If you find yourself needing to make a claim, you can call the AXA claims department.

You can call on 0345 366 5529.

The hotline is in operation Monday to Friday, 9am -5pm.

Pros and cons for AXA van insurance

Pros

  • AXA offer a 10% discount to customers who pay online.
  • AXA pay out 98% of van insurance claims.
  • Windscreen claims won’t affect your no claims discount.

Cons

  • The claims line is not in operation 24/7.
  • Age restrictions apply – you must be between 25 and 75 years of age.

Please take reasonable care to answer all the questions honestly and to the best of your knowledge. If you don't answer the questions correctly, your policy may be cancelled, or your claim rejected or not fully paid. The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.
*51% of consumers could save £200. Quote aggregator Seopa split the insurers on its comparison systems into different categories. It then selected quotes from the most popular providers as well as quotes from other providers which returned a price. It then selected providers, weighting them according to UK insurance market share (data from the Association of British Insurers), choosing the cheapest of either the most popular providers or other providers ("the cheapest selected quote"). Seopa then compared the cheapest quote on its system against this "cheapest selected" quote. The company then took the savings figure which 51% or over could have saved, using that formula. The savings you could achieve will depend on your individual circumstances and how you selected your current insurance supplier.
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