Multi-asset funds: The antidote for investing indecision

Paralysed by thousands of investment choices? Here’s how multi-asset funds can take the friction out of growing your wealth with simple, straightforward diversification.

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If you’re sold on the idea of investing, but the idea of researching thousands of different options and the sheer volume of choice often is causing financial decision fatigue – there is a solution.

Instead of a severe case of analysis paralysis and doing nothing at all, multi-asset funds offer a clear path through all that noise. That’s why we’ve partnered with the award-winning Charles Stanley Direct, whose multi-asset funds aim to provide inflation-beating performance through a diversified portfolio of global assets.

Charles Stanley Direct app and logo

Instead of overthinking your investment choices, letting cash sit idle, check out what Charles Stanley has to offer. No platform fee and 4 actively managed multi-asset funds to make sure your investment journey isn’t harder than it needs to be.

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Capital at risk

What is a multi-asset fund anyway?

You can think of a multi-asset fund as a curated smorgasbord for your investment strategy. Instead of putting all your cash into a single stock or relying on one specific sector, a multi-asset fund bundles together a mix of asset classes, typically including:

  • Equities (company shares). Aiming to tap into long-term growth potential across global markets.
  • Bonds (government and corporate debt). Looks to provide stability and income to smooth out stock market turbulence.
  • Alternative assets. Sprinkling in things like property investments or commodities to add extra layers of diversification.

By healthily mixing assets that react differently to economic shifts, multi-asset funds can build a degree of balance directly into your portfolio.

4 ways you can benefit from multi-asset funds

1 Bypass the stock-picking blues

Trying to time the market or pick individual winning stocks is tough, even for experts and pros. With a managed multi-asset approach, your portfolio isn’t reliant on the performance of a single company.

2 Expert rebalancing on autopilot

As markets move, your risk and priorities shift. Experts in the investment team managing the Charles Stanley Multi-Asset funds are on hand to actively monitor everything and rebalance the portfolios as market conditions evolve over time.

3 Simple options based on your risk appetite

Instead of choosing between thousands of individual investments, the Charles Stanley Multi-Asset Fund range offers 4 straightforward choices structured by risk profile, ranging from cautious to adventurous. You simply pick the risk level that matches your comfort zone and investing timeframe.

4 Low entry thresholds and excellent value

Building a broadly diversified global portfolio used to involve plenty of complexity and a significant amount of money. Luckily today, you can start investing in the Charles Stanley Multi-Asset Funds and pay no platform fee and no commission with a regular monthly investment.

Charles Stanley Direct app and logo

Instead of overthinking your investment choices, letting cash sit idle, check out what Charles Stanley has to offer. No platform fee and 4 actively managed multi-asset funds to make sure your investment journey isn’t harder than it needs to be.

Get started
Capital at risk

Why choose Charles Stanley Direct for your multi-asset portfolio?

If you want to keep your investing fast, cost-effective, and straightforward, Charles Stanley Direct brings plenty of quality features to the table at a comfortable price point:

FeatureWhat you getWhy it helps
In-house multi-asset funds4 professionally managed funds tailored to different risk levels.Takes the guesswork out of portfolio management and asset allocation.
Low fees for multi-asset fundsPay no platform fee for Charles Stanley Multi-Asset funds and no commission with a regular investment from £50/month.Keep your costs extremely low to ensure any potential growth is yours to keep.
Automated Direct DebitInvest in your fund regularly like clockwork from as little as £50/month.Build and grow your multi-asset portfolio consistently without needing to place manual trades.
Ongoing supportAward-winning customer support team available by phone or email and the option for more bespoke advice.Get direct help with account or platform technical queries and the option for financial coaching or advice for a fee.
Wide investment universeAccess over 12,500 UK and international shares, ETFs, and more if you want to expand past multi-asset funds.Gives you room to grow as your investing confidence increases.
Resources on-handWide range of learning guides, market commentary, videos and a loyalty programme.A platform that can help guide and educate you makes a great long-term partnership.

What is it actually like to invest with Charles Stanley?

If you’re ready to get your idle cash off the sidelines, Charles Stanley Direct strips away the fuss so you can get up and running without any complications, here’s what you can expect:

  • Easy and fast account setup. You can open an online investment account in minutes, making it effortless to kickstart your portfolio.
  • Plenty of investments. Access over 12,500 UK and international shares, funds (unit trusts and OEICs), ETFs, and investment trusts. If you are not sure where to start, you can opt for the multi-asset funds or draw inspiration from curated investment ideas and handpicked fund lists.
  • Invest by Direct Debit. Put your regular savings strategy on autopilot from just £50 per month, automatically topping up your chosen investment portfolio over time.
  • Competitive charges and perks. Platform service fees start from 0.30% and you get £50 in free trading credits every 6 months. Plus, the loyalty programme rewards larger portfolios with lower overall costs.
  • Award-winning support. If you run into technical questions or have account queries, you can speak directly to an experienced customer service team based in Edinburgh.

How to start investing with Charles Stanley in minutes

  1. Open your account online. Head to Charles Stanley Direct on a web browser or the app to set up an account (such as a stocks and shares ISA) in a few minutes.
  2. Choose your risk profile. Select the multi-asset fund strategy that matches your personal investment timeline and risk appetite.
  3. Set up regular payments. Put your strategy on autopilot by scheduling a monthly Direct Debit starting from just £50.
Charles Stanley logo

Instead of overthinking your investment choices, letting cash sit idle, check out what Charles Stanley has to offer. No platform fee and 4 actively managed multi-asset funds to make sure your investment journey isn’t harder than it needs to be.

Get started
Capital at risk

The value of investments, and the income derived from them, can fall as well as rise. Investors may get back less than invested. Past performance is not a reliable guide to future returns.

Charles Stanley Direct is a trading name of Raymond James Wealth Management Limited, which is a member of the London Stock Exchange, is authorised and regulated by the Financial Conduct Authority and is part of the Raymond James Financial, Inc. group of companies. Raymond James Wealth Management Limited is registered in England number 1903304. Registered office: Ropemaker Place, 25 Ropemaker Street, London EC2Y 9LY.

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George is a deputy editor at Finder. He has previously written for The Motley Fool UK, Nasdaq, Freetrade, Investing in the Web, MoneyMagpie, Online Mortgage Advisor, Wealth, and Compare Forex Brokers. He's focused on making personal finance and investing engaging for everyone. To do this he draws from previous work and his Level 4 Diploma for Financial Advisers (DipFA), sharing what he’s learnt. When he’s not geeking out about money, you’ll find him playing sports and staying active. See full bio

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George has written 346 Finder guides across topics including:
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