TotallyMoney free credit score and report
- Get ongoing free access to your full credit report
- Receive updates when your score changes
- See which loans and credit cards you’re eligible for
|Score information included||TransUnion|
|Report information included||TransUnion|
|Max. history||6 years|
|Fraud alert formats|
|Score alert formats|
|Report alert formats|
|Dark web monitor|
|Social media monitor|
MoneySuperMarket is a British comparison website that offers a range of financial products and services, as well as free credit reporting through its Credit Monitor service.
The MoneySuperMarket Credit Monitor credit report records your financial activity and history from the previous six years based on data from TransUnion, one of the three major UK credit reference agencies. This information is then used to calculate your credit rating and score, which is rated on a scale from 0 to 710. The information on your credit report and your credit score is updated once a month.
MoneySuperMarket will also recommend credit products to you based on your credit score and profile. It makes a commission on any product you take out.
You can apply for your MoneySuperMarket credit report for free by creating an account through its Credit Monitor service. You’ll also need to provide some personal details to verify your identity, such as your name, date of birth and address.
Once you’ve created a Credit Monitor account, you’ll be able to access your credit report by logging in to your MoneySuperMarket account. You can view your credit report and credit score for free at any time using the MoneySuperMarket app, but your credit report will only be updated on a monthly basis.
Like a number of other credit report services, MoneySuperMarket lets you access your TransUnion credit score and credit report for free. In return, it earns commission off any credit products it recommends to you. This means it may be suitable for anyone looking for basic, affordable access to their TransUnion credit score.
MoneySuperMarket’s Credit Monitor service is completely free to use, which means you’ll not need to pay anything to access your credit report and credit score.
No, checking your credit report or credit score through your Credit Monitor account has no impact on your credit score.
You can cancel your MoneySuperMarket Credit Monitor account by emailing its customer support team at email@example.com.
MoneySuperMarket is one of many companies offering free credit reports and credit scores, as well as personalised tips on how you can improve your credit profile. Of course, there’s no such thing as a free lunch and MoneySuperMarket makes money by recommending credit cards that you’ll be eligible for based on your current credit score.
While your TransUnion credit report and credit score is available for free through the Credit Karma service, MoneySuperMarket’s Credit Monitor may also appeal to those looking for affordable and easy access to their credit report.
If your credit report or credit score is lower than you’d like it to be, there are a couple of things you can do to help improve it, including:
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