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MoneySuperMarket credit report

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MoneySuperMarket Credit Monitor
Monthly fee
Trial period
Report information included
Update frequency

Our verdict

MoneySuperMarket's Credit Monitor service offers free credit reports and credit scores, along with personalised tips.

MoneySuperMarket is one of many companies offering free credit reports and credit scores, as well as personalised tips on how you can improve your credit profile. Of course, there's no such thing as a free lunch and MoneySuperMarket makes money by recommending credit cards that you'll be eligible for based on your current credit score.

While your TransUnion credit report and credit score is available for free through the Credit Karma service, MoneySuperMarket's Credit Monitor may also appeal to those looking for affordable and easy access to their credit report.


  • No monthly subscriptions
  • Uses TransUnion credit score
  • Monthly updates


  • You might want to check Equifax and Experian to get the clearest picture of your credit score and report

In this guide

  • Our verdict
  • Details
    • Product details
  • Your reviews


Product details

Monthly fee Free
Trial period N/A
Score information included TransUnion
Report information included TransUnion
Update frequency Monthly
Max. history 6 years
Fraud alerts tick
Fraud alert formats Email
Score alerts tick
Score alert formats Email
Report alert formats Email
App tick
Dark web monitor cross
Social media monitor cross

What is MoneySuperMarket?

MoneySuperMarket is a British comparison website that offers a range of financial products and services, as well as free credit reporting through its Credit Monitor service.

How does a MoneySuperMarket credit report work?

The MoneySuperMarket Credit Monitor credit report records your financial activity and history from the previous 6 years based on data from TransUnion, 1 of the 3 major UK credit reference agencies. This information is then used to calculate your credit rating and score, which is rated on a scale from 0 to 710. The information on your credit report and your credit score is updated once a month.

MoneySuperMarket will also recommend credit products to you based on your credit score and profile. It makes a commission on any product you take out.

How do I get a MoneySuperMarket credit report?

You can apply for your MoneySuperMarket credit report for free by creating an account through its Credit Monitor service. You’ll also need to provide some personal details to verify your identity, such as your name, date of birth and address.

Once you’ve created a Credit Monitor account, you’ll be able to access your credit report by logging in to your MoneySuperMarket account. You can view your credit report and credit score for free at any time using the MoneySuperMarket app, but your credit report will only be updated on a monthly basis.

Is MoneySuperMarket any good?

Like a number of other credit report services, MoneySuperMarket lets you access your TransUnion credit score and credit report for free. In return, it earns commission off any credit products it recommends to you. This means it may be suitable for anyone looking for basic, affordable access to their TransUnion credit score.

How much does MoneySuperMarket cost?

MoneySuperMarket’s Credit Monitor service is completely free to use, which means you’ll not need to pay anything to access your credit report and credit score.

Does using MoneySuperMarket affect my credit score?

No, checking your credit report or credit score through your Credit Monitor account has no impact on your credit score.

How do I cancel MoneySuperMarket?

You can cancel your MoneySuperMarket Credit Monitor account by emailing its customer support team at

How do I improve my credit score?

If your credit report or credit score is lower than you’d like it to be, there are a couple of things you can do to help improve it, including:

  • Paying your bills on time
  • Closing any unused credit accounts, such as old credit cards or bank accounts
  • Registering on the electoral roll and making sure your address is up to date
  • Regularly checking your credit report for any errors

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.

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