Chevrolet Spark insurance group & cost

Use our guide to find out how much it'll cost you to insure a Chevrolet Spark and how you can save on your premiums.

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You may already know the Chevrolet Spark by its former name, sold previously in the UK as the Daewoo Matiz. The rebranded Spark combines a price low enough to be deemed ‘bargain basement’ by Autocar magazine with a well-equipped and compact interior.

If you’re looking to insure a Chevrolet Spark, keep reading to see how much you’d be expected to pay for your insurance premiums – and how you could save.

Chevrolet Spark insurance cost by driver’s age

Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs Get quote
1.0i 5d 1 £959 £556 £487 £393 Get Quote
1.0i + (Non AC) 5d 3 £1,046 £607 £532 £429 Get Quote
1.0i + 5d 3 £1,046 £607 £532 £429 Get Quote
1.0i LS (Non AC) 5d 4 £1,088 £631 £553 £446 Get Quote
1.0i LS 5d 4 £1,088 £631 £553 £446 Get Quote
1.2i LS 5d 5 £1,126 £653 £573 £462 Get Quote
1.2i LS+ 5d 5 £1,126 £653 £573 £462 Get Quote
1.2i LT 5d 9 £1,225 £711 £623 £502 Get Quote
1.2i LTZ 5d 10 £1,242 £721 £631 £510 Get Quote

Average insurance rates for the Chevrolet Spark

Our research indicates that you can expect to pay approximately £37.73 per month to keep your Spark insured, or an annual total of £364.82 if you’d rather pay with a single payment. This places the Spark in the middle of the Chevrolet range in terms of insurance pricing.

In order to generate these figures, we aggregated a variety of quotes from various insurance companies using set criteria as a base of inquiry. Of course, each driver is different. Compare our details with your situation to see how your premiums could be affected. We used the following criteria:

  • Thirty-year-old male teacher from Exeter.
  • Chevrolet Spark 2018 model, not an import.
  • The car was the only vehicle owned by the driver.
  • By day, the car is parked in a secure public car park. At night, parked on a driveway at home.
  • No modifications aside from the factory standard alarms and immobilisers.
  • No tracking devices were fitted on the vehicle.
  • Right-hand drive model.
  • Used for purposes of social, domestic, pleasure and commuting.
  • Average annual milage of 10,000.
  • Five-year no-claims discount and no driving convictions in the last five years.
  • No additional drivers.
  • The type of cover we requested for this policy was comprehensive.

What factors can affect my insurance premiums?

  • Whilst every driver is unique, sometimes circumstances do not lend themselves favourably to insurance policies. Age, sex, and geographical location are all factored in by companies when it comes to generating insurance quotes.
  • Does your car possess any modifications? These may have a detrimental effect in terms of insurance pricing if they are deemed to not enhance the safety or security of the vehicle.
  • Have you invested in additional safety or security measures? Unlike other modifications, particularly in terms of racing additions, these measures can actually bring down your insurance rate.
  • How clean is your driving rap sheet? Drivers with higher rates of claims or convictions (motoring or otherwise!) are more likely to be penalised with higher premiums by insurance companies.
  • How many miles do you drive every year in comparison to the national average? If you drive substantially more – or substantially less – than 10,000 miles a year, your premiums may be affected.

How can I lower my premiums?

Everybody loves a bargain and it makes sense that you’d want to know how to keep your premiums down. So we’ve made a list of some of the best ways to keep your insurance down:

  • Who is insured on your car? If another driver is registered on the insurance policy but rarely drives the vehicle, take them off the policy to bring your premiums down. You can always add them on later on a temporary basis if they need to use the car.
  • If it is financially viable to do so, consider paying your insurance annually rather than in twelve monthly instalments. Our research indicates that making the switch could save you an average of £52.00 every year!
  • Where do you keep your car parked when you aren’t using it? Insurance premiums will look more favourably on drivers who keep their car secured, either in a garage or a secure car park.
  • Insurance providers will likely reward drivers with good credit histories and a clean record with little-to-no claims or convictions.

Random facts about the Chevrolet Spark

  • All Spark models come fitted with a five-speed gearbox as standard.
  • Chevrolet explicitly modelled the Spark to avoid the ‘cute’ or ‘cuddly’ label, designing it in such a way to exude confidence and – according to the designers – power.
  • The Chevrolet Spark has been praised for its extensive amount of interior space, compared to similar hatchback models on the market.

Bottom line

The Chevrolet Spark isn’t widely regarded as one of the best city cars. However, it is relatively affordable to insure. In fact, its less powerful models are among the cheapest vehicles to insure on the road. Better yet, most of the tips in this guide will help you reduce your premiums further.

Frequently asked questions

The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.
*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (June ’23). 51% of car insurance customers could save £488.46

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