Finder’s review board and expert contributors

Finance experts work with Finder and their contributions are frequently quoted in national media.

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At Finder, we work with respected external personal finance experts to judge our Finder Innovation Awards, contribute insight to white papers, videos and prediction panels, and to review our content. The group who review our content are our editorial review board. While Finder’s editorial team are all subject experts, we ask these external experts to ensure we uphold the highest standards, and to add another perspective.

If you’re a leading expert and work with us on awards or white papers, we may invite you to join the editorial review board, too. We frequently ask reviewers to also contribute articles or commentary on a freelance basis.


Judges of Finder Innovation Awards

Our innovation awards are decided by subject experts. These judges feature prominently in our promotion of the awards on our site and in social media. Check out our latest banking and savings/investment awards.

Recent judges are below.

Makala Green

Makala Green

Makala is a multi award-winning chartered financial expert, money motivational speaker, podcaster, and author of her debut book The Money Edit, a no blame, no shame guide to taking control of money. Makala is passionate about making money accessible for all.

Alessandro Hatami

Alessandro Hatami

Alessandro is managing partner of Pacemakers.io, specialising in digital transformation in finance. Previously he was COO of Digital Banking at Lloyds Banking Group and held senior roles at PayPal and GE Capital. He is the co-author of Reinventing Banking and Finance.

Timothy King

Timothy King

Timothy is a professor of finance at the University of Vaasa in Finland. He has published widely in leading academic journals and is the lead editor, as well as contributor to, the book Disruptive Technology in Banking and Finance: An International Perspective on FinTech.

Niels Pedersen

Niels Pedersen

Niels is a senior lecturer at Manchester Metropolitan University specialising in fintech. As a chartered accountant, Niels worked at PwC and the FSA (now the FCA) before coming to academia. He is the author of Financial Technology: Case Studies in Fintech Innovation.

Cherry Reynard

Cherry Reynard

Cherry is a financial and investment journalist. She’s written for a range of publications including the Financial Times, The Telegraph and The Independent. Cherry is a 6-time winner of the Investment Management Association’s freelance journalist of the year award.

Kimberley Waldron

Kimberley Waldron

Kimberley Waldron is award-winning advisor and entrepreneur, with 15 years in the financial services and tech industry. She hosts the Future of Banking podcast, chairs the Manchester Fintech committee and is a mentor for Rise by Barclays, Fintech Alliance and Global Tech Connect. Kimberley is board advisor to several fintech startups including ekko, Lemon and Payful.


Contributors to our white papers

We quote these experts in white papers that explore trending topics in personal finance through insight and original data. Their quotes feature in the press release that accompanies the launch of the white paper.

Our white papers have been covered by nationals including The Times, Daily Mail, The Mirror, The Express and Yahoo! News, and specialist/trade publications such as The Motley Fool, The Fintech Times, Insurance Times, Global Banking & Finance Review, Business Money and Fintech Finance.

Recent contributors to white papers are below.

Iona Bain

Iona Bain

Iona is an award-winning journalist, broadcaster, speaker and author. She is BBC Morning Live’s resident financial expert. Iona was commissioned by BBC Radio 4 to investigate the world of fraud for its The Anatomy of a Fraud programme, broadcast in 2023.

Paul Evans

Paul Evans

Paul has 18 years’ experience of protecting high street banking customers from becoming victims of fraud by detecting and preventing attempts to steal their money. He currently works at Featurespace, a leading global supplier of fraud detection software.

Ebru Keskin

Ebru Keskin

Ebru is an online payments and fraud prevention expert with over 12 years’ experience at enterprise level. She’s worked and consulted with some of the world’s most prominent enterprises. Ebru has developed and is interested in improving artificial intelligence software and the machine learning which powers it.

John Somerville

John Somerville

John has over 30 years of experience in financial services and now plays an active role educating others as a spokesperson for the London Institute of Banking and Finance, which provides finance industry qualifications in the UK.

Erica Stanford

Erica Stanford

A fintech and AI specialist, Erica wrote Crypto Wars: Faked Deaths, Missing Billions and Industry Disruption, which was highly commended in the Business Book Awards. She speaks and writes globally about digital assets, scams, and the integration of AI, and is an associate guest lecturer on digital assets at Warwick Business School. Erica founded the Crypto Curry Club, a leading crypto community.


Members of our editorial review board

We hold ourselves to the highest standards, and ask external subject experts to check we’re giving our users comprehensive and useful information about financial products and services. After checking each guide or review, they also add their own take.

Some current members of our editorial review board are below.

Katherine Denham

Katherine Denham

Katherine Denham is a freelance journalist, writer and consumer champion, specialising in personal finance. She has written for The Times since 2019. She also has bylines in The Sunday Times, Times Money Mentor, City A.M. and a number of financial trade publications.

Georgie Frost

Georgie Frost

Georgie Frost is a multi award-winning freelance sport and finance broadcaster and journalist. She has worked with the Times, Mail/MailOnline, Business Reporter, and the Financial Times. She is a regular contributor and presenter on BBC, talkTV/talkRADIO, Times Radio, and GB News, and hosts several popular finance podcasts.

Rebecca Goodman

Rebecca Goodman

Rebecca Goodman is an award-winning freelance journalist with more than a decade of experience working across personal finance titles. Rebecca specialises in consumer money topics and regularly writes for The Guardian, The Sun, The Mirror, LoveMoney and Moneywise magazine.
Cathy Hudson

Cathy Hudson

Cathy is a freelance journalist specialising in money, property, smart homes and technology. She worked at Which? for 12 years, first as a money writer then as an editor, before going freelance in 2018. She's written for publications including The Money Edit, Ideal Home, Loveproperty.com, The i newspaper, the London Evening Standard. Cathy is also a Homes Under the Hammer superfan.
Ceri Stanaway

Ceri Stanaway

Ceri Stanaway is a researcher, writer and editor with more than 15 years’ experience, including a long stint at independent publisher Which?. She’s helped people find the best products and services, and avoid the pitfalls, across topics ranging from broadband to insurance. Outside of work, you can often find her sampling the fares in local cafes.
Robert Stephens CFA

Robert Stephens CFA

Robert Stephens is a chartered financial analyst (CFA) who’s worked in the industry since 2007. He regularly writes for national media including The Telegraph and MoneyWeek, and works with global asset managers. Robert has been a keen private investor for over 20 years.

Mark Tovey

Mark Tovey

Mark is a freelance journalist whose work has been published in The Motley Fool and The Guardian, among other sites. He's worked as a data journalist and has a BA in Economics from the University of Sussex as well as an NCTJ journalism qualification.
Rachel Wait

Rachel Wait

Rachel Wait is a freelance journalist and has been writing about personal finance for more than a decade, covering everything from insurance to mortgages. She has written for a range of personal finance websites and national newspapers, including The Observer, The Mail on Sunday, The Sun and the Evening Standard. Rachel is a keen baker in her spare time.

Members of our prediction panels

We gather expert predictions on the Bank of England base rate and cryptocurrency. We release the panels’ findings and quotes, and these have been widely covered in national news. Quotes from our panel experts have featured in The Express, MSN, and The Sun, among other sites.

Recent prediction panel members are below.

David Hollingworth

David Hollingworth

David is the associate director of communications at London & Country Mortgages (L&C). He is a regular provider of commentary on the UK mortgage market to national consumer and trade titles and broadcast media.

Konstantinos Lagos

Konstantinos Lagos

An economist with an international business background, Konstantinos is a senior lecturer at Sheffield Hallam University. His research interests focus on the applied side of industrial economics and the study of multinational corporations and their internationalisation process.

Luciano Rispoli

Luciano Rispoli

Luciano is a senior lecturer at the School of Economics, Surrey University. At Birkbeck College he was awarded an honourable mention for Best PhD Thesis in the School of Business, Economics and Informatics.

Gavin Smith

Gavin Smith

Gavin is CEO at Panxora Group. He has built his career with extensive experience managing risk and project development in European financial services before changing his focus to the blockchain and cryptocurrency industry.


Reaching the peak of rate rises sooner rather than later should help borrowers adjust to the new rate environment and how it impacts them.

David Hollingworth of L&C Mortgages. Finder base rate predictions on MSN


The UK appears to be an outlier currently in comparison to the rest of major western economies (mainly US and EU), with UK inflation remaining stubbornly high.

Konstantinos Lagos of Sheffield Hallam University. Finder base rate predictions on LondonLovesBusiness


We think that SOL is one of a few smart contract based blockchains that have the technical architecture that will be difficult for Ethereum to compete with.

Gavin Smith of Panxora Crypto Hedge Fund. Finder Solana price predictions in The Sun


Sharp rises in interest rates since the end of 2021 have reduced affordability of mortgages and new house purchases.

Charles Rea of the University of Cambridge. Finder base rate predictions in IFA Magazine


Despite higher interest rates, housing demand is still strong and supply structurally low.

Luciano Rispoli of the University of Surrey. Finder base rate predictions on Home.co.uk

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