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How to buy Stellar (XLM)

Learn how to buy Stellar (XLM) in our step-by-step guide.

OFFER

eToro USA LLC Cryptocurrency Trading

Trade XLM and 79 other cryptos.
Secure, reliable platform with no recorded hacks.
Get $15 when you sign up and buy $100 of crypto. T&Cs apply.

Disclaimer: eToro USA LLC does not offer CFDs and makes no representation and assumes no liability as to the accuracy or completeness of the content of this publication, which has been prepared by our partner utilizing publicly available non-entity specific information about eToro. Your capital is at risk.

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IBM Partnership. Stellar is one of the relatively few cryptocurrencies to focus on securing a long-standing partnership with tech or traditional finance companies. Together, IBM and Stellar created 'World Wire', a global payments system intended to rival the high fees of PayPal and other competitors.    
ICO. The Stellar network can also be used by new crypto projects looking to launch ICOs. Mobius Network and SureRemit are just a couple of the projects to have launched via Stellar. Stellar is just one of many protocols that offer this functionality, with Ethereum being a direct competitor.    
Goals. Although Stellar has moved somewhat away from its altruistic vision to focus on financial institutions, assisting the unbanked and everyday user to acquire equal financial opportunity is still an important goal. However, this does mean it has less corporate and financial incentives, which could somewhat stunt the network's economic growth.","customTeamMembers":"Jed McCaleb, Joyce Kim","customPartnerships":"Visa, Lightnet, MoneyGram","customTokenUses":"Digital currency, transaction fees","customIndustry":"Cryptocurrency","customNetwork":"XLM network","customSourcebox":"Binance, https:\/\/www.binance.com\/en\/event\/xrp-vs-xlm","image":null,"dataType":null,"maxSupply":"50001786995.3935","totalSupply":"50001786995.3935","circulatingSupply":28940543160.1829,"totalVolume24h":54169723,"high24h":"0.115875","low24h":"0.111513","atl":"0.00047612","atlDate":"2015-03-05T00:00:00.000Z","atlPercentChange":"23542.09562","ath":"0.875563","athDate":"2018-01-03T00:00:00.000Z","athPercentChange":"-87.14364","percentChange7d":"-3.24293","percentChange14d":"3.34311","percentChange30d":"-20.24058","percentChange60d":"-10.11265","percentChange200d":"9.25615","percentChange1y":"17.87104","marketCapChange24h":"-75485360.88191","marketCapPercentChange24h":"-2.26533","percentChange1h":"0.24768","developments":"","website":"Finder.com","tableCode":"21289432-31f6-4128-8b68-41c5d5186e7f","locale":"en_us","country":"the US","curName":"US dollar","curCode":"USD","curSym":"$","alise":"alize","mise":"mize","isation":"ization","iarise":"iarize","vour":"vor","okenised":"okenized","url":"\/","facebookLikes":null,"redditAccountsActive48h":null,"redditAverageComments48h":null,"redditAveragePosts48h":null,"redditSubscribers":null,"telegramChannelUserCount":null,"twitterFollowers":null,"fcyProducts":["27a1d51c-5114-4e22-bf0c-4cc0ec165377","70159169-0a75-48d2-aee4-ac739c63a529","2a975293-59e8-4ca5-a701-b75761e42b7c","c9bdb576-482b-4863-98d2-3ede1954dddd","875c8797-3d15-498f-9e7c-22043d4f9c3f","758d1778-c3a4-47f5-8030-103db4e8da64","2f9b3c97-a62a-4fcc-88a5-31243b557c23","e8d983e4-41a6-40fc-97f3-fbc09d9429b5","3d3e6b96-15b6-43f1-a463-70fe53a6a1c4","a5c8f640-54d3-409e-a4eb-fc7c00c660bf","16a9263c-4ece-4e62-82a9-ed51113e5308","ea9d5b5c-1b53-48c9-82d4-02a72d33f0d5","a28659d2-adb9-42aa-a632-96d138c28da1","00488f6a-8a30-4a21-b9a0-54a12b399f69","9f5bc26d-a586-409d-a8ff-7127dd39baed","77d72b8a-ee98-48d5-8e81-0e3452964d86","d6cc2069-feeb-452e-b5e6-ec812948bb56"],"tableCheck":"tableTrue","assetPlatform":"null","nontable":"","chartTest":"no","technicalTest":"no","tradingSymbol":"xlmUSD"}

Stellar (XLM) is in the top 1,000 cryptocurrencies by market cap, valued at $3,256,720,283.

Stellar is a highly volatile asset capable of major price swings in a single day. Today XLM is trading for $0.112317, which is slightly down from yesterday's trading price of $0.1151170024. Stellar's seen an increase of 18% over the past year.

So before you buy Stellar, make sure you understand these unique risks as well as its legal, regulatory and tax status here in the US.

If you're ready to get started, read on for step-by-step instructions and a list of platforms you can buy Stellar.

How to buy Stellar in 5 steps

The whole process can take as little as 15 minutes and all you'll need is a smartphone or computer, an internet connection, photo identification and a means of payment.

Compare crypto exchanges
The easiest way to buy Stellar is from a cryptocurrency exchange. Comparing in the table below lets you find one with the features you want such as low fees, ease of use or 24-hour customer support.
Create an account
To create an account on an exchange, you will need to verify your email address and identity. Have some photo ID and your phone ready.
Make a deposit
Once verified, you can deposit USD using the payment method that best suits you – cryptocurrency, bank and card payments are widely accepted.
Buy Stellar
You can now exchange your funds for Stellar. On beginner-friendly exchanges, this is as simple as entering the USD or XLM amount you want to purchase and clicking "buy".
Secure your Stellar
Consider transferring your XLM to a personal crypto wallet to protect against some of the risks of keeping it on an exchange, such as hacks, scams or platform bankruptcy.

Where to buy Stellar

Find an exchange to buy, sell and trade XLM by comparing deposit methods, supported fiat currencies and fees. Select Go to site to sign up directly with the provider.

1 - 5 of 14

Name	Product	Deposit methods	Fiat currencies	Cryptocurrencies	Offer	Disclaimer	Link
OFFER eToro USA LLC Cryptocurrency Trading eToro USA LLC Cryptocurrency Trading Finder Award	OFFER	Bank transfer, Debit card, PayPal, Wire transfer	6	80	Get $15 when you sign up and buy $100 of crypto. T&Cs apply.	Disclaimer: eToro USA LLC does not offer CFDs and makes no representation and assumes no liability as to the accuracy or completeness of the content of this publication, which has been prepared by our partner utilizing publicly available non-entity specific information about eToro. Your capital is at risk.	Go to site Capital at risk View details	Compare	loading Fetching your data...
OFFER Uphold - Digital Asset Platform Uphold - Digital Asset Platform	OFFER	Bank transfer, Credit card, Debit card, Bank transfer (SEPA), Apple Pay, Google Pay	27	274	Refer a friend to earn US$20 — $10 for you and $10 for the person you refer. T&Cs apply.	Terms apply. Cryptoassets are highly volatile. Your capital is at risk.	Go to site Capital at risk View details	Compare	loading Fetching your data...
Robinhood Crypto Robinhood Crypto		Bank transfer, Cash, Debit card	1	15			Go to site Capital at risk View details	Compare	loading Fetching your data...
Kraken Cryptocurrency Exchange Kraken Cryptocurrency Exchange Finder Award		Bank transfer, Credit card, Cryptocurrency, Debit card, Apple Pay, Google Pay, SWIFT, ACH online banking	6	235			Go to site Capital at risk View details	Compare	loading Fetching your data...
OFFER Gemini Cryptocurrency Exchange Gemini Cryptocurrency Exchange	OFFER	Bank transfer (ACH), Cryptocurrency, Debit card, PayPal, Apple Pay, Google Pay, SWIFT	7	141			Go to site Capital at risk View details	Compare	loading Fetching your data...

Disclaimer: Star ratings are only displayed for products with 10 or more reviews.

How we keep this Stellar guide up-to-date

XLM price data is regularly updated through data feeds so you always have the latest information.
Stellar performance data is regularly updated using automated comparisons.

How do I find the best places to buy Stellar?

Cryptocurrency exchanges offer similar services, but differ in a few key ways – mainly fees, the range of cryptos available and payment methods. You can use our table to compare the features of popular cryptocurrency exchanges available in to help you choose the one that's right for you.

Some other factors you may want to consider are customer support, user reviews, ease of use and whether or not the exchange is registered with a local regulator. This information can be found by clicking on the exchange name in the table which will take you to its review page.

What will I need to buy Stellar?

To create an account on any cryptocurrency exchange you will need an email address. Some exchanges may also ask for a phone number and photo ID, so it's a good idea to have those ready.

An increasing number of cryptocurrency exchanges will ask to verify your identity before you can deposit funds and start trading Stellar.

This process is known as Know Your Customer (KYC) and usually requires photo ID and a webcam or smartphone. You may also need to prove your address by uploading a copy of a recent bank statement or utility bill.
Some exchanges allow you to deposit and trade cryptocurrencies without passing KYC, but they will not allow you to transfer local currency from your bank account. So if you are planning on purchasing XLM with your local currency then you will need to pass KYC.
Once you have verified your identity, it is a good idea to enable 2-factor authentication (2FA) before depositing any funds. This will increase the security of your account and help keep your funds safe.

What are the best ways to buy Stellar?

Once you've created an account, you will need to deposit funds to buy XLM with. You can either deposit local currency from a bank account or credit card, or transfer cryptocurrency from another exchange or wallet. Here are some popular ways to to buy XLM:

Bank account: Transfers from local bank accounts are usually free, but you will need to double-check this with the exchange you choose – this information can be found in our table by clicking on 'view details'.
Credit or debit card: Linking a card to your account is another convenient way to top up your account, but be aware that it usually attracts an additional fee. An advantage, though, is that you can use a card to make instant purchases or set up a recurring purchase.
Cryptocurrency: You can usually purchase XLM by trading it for another cryptocurrency like Bitcoin or a stablecoin. This varies between exchanges though, so you will need to search for XLM on the spot market to see what cryptocurrencies it can be traded for.

What is the easiest way to buy Stellar?

The easiest way to buy XLM is by placing an 'instant buy' order to purchase it for a fixed price but not all crypto exchanges offer this feature.

Alternatively, you can open a trade on the spot market which allows you to set your own price – this is the most common way to purchase cryptocurrency. Using the instant buy feature is straightforward but typically more expensive than using the spot market.

Best Stellar wallets to store your XLM

You can keep your XLM on the exchange you purchased it on, or move it to a personal wallet:

Some people like to use their own wallets to guarantee total ownership over their assets, or to use them with other applications like DeFi services.
Hardware wallets are typically considered to be the safest type of cryptocurrency wallet, as they use a physical device to enhance security in a number of ways. You can take a look at some of our top hardware wallet picks for self-custody of your XLM below.

Trezor Model T Wallet
★★★★★ 4

Price (USD)

$179

Supported assets

9,000+

Go to site

Ledger Nano X Wallet
★★★★★ 4.6

Price (USD)

$149

Supported assets

5,500+

Go to site

SafePal S1 Wallet
★★★★★ 4

Price (USD)

$49.99

Supported assets

30,000+

Go to site

Disclaimer: This page is not financial advice or an endorsement of digital assets, providers or services. Digital assets are volatile and risky, and past performance is no guarantee of future results. Potential regulations or policies can affect their availability and services provided. Talk with a financial professional before making a decision. Finder or the author may own cryptocurrency discussed on this page.

Is Stellar a good investment?

As with any investment, it is vital you understand the risks and potential upside of the asset before making any financial decision. With regards to XLM, here are a few things you should consider:

Ripple hard fork. If you're considering buying XLM, it's worth looking into its original form, Ripple, and comparing the two cryptocurrencies. XRP and XLM have different goals, however have a very similar function – providing extremely cheap and fast cross-border payments. Stellar has a greater eye on accessibility, being open-source and is more focussed on bridging the gap between crypto and fiat currencies. Some investors believe there is no space for both XRP and XLM to be mass-adopted, which makes it important to understand their differences in philosophy and function.
IBM Partnership. Stellar is one of the relatively few cryptocurrencies to focus on securing a long-standing partnership with tech or traditional finance companies. Together, IBM and Stellar created 'World Wire', a global payments system intended to rival the high fees of PayPal and other competitors.
ICO. The Stellar network can also be used by new crypto projects looking to launch ICOs. Mobius Network and SureRemit are just a couple of the projects to have launched via Stellar. Stellar is just one of many protocols that offer this functionality, with Ethereum being a direct competitor.
Goals. Although Stellar has moved somewhat away from its altruistic vision to focus on financial institutions, assisting the unbanked and everyday user to acquire equal financial opportunity is still an important goal. However, this does mean it has less corporate and financial incentives, which could somewhat stunt the network's economic growth.

Today's Stellar price versus ATH

Compare today's price of Stellar ($0.112317 USD) against its all-time high (ATH) price of $0.875563 on January 03, 2018. The closer the bar is to 100%, the closer XLM is to reaching its ATH again.

Current price: $0.112317

All time high: $0.875563

13%

87%

How do I trade, convert or sell Stellar?

You can convert or sell your XLM with the same exchange you bought it through:

Sign in to the exchange you have XLM on.
If you store your Stellar in a digital wallet, compare crypto exchanges to convert or sell it on.
Choose Sell or Convert and place a sell order.
Choose the amount of XLM you'd like to convert or sell.
Confirm the sell price and fees and close your sale of Stellar.
Complete your transaction and move your XLM to a wallet for storage.

How to buy other cryptos

Disclaimer: Cryptocurrencies are speculative, complex and involve significant risks – they are highly volatile and sensitive to secondary activity. Performance is unpredictable and past performance is no guarantee of future performance. Consider your own circumstances, and obtain your own advice, before relying on this information. You should also verify the nature of any product or service (including its legal status and relevant regulatory requirements) and consult the relevant Regulators' websites before making any decision. Finder, or the author, may have holdings in the cryptocurrencies discussed.

Whether products shown are available to you is subject to individual provider sole approval and discretion in accordance with the eligibility criteria and T&Cs on the provider website.

Name	Deposit methods	Fiat currencies	Cryptocurrencies	Disclaimer	Link
eToro Cryptocurrency Trading eToro Cryptocurrency Trading	Bank transfer, Credit card, Debit card, Neteller, Skrill	18	78	Disclaimer: Cryptoasset investing is highly volatile and unregulated in the UK and some EU countries. No consumer protection. Tax on profits may apply.	Go to site Capital at risk View details	Compare	loading Fetching your data...
Binance Cryptocurrency Exchange Binance Cryptocurrency Exchange	Bank transfer, Credit card, Cryptocurrency, Debit card, P2P	71	370		Go to site Capital at risk View details	Compare	loading Fetching your data...
KuCoin Cryptocurrency Exchange KuCoin Cryptocurrency Exchange	Bank transfer, Credit card, Cryptocurrency, Debit card, PayPal, P2P	50	743		Go to site Capital at risk View details	Compare	loading Fetching your data...
Bybit Cryptocurrency Exchange Bybit Cryptocurrency Exchange	Bank transfer, Credit card, Cryptocurrency, Debit card, P2P	73	279	Disclaimer: Highly volatile investment product. Your capital is at risk.	Go to site Capital at risk View details	Compare	loading Fetching your data...
Gate.io Cryptocurrency Exchange Gate.io Cryptocurrency Exchange	Bank transfer, Credit card, Cryptocurrency, Debit card	8	1607		Go to site Capital at risk View details	Compare	loading Fetching your data...
Kraken Cryptocurrency Exchange Kraken Cryptocurrency Exchange	Bank transfer, Credit card, Cryptocurrency, Debit card, Apple Pay, Google Pay, SWIFT	8	222		Go to site Capital at risk View details	Compare	loading Fetching your data...
OKX Cryptocurrency Exchange OKX Cryptocurrency Exchange	Bank transfer, Cryptocurrency, iDEAL, PayPal, POLi, SEPA, Faster Payments (FPS)	35	338		Go to site Capital at risk View details	Compare	loading Fetching your data...
Bittrex Global Bittrex Global	Bank transfer, Credit card, Cryptocurrency, Debit card	2	349		Go to site Capital at risk View details	Compare	loading Fetching your data...
Paybis Cryptocurrency Exchange Paybis Cryptocurrency Exchange	Bank transfer, Credit card, Cryptocurrency, Debit card, Neteller, Skrill	42	38	US residents: Restricted in the following states - NY, CT, NM, WA, HI, AL, VT, FL, AK, NV.	Go to site Capital at risk View details	Compare	loading Fetching your data...
CEX.IO Cryptocurrency Exchange CEX.IO Cryptocurrency Exchange	Bank transfer, Credit card, Cryptocurrency, SEPA, Faster Payments (FPS), SWIFT	4	145	Disclaimer: Highly volatile investment product. Your capital is at risk.	Go to site Capital at risk View details	Compare	loading Fetching your data...
Coinbase Digital Currency Exchange Coinbase Digital Currency Exchange	Bank transfer (ACH), Credit card, Debit card, PayPal, Wire transfer	3	256		Read review Capital at risk View details	Compare	loading Fetching your data...
Changelly Crypto-to-Crypto Exchange Changelly Crypto-to-Crypto Exchange	Credit card, Cryptocurrency	58	391		Capital at risk View details	Compare	loading Fetching your data...
Bitfinex Professional Trading Exchange Bitfinex Professional Trading Exchange	Credit card, Cryptocurrency, Bank Wire	4	243		Go to site Capital at risk View details	Compare	loading Fetching your data...
Huobi Cryptocurrency Exchange Huobi Cryptocurrency Exchange	AdvCash, Cryptocurrency, Wire transfer, SWIFT	27	606		Capital at risk View details	Compare	loading Fetching your data...
Bitstamp Bitstamp	Bank transfer, Credit card, Cryptocurrency, Debit card, SEPA, Faster Payments (FPS)	2	77		Capital at risk View details	Compare	loading Fetching your data...

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How to buy Stellar (XLM)

Learn how to buy Stellar (XLM) in our step-by-step guide.

How to buy Stellar in 5 steps

Where to buy Stellar

How we keep this Stellar guide up-to-date

How do I find the best places to buy Stellar?

What will I need to buy Stellar?

What are the best ways to buy Stellar?

What is the easiest way to buy Stellar?

Best Stellar wallets to store your XLM

Is Stellar a good investment?

Today's Stellar price versus ATH

How do I trade, convert or sell Stellar?

How to buy other cryptos

Select an option to continue

More guides on Finder

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