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Free Spirit® Travel More World Elite Mastercard® review

Earn extra points on Spirit Airlines purchases, groceries and dining.

  • Get this card if you often fly with Spirit Airlines.
  • Pick something else if you don’t want to be bound to a single airline.
  • Apply with a good credit score of 670 or higher for best chances of approval.
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40,000

Points as welcome offer

Up to 3x

Points

$0

Annual fee

for the first year ($79 thereafter)

16.74% to 24.74%

Purchase APR (variable)

Details

Annual fee$0 intro annual fee for the first year ($79 thereafter)
Welcome offer40,000 bonus points and a $100 companion flight voucher after you spend $1,000 in your first 90 days
Rewards3x points on Spirit purchases, 2x points on grocery store and dining purchases, and 1x points on all other purchases
Purchase APR16.74% to 24.74% variable
Balance transfer APR16.24% to 24.24% variable
Minimum Credit Score670
IssuerMastercard
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Review by


Kliment Dukovski is a cryptocurrency and investments writer who has written over 700 articles to help readers find and compare the best financial options. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange and stock market trading.

Expert review

The Free Spirit® Travel More World Elite Mastercard® is the Spirit Airlines’ cobranded card with Bank of America. As a cardmember, you get to earn 3x points on Spirit purchases — which go on top of the points you already earn as a member of the program — and 2x points on groceries and dining, which is similar to what other airline cards offer. There’s also a generous signup bonus and an annual $100 companion flight voucher if you spend at least $5,000 in the previous year.

The card also comes with an intro $0 annual fee for the first year, but then you’ll have to pay $79 every year after that. This can be easily offset with the $100 companion flight voucher. There’s also airline-specific benefits like priority boarding and a 25% rebate on in-flight food and beverage purchases.

How to apply for the Free Spirit® Travel More World Elite Mastercard®

Applying for the card is simple. Here’s how to do it:

  1. Visit the Bank of America website.
  2. Find the Free Spirit® Travel More World Elite Mastercard®.
  3. Click Apply now.
  4. Fill out the application form with information such as your name, address, Social Security number and income.
  5. Review the form and submit it.

What credit score do I need?

Increase your chances of approval with a good credit score of 670 or higher.

Free Spirit® Travel More World Elite Mastercard® benefits

  • Rewards points. Earn 3x points on Spirit purchases, 2x points on grocery store and dining purchases, and 1x points on all other purchases. The 3x points go on top of the 6x points you earn on Spirit fares as a member of the program and the 12x points on options like seats and bags. You can boost this even further by reaching elite status: Silver members earn an additional 8x on fares and 16x on options, while Gold members earn 10x points on fares and 20x points on options.
  • Signup bonus. Earn 40,000 bonus points and a $100 companion flight voucher after you spend $1,000 in your first 90 days when you open your account.
  • Anniversary bonus. Earn a $100 companion flight voucher every year on your card anniversary after you spend at least $5,000 in the prior year.
  • Spirit Airlines perks. Get Zone 2 shortcut boarding on all Spirit Airlines flights — savings of at least $5.99 per person — plus a 25% rebate on all inflight food and beverage purchases paid with your Free Spirit® Travel More World Elite Mastercard®.

What to watch out for

  • Annual fee. For the first year, you get an intro $0 annual fee. After that, you’ll pay $79 annually.
  • No free checked bags. Competitor airline cards that cost around $90 typically offer a first-checked-bag free perk. Unfortunately, you won’t get to save money on checked luggage with this card.

Compare airline credit cards

1 - 3 of 9
Name Product Filter values Rewards Purchase APR Annual fee
Chase Sapphire Preferred® Card
5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel
16.74% to 23.74% variable
$95
Earn 60,000 points after spending $4,000 in the first 3 months. That's worth $750 when you redeem through Chase Ultimate Rewards.
Chase Sapphire Reserve®
5x points on flights and 10x points on hotels and car rentals through Chase Ultimate Rewards, 3x points on other travel after earning your $300 travel credit, 10x points on Lyft rides, 10x points on Chase Dining through Ultimate Rewards, 3x points on other dining and 1x points on all other purchases
17.74% to 24.74% variable
$550
Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example $900 points are worth $900 toward travel
British Airways Visa Signature® Card
Earn 3 Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and LEVEL. Earn Avios per $1 spent on hotel accommodations when purchased directly with the hotel. Plus earn 1 Avios per $1 spent on all other purchases.
16.74% to 23.74% variable
$95
Earn up to 100,000 Avios. Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening and earn an additional 25,000 Avios after you spend $20,000 in the first 12 months of account opening.
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Bottom line

The Free Spirit® Travel More World Elite Mastercard® is designed to help you quickly rack up reward points and save you money on some Spirit Airlines purchases. But it costs $79 annually after the first year of card membership. If this card isn’t right for you, compare other airline credit cards.

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