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Sonesta World Mastercard® review

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Redeem your points for Sonesta hotel stays and enjoy other card perks.

  • Get this card if you often stay at Sonesta hotels or if you often travel to South America.
  • Pick something else if you prefer other hotels or if you want a general travel credit card.
  • Apply with a good to an excellent credit score of Sonesta World Mastercard® or higher.


Points as welcome offer

Up to 3x



Annual fee

for the first year ($75 thereafter)

14.99% to 22.99%

Purchase APR (variable)


Product NameSonesta World Mastercard®
Card typeMastercard
Annual fee$0 intro annual fee for the first year ($75 thereafter)
Purchase APR14.99% to 22.99% variable
Balance transfer APR14.99% to 22.99% variable
Balance transfer fee$10 or 3% of the transaction, whichever is greater
Cash advance rate17.99% to 25.99% variable
Cash advance fee$3 or 10% of the cash advance amount, whichever is greater
Penalty APR29.99% variable
Foreign transaction feeNone
Interest free periodUp to 25 days
Late payment feeUp to $40
Returned payment feeUp to $29

Expert review

Kliment Dukovski

Review by

Kliment Dukovski is a credit cards writer. He's written over 600 articles to help readers find and compare the best credit cards. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies.

Expert review

The Sonesta World Mastercard® is a solid hotel credit card that lets you earn accelerated points on Sonesta stays, airfare, car rentals and dining. It comes with generous signup and anniversary bonuses that can cover you for two reward nights each year.

However, you can only redeem your points for Sonesta hotel stays. If you’re looking for a variety of redemption options, this may not be a good card for you.

Card benefits

  • Signup bonus.
    Earn up to bonus points once you spend $1,000 in your first 90 days of card membership. Earn an additional 30,000 bonus points by adding an authorized user during the same period. Reward nights start at 15,000 points for tier 1 hotels, which makes the signup bonus good enough for four reward nights.
  • Anniversary bonus points.
    Earn 5,000 bonus points on your card anniversary every year you spend . This value amounts to two reward nights at a tier 1 hotel.
  • Reward points.
    Earn 3x points on Sonesta purchases, 2x points on airfare, car rental and dining purchases and 1x points on everything else you buy.
  • Automatic elite membership.
    As soon as you’re approved for the card, you become a Sonesta Elite member, which comes with additional benefits such as early check-in, late check-out, complimentary room upgrades, discounts and more.You remain an elite member for as long as your credit card account is open. Without the card, you need 12 qualifying nights in a calendar year to reach this status.
  • Elite membership match.
    If you’re a Preferred or Elite member in other hotel programs, Sonesta will match that membership level within the Sonesta reward program.

What to watch out for

  • Annual fee.
    You get an intro $0 annual fee during your first year, but you’ll pay a $75 annual fee every year after that. This cost can be offset if you earn two rewards nights by spending at least $7,500 in a calendar year.
  • No intro APR period.
    Like most travel cards, you won’t get an intro APR period on purchases or balance transfers. Compare intro APR credit cards if that’s what you’re seeking.

How to apply for Sonesta World Mastercard®

  1. Visit the Bank of America website and find the card.
  2. Click Apply now and fill out the application form.
  3. Review the form and submit.

What credit score do I need?

You need at least a good credit score of 670 or higher.

Compare travel rewards credit cards

Name Product Welcome offer Rewards Annual fee Filter values
Chase Sapphire Preferred® Card
80,000 points after spending $4,000 in the first 3 months, a value of up to $1,000 through Chase Ultimate Rewards
5x points on Lyft, 2x points on travel and dining and 1x points on all other purchases
Earn a huge signup bonus worth $$1,000 with this popular travel card. Combine with other Chase Ultimate Rewards cards for even greater value.
American Express® Gold Card
35,000 points after spending $4,000 in the first 3 months
3x points on directly-booked flights; 4x at restaurants; 4x at US supermarkets on up to $25,000 annually (then 1x points)
Earn up to 4x points on select purchases, a bevy of travel perks, and a welcome offer worth up to $350 with this upper-mid tier travel card. Rates & fees
Chase Sapphire Reserve®
50,000 points after spending $4,000 in the first 3 months
10x points on Lyft rides, 3x points on dining and travel after earning your $300 travel credit and 1x points on all other purchases
Get a generous $300 in annual travel credits, 3x points on travel and dining, and a 50% bonus on point redemptions with Chase's premier card.
Hilton Honors American Express Card
80,000 points after spending $1,000 in the first 3 months
7x points on Hilton Honors purchases, 5x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases
With a massive welcome offer for a no-annual-fee card and up to 7x points at Hilton, this is a solid pick for Hilton fans and occasional travelers. Rates & fees
Luxury Card Mastercard® Titanium Card™
1x points on all purchases with 2% point value when you redeem for airfare and 1% for cash back
Enjoy unique excursions, privileged access to exclusive events and insider opportunities.

Compare up to 4 providers

Bottom line

If you’re a Sonesta regular or if you frequently travel to South America, the Sonesta World Mastercard® could be worth considering. You get to earn accelerated points on travel and dining purchases — and a generous signup bonus, which you can redeem for Sonesta stays at hotels in the US and abroad.

However, if you prefer other hotels or if you want a general travel credit card, compare your options until you find the right card for you.

Frequently asked questions

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