13 money transfer companies like Western Union | finder.com
Western Union logo money transfers

Services like Western Union

We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.

Need a cheaper alternative for sending cash transfers?

Western Union has tons of locations and a convenient cash pickup option, but high fees and unfavorable exchange rates mean you may be better off using a different money transfer company.

Why is Western Union so popular?

Around for more than 160 years, Western Union is one of the oldest and most recognizable names in money transfers. Available in 200 countries and territories across the globe and with more than 500,000 agent locations worldwide, money pickups are easy and accessible.

Pros

  • Low minimum transfer of $1
  • Send money in minutes
  • Transfer to a wide range of countries
  • Cash pickup

Cons

  • Can be more expensive than other transfer companies
  • High fees can eat into your money transfer, leaving your recipient with less
MoneyGram International Money Transfers

Our Pick: MoneyGram international money transfers

Send funds to more than 200 countries and territories around the world.

  • Pick up cash within minutes.
  • Send a transfer from one of the 350,000 MoneyGram locations around the globe.
  • Bank deposit available directly into your or the receiver's account.
  • Mobile wallet deposit available.

    Alternative sites like Western Union

    moneygram logo

    1. Moneygram

    The second-largest international money transfer service in the world, MoneyGram is a big contender for money transfer. Its services transfer and exchange currencies in over 200 countries and territories around the world to more than 350,000 agent locations worldwide. If you’re not confident about transferring money online, an employee can walk you through the process at of the 40,000 locations here in the States.

    Pros

    • Extensive global network of 350,000 agent locations
    • Large pool of services available for sending, receiving or financing
    • Secure and reliable
    • Fast transfers, with same-day service in many locations

    Cons

    • Maximum online transfer amount of $2,999
    • Fees vary depending on payment type and transfer destination
    • Transfers must be made in US dollars from the US (no exchanges before transfer)
    • Local exchange rates vary by transfer destination
    Go to Moneygram website

    WorldRemit Logo

    2. WorldRemit

    WorldRemit provides a variety of transfer options in more than 120 countries worldwide, including online, bank-to-bank and cash transfers. Fees vary by country you’re sending funds to and the global exchange rate at the time of your transfer. WorldRemit is ideal for small businesses, offering transfers from $1 to $2,000.

    Pros

    • Flexible payment options
    • Easy three-step transfer process
    • Transfers to mobile wallet accounts
    • Cash pickup available
    • Mobile airtime account transfers

    Cons

    • The higher your transfer, the greater the transfer fees
    Go to WorldRemit website
    WorldRemit Deals (US) WorldRemit Deals (US)
    Exclusive

    WorldRemit: First Transfer FREE

    You first transfer is free with WorldRemit when you use this coupon code. Send or pick up cash in the US or around the world.

    Last verified


    XE Money Transfer Logo

    3. XE Money Transfer

    XE Money Transfer is a service designed to help you transfer your funds to a bank in a foreign currency. If you’re working far from home, XE is ideal for getting cash to your family or making investments overseas. Given how easy it is to transfer your money to foreign companies in their currency, it’s especially ideal for business accounts.

    Pros

    • One of the most trusted money transfer names
    • Competitive exchange rates save you money in the long run
    • Quick turnaround means transfer is complete in 3 to 5 days

    Cons

    • Rate comparison tool not available until after you’ve registered with the site
    Go to XE Money Transfer website
    XE (Deals) XE (Deals)

    XE: $0 fees and commissions

    Last verified


    transferwise logo

    4. TransferWise

    TransferWise is a money transfer site designed to help you save money on exchanges through a peer-to-peer system. Its unique system allows you to exchange your funds with those of another seeking to convert their money to your currency. It’s basically trading money with another person, but it doesn’t cross borders.

    Pros

    • Maximum 1% fee
    • $3 minimum fee
    • Minimum transfer of $1
    • Maximum transfer of $36,000,000
    • Apps for both iOS and Android
    • Uses mid-market exchange rate with no hidden fees

    Cons

    • Transfers to bank accounts. No cash pickup option.
    Go to TransferWise website

    travelex logo

    5. Travelex

    Around since 1976, Travelex is an international money transfer service in 177 countries worldwide. Through its simple online process, you can transfer money to someone on the other side of the world within a couple of days. Its minimum transfer amount for overseas is $500, and it keeps you up to date on exchange rates, so you can know exactly how much money your recipients will receive in their accounts.

    Pros

    • Flat fee of $5 for any transaction under $5,000
    • No fee for transfers of $5,000 or more
    • Exchange to more than 45 different currencies
    • Home delivery available

    Cons

    • Exchange rates not always the most competitive
    • No cash payments or cash pickups allowed

    Go to the Travelex website


    Walmart Logo

    6. Walmart

    Known for its retailing business, Walmart offers money transfer services to over 190 countries thanks to a partnership with MoneyGram. Funds can be picked up at any Walmart in the US or Puerto Rico or sent to any one of MoneyGram’s 336,000 agents around the world.

    Pros

    • Widespread network of agents gets your money where it needs to go
    • Transfer to more than 190 countries
    • Efficient transfers in as little as 10 minutes

    Cons

    • Cash pickups only

    Learn more


    Sharemoney logo

    7. Sharemoney

    Sharemoney is a part of the Omnex group, a company that’s specialized in money transfers for over 25 years. Its constantly expanding service range and offer door-to-door and cash pickup options on top of the usual transfer techniques.

    Pros

    • Low transfer fees
    • Exchange rate calculator helps you see just how much money you’ll get for your dollar
    • Fast and easy service
    • Door-to-door delivery in as short as 48 hours
    • Discounts available on Facebook

    Cons

    • Doesn’t transfer to every country
    • Exact location must be specified for cash pickup
    • Daily transfer limits of $9,999

    Learn more


    RIA Logo

    8. Ria

    In business for more than 30 years, RIA is a global monetary transfer network with more than 240,000 agent locations in 130 countries. It is the third-largest international money transfer provider in the world. Offering a wide variety of payment options and transfer services, RIA knows how to keep its customers happy with a simple transfer process.

    Pros

    • Wide variety of transfer options
    • Good rates and minimal fees
    • Online price calculator simplifies money conversion
    • Expert advice

    Cons

    • Maximum daily transfer cap of $2,999.99
    Go to Ria website

    torfx logo

    9. TorFX

    TorFX is a strict money exchange and transfer company that focuses on getting your funds where they need to go quickly. Unlike other services, it requires that funds to be cleared by individuals who hold TorFX accounts. The money must be sent in advance before the transaction can be performed. TorFX cares about its customers, with clarity and friendly service two of its highest priorities.

    Pros

    • Competitive exchange rates
    • Free market news
    • Fixed exchange rate protection
    • Can save you 5% on bank exchange rates
    • No bank charges or commissions
    • Consult with currency experts

    Cons

    • Potential risks of exchange include market volatility
    • Can only send from Australia
    • Users report technical and administrative problems that delay transfers
    Go to TorFx website

    currencies direct logo money transfers

    10. Currencies Direct

    Currencies Direct is an international money transfer service dedicated to helping its customers save more when transferring money internationally. With 39 currencies to choose from (and others that can be discussed with the company itself), it is more flexible than other money transfer services. So long as there’s a bank account available, Currencies Direct will transfer and exchange your funds at a low flat rate.

    Pros

    • No fees for 90% of its transactions
    • Worldwide service
    • Competitive exchange rates
    • Low minimum transfer of $100
    • Supports large transactions at a seemingly unlimited max
    • Monitors exchange rates for your ideal transfer

    Cons

    • No cash pickup option
    • Does not support all currencies (though you can contact them if yours isn’t listed)
    Go to Currencies Direct website

    Xoom Logo

    11. Xoom

    Xoom is a leading provider in the digital money transfer market, offering transfers to 38 countries around the world. Using online money transfers, it streamlines the process without taking chunks out of your funds for commissions.

    Pros

    • Specializes in international money transfers
    • More than 14 years of experience
    • Money-back guarantee if your transfer doesn’t work out

    Cons

    • Small international network compared with competition

    Learn more


    Currency Online Logo

    12. Currency Online

    Founded in 1986, Currency Online was one of the first to offer online money transfer services. It continues to offer low competitive rates by cutting the usual banking fees out of the picture.

    Pros

    • Exchanges more than 25 different currencies
    • Multiple services like spot contracts and market orders
    • Quick turnaround in 1 to 4 days
    • 24-hour customer service
    • No minimum transfer

    Cons

    • No cash pickup
    • Not available in the US, Quebec (Canada) or Japan
    • Threshold fee charged for some amounts

    Learn more


    Paypal Logo

    13. Paypal

    You likely know PalPal’s digital service for online purchases, but you may not know that it supports wireless overseas transfers. Its popularity around the world makes it possible to transfer up to 20 currencies across more than 200 countries. While PayPal is like a digital banking service, its rates are competitive compared with most banks and financial institutions, making it a good choice to avoid headaches.

    Pros

    • Minimum rate of $0.02
    • Available in 203 countries
    • Offers recurring payments
    • Excellent for smaller transfers
    • Multiple digital safeguards in place to protect against fraud and hacking

    Cons

    • Fees are proportionate to the amount transferred. The larger the transfer, the more money they take.
    • Fees vary by location of transfer and method, with better deals for using a PayPal credit card or account

    Learn more


    If you want to transfer with lower fees, try these companies:

    Was this content helpful to you? No  Yes

    US International Money Transfers Offers

    Important Information*
    XE Money Transfer

    Transfer up to $500,000 with no minimums and no fees.

    WorldRemit International Money Transfers

    Use promo code FINDER to send your first transfer with no fee.
    Send to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up.

    TransferWise

    Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks.

    CurrencyTransfer

    Minimum transfer: $5,000. For larger transfers, take advantage of no transaction fees and no maximum send limits.

    Ask an Expert

    You are about to post a question on finder.com:

    • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
    • finder.com is a financial comparison and information service, not a bank or product provider
    • We cannot provide you with personal advice or recommendations
    • Your answer might already be waiting – check previous questions below to see if yours has already been asked

    Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

    By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

    Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.

    4 Responses

    1. Default Gravatar
      OwomugishaJanuary 24, 2019

      How about Global Money Transfer Service, are they there or not?

      • finder Customer Care
        ValJanuary 28, 2019Staff

        Hi Owomugisha,

        Thank you for leaving a question. There are 14 options for Global Money Transfer on the page that you are checking like XE Money Transfer, World First, WorldRemit, Western Union. TransferWire, Xoom, MoneyGram, Ria and many more. If you are pertaining to a particular one you may click on more info and get in touch with them. If not, you may want to consider checking on the fees and transfer rates they offer.

        Hope this helps.

        Regards,
        Val

    2. Default Gravatar
      RichardOctober 10, 2018

      Please, can you please give me an online transfer site which is user friendly…which make transfers very easy.

      • finder Customer Care
        nikkiangcoOctober 12, 2018Staff

        Hi Richard,

        Thanks for reaching out!

        You may check this page that lists money transfer providers for international money transfers. However please note that the list is served for the US market only. As of this time, we don’t have a comparison page with a list of brands that allow you to send money from Ukraine. You might want to check the money service providers available in Ukraine.

        I’m sorry I couldn’t be of more help at this time, Feel free to message us again

        Regards,

        Nikki

    US International Money Transfers Offers

    Important Information*
    XE Money Transfer

    Transfer up to $500,000 with no minimums and no fees.

    WorldRemit International Money Transfers

    Use promo code FINDER to send your first transfer with no fee.
    Send to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up.

    TransferWise

    Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks.

    CurrencyTransfer

    Minimum transfer: $5,000. For larger transfers, take advantage of no transaction fees and no maximum send limits.

    Go to site