Looking for the best way to send money from the United States to family, friends or businesses in Croatia (or even to your own overseas bank account)?
Don't head straight to your American bank – compare specialist money transfer services instead. They nearly always offer better HRK exchange rates and lower fees, so for the same amount of US dollars you send, your recipient will receive more kunas.
Of the companies we've compared, Remitly is among the cheapest, with competitive exchange rates and fees starting from $0. Need a really fast transfer? MoneyGram can get money to your recipient in Croatia within minutes.
Bank transfers are typically the cheapest way to get your money to Croatia. Remitly and Instarem have some of the lowest bank transfer fees of the brands we've compared.
When you're hunting down the cheapest ways to send money to Croatia, it's more important to look at the overall cost of your transfer. This has a couple of elements:
Some providers may charge the mid-market rate but add fees on top. Others may have very low fees but apply a markup on the exchange rate. This means it is important to compare exactly how many kunas your recipient will end up with.
Many online providers can offer transfers to Croatia within minutes, although you're likely to pay a premium for the convenience.Here are some of the fastest average transfer speeds to Croatia:
Actual transfer times from the United States to Croatia can depend on several different factors including transfer amount, payment method and currency.
The safest way to get your money to Croatia is to use a provider registered with the United States's industry regulator, the Consumer Financial Protection Bureau. All of the companies we've compared in our table are overseen by a local regulator and comply with the relevant laws and regulations in both the United States and Croatia.
A great way to dive deeper is by reading our extended reviews of each transfer service and researching first-hand customer feedback on Trustpilot and similar platforms.
If you need to make a sizable money transfer to Croatia, consider using a provider such as Remitly to benefit from its expertise in handling larger transfer amounts.Using a large transfer specialist can have the following advantages:
To send money to Croatia, you'll need the necessary documentation, your recipient's details and a way to pay.
When choosing a money transfer provider to send money from the United States to Croatia, it's important to consider the cost, how you want your recipient to receive the funds and the turnaround time. Here are other features to review:
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