- Competitive exchange rates
- Flexible transfer options
- Transfer to 50+ currencies
Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.
Learn how to compare your options — including fees, exchange rates and transfer speeds — to find the best service when sending money to the Golden State.
Your options will vary depending on whether you’re in the US or abroad.
Most major US banks offer free bank-to-bank domestic transfers (or waive fees for account holders). However, you’re limited to transferring cash from your bank account to your recipient’s bank account.
If your recipient doesn’t have a bank account or needs the cash more quickly than a bank transfer will offer, Western Union and Walmart offer fast cash pickups at thousands of locations in California.
Online options like PayPal and Venmo can also get money quickly to your recipient.
Your bank will typically be your most expensive option when sending money internationally. Banks offer weaker exchange rates, higher fees and fewer options to send and receive cash when compared to other options.
International transfers is where an online money transfer specialist shines. Providers like TransferWise and OFX can often safely get your money overseas to California faster, with lower fees and stronger exchange rates.
Calvin needs to send 1,000 Australian dollars from Australia to his wife in Los Angeles.
|Bank||Money transfer service|
|Exchange rate||1 AUD = 0.721 USD||1 AUD = 0.746 USD|
|Transfer fee||$22 AUD or more||$5 AUD|
|Transfer speed||2–4 business days||Up to 2 business days|
|Amount received in USD||$721||$746|
For a transfer of 1,000 Australian dollars, an independent online money transfer provider will save more. Not only does Calvin save at least 17 AUD on the transfer fee, but his wife also receives $25 more and at least two days sooner.
Depending on whether you’re sending domestically or internationally, you’ll want to keep an eye on:
Sometimes you or a loved one is in an emergency and needs funds quickly — and in cash. Thankfully there are global money transfer providers with tons of agent locations that allow you to pay and pick up in cash, often within minutes. If you have a little more time, however, consider an independent transfer provider that can get you much lower fees and stronger exchange rates.
Depending on your bank or service, you may need to sign up for a free account before you can begin sending money. Generally, you’ll:
When sending money to California, you have many options. If you live in a country other than the US, compare your money transfer options to receive the best rates and lowest fees for your situation.
No monthly fees and a competitive APY from this high-yield savings account.
This business account supports in-person payments and lets you manage employee spending.
The first LGBTQ-focused digital banking platform launches with this prepaid card.
The Douugh banking app uses AI to optimize your finances, but it lacks key features.
These international banks offer accounts with 12% APYs or higher, but watch out for risks.
Navigate car deals and a wavering market if you’re buying a ride during the coronavirus.
Features and drawbacks to consider before you open a Coro account.
This online-only business savings account lets you build your savings with a high APY and no fees.
Passbook accounts help immigrants in the US manage their money without paying bank fees.
Billinero offers big prizes, but your money might be better off in a high-yield account.
finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.