- Competitive exchange rates
- Flexible transfer options
- Transfer to 50+ currencies
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Learn how to compare your options — including fees, exchange rates and transfer speeds — to find the best service when sending money to the Golden State.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
Your options will vary depending on whether you’re in the US or abroad.
Most major US banks offer free bank-to-bank domestic transfers (or waive fees for account holders). However, you’re limited to transferring cash from your bank account to your recipient’s bank account.
If your recipient doesn’t have a bank account or needs the cash more quickly than a bank transfer will offer, Western Union and Walmart offer fast cash pickups at thousands of locations in California.
Online options like PayPal and Venmo can also get money quickly to your recipient.
Your bank will typically be your most expensive option when sending money internationally. Banks offer weaker exchange rates, higher fees and fewer options to send and receive cash when compared to other options.
International transfers is where an online money transfer specialist shines. Providers like Wise and OFX can often safely get your money overseas to California faster, with lower fees and stronger exchange rates.
Calvin needs to send 1,000 Australian dollars from Australia to his wife in Los Angeles.
|Bank||Money transfer service|
|Exchange rate||1 AUD = 0.721 USD||1 AUD = 0.746 USD|
|Transfer fee||$22 AUD or more||$5 AUD|
|Transfer speed||2–4 business days||Up to 2 business days|
|Amount received in USD||$721||$746|
For a transfer of 1,000 Australian dollars, an independent online money transfer provider will save more. Not only does Calvin save at least 17 AUD on the transfer fee, but his wife also receives $25 more and at least two days sooner.
Depending on whether you’re sending domestically or internationally, you’ll want to keep an eye on:
Sometimes you or a loved one is in an emergency and needs funds quickly — and in cash. Thankfully there are global money transfer providers with tons of agent locations that allow you to pay and pick up in cash, often within minutes. If you have a little more time, however, consider an independent transfer provider that can get you much lower fees and stronger exchange rates.
Depending on your bank or service, you may need to sign up for a free account before you can begin sending money. Generally, you’ll:
When sending money to California, you have many options. If you live in a country other than the US, compare your money transfer options to receive the best rates and lowest fees for your situation.
A youth savings account with a whopping 7% APY on account balances up to $1,000.
A kids savings account with an interest rate that compounds daily but has long hold times for customer service.
Get a low rate guarantee, but you won’t know if you’re eligible until you apply.
A kids’ savings account with a generous interest rate that transitions to a lackluster regular savings account when your child turns 18.
A high-yield savings account that supports multiple currencies.
A checking account-debit card combo marketed for people with disabilities.
Bank of Missouri’s Show Me Savers earns 0.1% APY but can’t be opened online.
A checking account that earns up to 1.75% APY and up to $25 in ATM reimbursements.
A must-have for parents looking to teach their little ones healthy money habits early on.
A savings account with a competitive interest rate and comes with an ATM card.
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