- Competitive exchange rates
- Flexible transfer options
- Transfer to 50+ currencies
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Learn how to compare your options — including fees, exchange rates and transfer speeds — to find the best service when sending money to the Golden State.
Your options will vary depending on whether you’re in the US or abroad.
Most major US banks offer free bank-to-bank domestic transfers (or waive fees for account holders). However, you’re limited to transferring cash from your bank account to your recipient’s bank account.
If your recipient doesn’t have a bank account or needs the cash more quickly than a bank transfer will offer, Western Union and Walmart offer fast cash pickups at thousands of locations in California.
Online options like PayPal and Venmo can also get money quickly to your recipient.
Your bank will typically be your most expensive option when sending money internationally. Banks offer weaker exchange rates, higher fees and fewer options to send and receive cash when compared to other options.
International transfers is where an online money transfer specialist shines. Providers like TransferWise and OFX can often safely get your money overseas to California faster, with lower fees and stronger exchange rates.
Calvin needs to send 1,000 Australian dollars from Australia to his wife in Los Angeles.
|Bank||Money transfer service|
|Exchange rate||1 AUD = 0.721 USD||1 AUD = 0.746 USD|
|Transfer fee||$22 AUD or more||$5 AUD|
|Transfer speed||2–4 business days||Up to 2 business days|
|Amount received in USD||$721||$746|
For a transfer of 1,000 Australian dollars, an independent online money transfer provider will save more. Not only does Calvin save at least 17 AUD on the transfer fee, but his wife also receives $25 more and at least two days sooner.
Depending on whether you’re sending domestically or internationally, you’ll want to keep an eye on:
Sometimes you or a loved one is in an emergency and needs funds quickly — and in cash. Thankfully there are global money transfer providers with tons of agent locations that allow you to pay and pick up in cash, often within minutes. If you have a little more time, however, consider an independent transfer provider that can get you much lower fees and stronger exchange rates.
Depending on your bank or service, you may need to sign up for a free account before you can begin sending money. Generally, you’ll:
When sending money to California, you have many options. If you live in a country other than the US, compare your money transfer options to receive the best rates and lowest fees for your situation.
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