Cryptocurrency

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SEAMLESS CRYPTO TRADING, BACKED BY A REAL BANK

Trade 25+ cryptocurrencies directly inside the same app you already use for banking, investing, and loans — all on a federally regulated platform.

• Buy, sell, and hold bitcoin (BTC), ether (ETH), Solana (SOL) and dozens more with instant execution.
• No transfer delays — move cash instantly between SoFi Checking & Savings and your crypto account.
• Bank-level safeguards from a nationally chartered bank regulated by the OCC.
• In-app guidance to help you learn the basics of buying, selling, and holding crypto.

Partner terms and conditions

CRYPTOCURRENCY AND OTHER DIGITAL ASSETS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE
Cryptocurrency and other digital assets are highly speculative, involve significant risk, and may result in the complete loss of value. Cryptocurrency and other digital assets are not deposits, are not insured by the FDIC or SIPC, are not bank guaranteed, and may lose value.
All cryptocurrency transactions, once submitted to the blockchain, are final and irreversible. SoFi is not responsible for any failure or delay in processing a transaction resulting from factors beyond its reasonable control, including blockchain network congestion, protocol or network operations, or incorrect address information. Availability of specific digital assets, features, and services is subject to change and may be limited by applicable law and regulation.
SoFi Crypto products and services are offered by SoFi Bank, N.A., a national bank regulated by the Office of the Comptroller of the Currency. SoFi Bank does not provide investment, tax, or legal advice. Please refer to the SoFi Crypto account agreement for additional terms and conditions.

This Promotion is from January 8, 2026, to February 7, 2026, at 11:59 PM ET.

New SoFi Crypto accounts opened during the promotion period are eligible for the $10 New Account Promo.

You must open and/or have an existing SoFi Checking and Savings account in order to fund your SoFi Crypto Account to trade crypto. To receive the promotion bonus, you must complete ALL of the qualifying actions by February 7, 2026:
1. Open a new SoFi Crypto Account.
2. Fund your SoFi Crypto Account with a SoFi Checkings and Savings Account
3. Make a single qualifying crypto buy transaction of at least $10.

Eligible participants will receive a $10 payout bonus in stablecoin (“USDC”) credited to their SoFi Crypto Account. The stablecoin used for the payout will be determined by SoFi at its discretion.

Bonus payments will be paid out within 2 weeks following the conclusion of the promotion.

●The SoFi Crypto $10 New Account Promo may be combined with other SoFi Crypto promos. ●Promotion is non-transferable and limited to one per account. ●SoFi reserves the right to exclude any members from participating in this Promotion for any reason, such as suspected fraud, misuse, or suspicious activity. ●SoFi also reserves the right to modify, suspend, or terminate the Promotion at any time without notice.

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