The winner: Petal® 2 "Cash Back, No Fees" Visa® Credit Card
No credit required
- No fees and $0 annual fee
- Get 2% - 10% back from select merchants
- Earn up to 1.5% cash back after meeting responsible spending requirements
Both Petal cards are consumer-friendly for the purpose of credit building, though between the two, the Petal 2 is the card you want to shoot for. The lack of fees and flat rewards are terrific perks for a credit-building card and it’s one of our favorite recommendations for those new to credit. But even if you already have good or excellent credit, the Petal 2 is still a great, hassle-free credit card option.
The Petal® 2 "Cash Back, No Fees" Visa® Credit Card is a terrific choice if you want to start building credit but don’t have a credit history. It’s also a great choice if you want a solid rewards card but don’t want to worry about the threat of credit card fees hanging over your head.
The Petal® 1 "No Annual Fee" Visa® Credit Card is a great credit-building option for those with a poor credit history and is a go-to choice if you don’t necessarily want to pay a security deposit for a secured credit card. The good news is there’s only one application on the Petal site: if you don’t meet the requirements for the Petal 2, you’ll automatically be considered for the Petal 1.
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