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Up to $299.4
Annual fee
N/A
Purchase APR
300
Recommended credit score
Review by
Kliment Dukovski is a credit cards writer. He's written over 600 articles to help readers find and compare the best credit cards. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies.
The Net First Platinum is not a standard credit card, but a line of credit you can use only for the Horizon Outlet website. It comes with a relatively high annual fee that you pay monthly of $14.95 or $179.40 in total annually.
You can apply for this line of credit with any credit score or with no credit history and Net First Platinum won’t make a hard pull on your credit. Also, your activity will likely be reported to one credit bureau, but Net First doesn’t say which one.
This makes the line of credit a decent option if you spend a lot of money at the Horizon Outlet Store and you can’t get a better card.
To apply for the card you must be at least 18 years old and a US citizen.
You can apply with a poor credit score or no credit history at all.
If you’re not bound to the Horizon outlet store, you can find way better store credit cards.
If you have poor credit and you spend a lot of money at the Horizon Outlet Store, the Net First Platinum could be a helpful solution. Otherwise — for the total annual fee of about $179.40 that you’ll pay — you’ll be better off with another card.
Compare secured cards that can help you build your credit, or look for another store card to find the best card for your financial needs.