MERRILL+® Visa Signature® credit card review
A no-annual-fee travel credit card with flat rewards rate on all purchases.
- Get this card if you spend money on a variety of categories.
- Pick something else if you want better rewards on your purchases.
- Apply with a good to an excellent credit score of 580 or higher.
Up to 1x
Card details not available on provider site
Recommended credit score
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Note that you can only apply for the card by phone.
- Reward points.
Earn 1x points on everything you buy.
- Plus level status.
Spend $50,000 in a calendar year and reach Plus-level status. Then you can choose a $200 travel credit, or a one-year Delta Sky Club airport lounge membership.
You’ll also like
- No annual fee.
Use this card and its benefits without paying an annual fee.
- No foreign transaction fees.
Use this card abroad without incurring foreign transaction fees.
What to watch out for
- No signup bonus.
While other cards may offer a bonus for spending a specific amount within a designated period, this card has no such feature.
- No online application.
To apply for the card, you must call Merrill Lynch at 800-637-7455.
Compare travel credit cards
The MERRILL+® Visa Signature® credit card could be a decent choice for travelers who spend on a variety of categories. You’ll earn flat points on everything you buy, and you can redeem your points at their highest value for airline tickets.
However, if you’d like to avoid the hassle of applying by phone, check out similar travel credit cards and compare your options.