We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.
How to send money to Tajikistan
Find competitive exchange rates and flexible transfer methods when you need to send money to Tajikistan.
Our pick: WorldRemit International Money Transfers
Send money to 140+ countries for bank deposit, instant e-wallet, mobile top-up or cash pickup at 30,000+ agent locations worldwide.
Your first transfer is free with the code FINDER.
- Low upfront fees and exchange rates.
- Easy to use with round-the-clock help.
- Get cash to family and friends in minutes.
Compare International Money Transfers
Banks vs. money transfer services
Banks may be useful for sending some highly-traded currencies, but you’ll find that many don’t work with an exotic currency like the somoni. This means you’ll be out of luck if you were hoping to make a money transfer through your bank.
But that doesn’t mean you don’t have options. You may be able to find money transfer companies that can send money to Tajikistan. Your exchange rate and the fees you pay will vary by provider, but in general, it will be cheaper than the rates you might have gotten from your bank.
Case Study: Farzin Sends Money to Tajikistan
While Farzin is spending a few years working in the United States, he frequently sends money home to his family in Tajikistan. He has saved 1,000, but he is dismayed when he discovers the $60 fee his bank wants to charge him for transfering an exotic currency. Farzin decides to shop around for a better deal from two popular money transfer companies.
|Money transfer company 1||Money transfer company 2|
|Exchange rate||9.40 TJS||9.35 TJS|
|Transfer method||Cash pickup||Cash pickup|
|Processing time||1 hour for cash pickup||10 minutes|
|Amount received||9,400 TJS||9,350 TJS|
Not only will Farzin save money on fees by using the first provider, he’ll also be able to send an extra 50 TJS, making this the clear choice for his needs.
Options for sending money to Tajikistan from America
- Bank transfers. You may be able to find a bank that can send money to a Tajikistani account, but it will be difficult and likely cost you extra in fees.
- Online money transfer providers. Often cheaper than banks, money transfer providers still may not be the best choice if your recipient lacks a bank account.
- Money transfer companies with cash pickup options. Western Union and MoneyGram both have agent locations in Tajikistan, which means your recipient will be able to pick up their money in cash.
Foreign exchange rates explained
Exchange rate is the method used by banks and international companies to determine how much currencies are worth when traded with one another. The actual amount depends on various economic factors like inflation and interest rates, which can impact the exchange rate you’re given by a money transfer service.
What are the steps to send money to Tajikistan?
- Find a money transfer provider that can send money to Tajikistan.
- Register with the provider and start a transaction.
- Supply your recipient’s information and enter how much you want to send.
- Pay for your transfer and save your tracking number.
You can keep tabs on the progress of your transfer by using your tracking number. If you run into any trouble, it can also be used to help you work with customer service to sort out problems.
Emergency cash transfers in Tajikistan
If you ever have to send an emergency transfer, perhaps to help out a family member in desperate need of cash, you may need to work with a service like MoneyGram or Western Union to quickly get a cash transfer to your recipient. You’ll need to be prepared to pay extra for the service, so it’s always a good idea to make sure you know all the details of a transaction before you hand over your money. Higher fees and lower exchange rates are common features of emergency transfers, so don’t be surprised if you have to pay a little bit more.
Tips for picking up cash in Tajikistan
- Only visit a transfer agent in an area you know to be safe.
- Phone ahead to confirm when an agent will be open.
- Don’t travel alone if possible; take a friend.
- Don’t flash your cash in public and attract unwanted attention.
- Avoid carrying large sums of money around for any longer than is absolutely necessary.
You may have some limited options when it comes to sending money to Tajikistan, but there are still ways you can send money to your recipient. By comparing your rates, you can get the money your recipient needs without spending too much on fees and sacrificing good exchange rates. Read our international money transfer guide to better understand the process and learn more ways you can send money to Tajikistan.Back to top
Read more on this topic
XE vs. OFX money transfers Check out this side-by-side comparison of XE and OFX to find out which provider offers the best value on international money transfers.
Alternatives to CurrencyFair Thinking of using CurrencyFair? Double check to make sure it’s the best option for you before sending money overseas.
Alternatives to InstaReM Find the best alternative websites to InstaReM for online money transfers.
XE vs. TorFX We look at TorFX and XE to see which will get you a better deal the next time you send money overseas.
XE vs. Western Union We compare XE's and Western Union’s fees, exchange rates and transfer speeds side by side.
Remitly vs. PayPal Compare a well-known payments giant to the newer Remitly and see which one can give you a better deal.
Remitly vs. TransferWise Remitly and TransferWise’s fees, exchange rates and speeds compared side by side.
How to send money to Guinea Compare the services that send money to Guinea. Find out how to get the best value for your money, how long it takes and what to look out for.
Best places to exchange currency in Sydney Your guide to currency exchange services in Sydney, including where to find the best exchange rates and lowest fees.
Best places to exchange currency in Winnipeg Looking for the best deal on Canadian dollars in Winnipeg? Compare popular services and access handy tips to get the most out of your next transfer.
Ask an Expert