Best way to send money to Tajikistan | finder.com

How to send money to Tajikistan

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Find competitive exchange rates and flexible transfer methods when you need to send money to Tajikistan.

When you need to get money to a loved one overseas, the last thing you want to have to deal with is navigating a potentially complicated and expensive process. Sending money from the United States to Tajikistan doesn’t have to be expensive. Compare the transfer fees and exchange rates of the options available to you to get the most Tajikistani somonis for your dollar.From bank transfers and online transactions to options that allow recipients to collect your funds within minutes, sending an international money transfer to Tajikistan is easy. However, do your research and shop around for the best available deal.

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Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
USD 1 3 - 5 days - - No fees for bank account transfers and cash pickup at 240,000 locations in 130+ countries. Go to site Show details

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Banks versus money transfer services

We use our banks to take care of all our other financial needs, so surely we should use them when we need to send an international money transfer, right? Not necessarily. While major U.S. banks offer money transfer services, they usually present less competitive exchange rates coupled with high transfer fees.

You can often save money by using the services of a dedicated money transfer company. These providers specialize in handling overseas money transfers, offering attractive exchange rates and affordable transfer fees.

Case Study: Farzin Sends Money to Tajikistan

While Farzin is spending a few years working in the United States and enjoying traveling around, he is also trying to save money to send home to his family in Tajikistan. He has saved 1,000, which he is ready to transfer to his parents, but he is dismayed when he discovers the $60 fee his bank wants to charge him. He decides to shop around for a better deal from two popular money transfer companies.

Money transfer company 1Money transfer company 2
Exchange rateN/A The transfer is in U.S. dollarsN/A The transfer is in U.S. dollars
Transfer fee$0 for cash pickup, $10 for bank deposit$16
Transfer methodBank account deposit or cash pickupCash pickup
Processing time1 hour for cash pickup, 3 days for bank deposit10 minutes

As you can see, Farzin can save money on fees if he uses the first transfer provider.

Foreign exchange rates explained

The exchange rate determines how much one country’s currency is worth in another currency. When a country’s currency is strong, it will yield more money when exchanging it in a country with a weak currency. For example, in January 2018, the U.S dollar was worth approximately 8.82 Tajikistani somoni. However, most countries’ exchange rates are flexible, which means it can change from moment to moment. Factors that influence the exchange rate include interest rates, economic stability and inflation.
See today’s US dollar to TJS exchange rate

How to compare transfer companies when transferring money to Tajikistan

  • Exchange rates. Compare rates between providers to see which ones offer the better value for your money, remembering to take fees into account as well.
  • Fees. Transfer fees can vary substantially between providers and make a big difference to the cost of your transaction.
  • Transfer methods. How can you make a transfer: online, using a mobile app, over the phone and/or by visiting a transfer branch?
  • Transfer options. Some companies will allow you to take advantage of flexible transfer options, such as scheduling multiple payments at once.
  • Turnaround time. Transfer times are critical for those who need to send money urgently.
  • Minimum amount. Some companies will require you to transfer a minimum amount each time, and if this limit is relatively high, it can restrict your transfer options.
  • Pickup methods. Bank account transfer and cash pickup from a transfer agent are the two most common methods.
  • Customer service. You will want to find a company that can offer professional and friendly customer assistance if you need help with a transaction.
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Options for sending money to Tajikistan from America

  • Bank transfers. Transfers between banks are simple and secure.
  • Online money transfer providers. These companies offer cheaper options than are available from banks.
  • Money transfer companies with cash pickup options. Western Union and MoneyGram are two providers that offer this feature.
  • PayPal. PayPal is available in Tajikistan and also offers international transfers.

How to send money to Tajikistan

You’ll need to provide a range of details in order to place a money transfer, including:

  • Your name, address, phone number and date of birth.
  • A valid form of photo ID, such as a passport.
  • Your beneficiary’s name and contact information.
  • Details about where you would like to send the money and how.
  • The amount you wish to send and in which currency.

Any transaction reference number you receive after paying for your transfer can be used to monitor the progress of your funds.

Emergency cash transfers in Tajikistan

If you ever have to send an emergency transfer, perhaps to help out a family member in desperate need of cash, you won’t have trouble finding a company that can send your money to Tajikistan urgently. Of course, you’ll need to be prepared to pay extra for the service, so it’s always a good idea to make sure you know all the details of a transaction before you hand over your money. Higher fees and lower exchange rates are common features of emergency transfers, so don’t be surprised if you have to pay a little bit more.

Find a money transfer location near you

Tips for picking up cash in Tajikistan

  • Only visit a transfer agent in an area you know to be safe.
  • Phone ahead to confirm when an agent will be open.
  • Don’t travel alone if possible; take a friend.
  • Don’t flash your cash in public and attract unwanted attention.
  • Avoid carrying large sums of money around for any longer than is absolutely necessary.
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4 Responses

  1. Default Gravatar
    komronMay 28, 2018

    if I have already added card in paypal application if somebody sends me money the money automicaly will be in my card’s account or I have to send money to my card with paypal???
    Is Visa Electron ok for Paypal????

    • finder Customer Care
      joelmarceloMay 29, 2018Staff

      Hi Komron,

      Thanks for leaving a question on finder.

      If you have linked your card to your Paypal account, you would still need to make a manual withdrawal from the Paypal website to your card for the funds to be transferred to you. Visa or Mastercard works for Paypal. Please send me a message if anything.

      Cheers,
      Joel

  2. Default Gravatar
    RaminMarch 12, 2018

    I have some dollar in my PayPal Want you to transfer for me to one account in the name of me in Tajikistan.

    • finder Customer Care
      RenchMarch 15, 2018Staff

      Hi Ramin,

      Thanks for your inquiry.

      Yes, you can do money transfer from your Paypal account to a bank account or to another Paypal account.

      You may contact Paypal support directly for further assistance.

      Best regards,
      Rench

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