Best way to send money to Tajikistan |

How to send money to Tajikistan

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Find competitive exchange rates and flexible transfer methods when you need to send money to Tajikistan.

Sending money from the United States to Tajikistan may not be as difficult as you think. Compare the transfer fees and exchange rates of the options available to you to get the most Tajikistani somonis for your dollar. Just be sure to do your research and shop around for the best deal.

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Banks vs. money transfer services

Banks may be useful for sending some highly-traded currencies, but you’ll find that many don’t work with an exotic currency like the somoni. This means you’ll be out of luck if you were hoping to make a money transfer through your bank.

But that doesn’t mean you don’t have options. You may be able to find money transfer companies that can send money to Tajikistan. Your exchange rate and the fees you pay will vary by provider, but in general, it will be cheaper than the rates you might have gotten from your bank.

Case Study: Farzin Sends Money to Tajikistan

While Farzin is spending a few years working in the United States, he frequently sends money home to his family in Tajikistan. He has saved 1,000, but he is dismayed when he discovers the $60 fee his bank wants to charge him for transfering an exotic currency. Farzin decides to shop around for a better deal from two popular money transfer companies.

Money transfer company 1Money transfer company 2
Exchange rate9.40 TJS9.35 TJS
Transfer fee$0$16
Transfer methodCash pickupCash pickup
Processing time1 hour for cash pickup10 minutes
Amount received9,400 TJS9,350 TJS

Not only will Farzin save money on fees by using the first provider, he’ll also be able to send an extra 50 TJS, making this the clear choice for his needs.

Options for sending money to Tajikistan from America

  • Bank transfers. You may be able to find a bank that can send money to a Tajikistani account, but it will be difficult and likely cost you extra in fees.
  • Online money transfer providers. Often cheaper than banks, money transfer providers still may not be the best choice if your recipient lacks a bank account.
  • Money transfer companies with cash pickup options. Western Union and MoneyGram both have agent locations in Tajikistan, which means your recipient will be able to pick up their money in cash.

Foreign exchange rates explained

Exchange rate is the method used by banks and international companies to determine how much currencies are worth when traded with one another. A strong currency will yield more when exchanged for a weak currency, which can be beneficial when you’re sending money to Tajikistan since you’ll be able to send about 9.43 somoni per 1 dollar. The actual amount depends on various economic factors like inflation and interest rates, which can impact the exchange rate you’re given by a money transfer service.

See today’s USD to TJS exchange rate

What are the steps to send money to Tajikistan?

  1. Find a money transfer provider that can send money to Tajikistan.
  2. Register with the provider and start a transaction.
  3. Supply your recipient’s information and enter how much you want to send.
  4. Pay for your transfer and save your tracking number.

You can keep tabs on the progress of your transfer by using your tracking number. If you run into any trouble, it can also be used to help you work with customer service to sort out problems.

Emergency cash transfers in Tajikistan

If you ever have to send an emergency transfer, perhaps to help out a family member in desperate need of cash, you may need to work with a service like MoneyGram or Western Union to quickly get a cash transfer to your recipient. You’ll need to be prepared to pay extra for the service, so it’s always a good idea to make sure you know all the details of a transaction before you hand over your money. Higher fees and lower exchange rates are common features of emergency transfers, so don’t be surprised if you have to pay a little bit more.

Tips for picking up cash in Tajikistan

  • Only visit a transfer agent in an area you know to be safe.
  • Phone ahead to confirm when an agent will be open.
  • Don’t travel alone if possible; take a friend.
  • Don’t flash your cash in public and attract unwanted attention.
  • Avoid carrying large sums of money around for any longer than is absolutely necessary.

Bottom line

You may have some limited options when it comes to sending money to Tajikistan, but there are still ways you can send money to your recipient. By comparing your rates, you can get the money your recipient needs without spending too much on fees and sacrificing good exchange rates. Read our international money transfer guide to better understand the process and learn more ways you can send money to Tajikistan.

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4 Responses

  1. Default Gravatar
    komronMay 28, 2018

    if I have already added card in paypal application if somebody sends me money the money automicaly will be in my card’s account or I have to send money to my card with paypal???
    Is Visa Electron ok for Paypal????

    • finder Customer Care
      joelmarceloMay 29, 2018Staff

      Hi Komron,

      Thanks for leaving a question on finder.

      If you have linked your card to your Paypal account, you would still need to make a manual withdrawal from the Paypal website to your card for the funds to be transferred to you. Visa or Mastercard works for Paypal. Please send me a message if anything.


  2. Default Gravatar
    RaminMarch 12, 2018

    I have some dollar in my PayPal Want you to transfer for me to one account in the name of me in Tajikistan.

    • finder Customer Care
      RenchMarch 15, 2018Staff

      Hi Ramin,

      Thanks for your inquiry.

      Yes, you can do money transfer from your Paypal account to a bank account or to another Paypal account.

      You may contact Paypal support directly for further assistance.

      Best regards,

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