How to Send Money to Tajikistan

Information verified correct on December 3rd, 2016


Find competitive exchange rates and flexible transfer methods when you need to send money to Tajikistan.

As Tajikistan continues to recover following its civil war of the 1990s, the United States is committed to fostering economic and political development in the landlocked central Asian country. The two countries also co-operate in the fights against narcotics and terrorism, as well as in an effort to increase regional stability.

If you ever need to send an international money transfer to Tajikistan from the United States, here’s how you can find an affordable and convenient transfer option.

Banks versus money transfer services

You could approach your bank to send your money transfer to Tajikistan – but you shouldn’t. Banks charge high fees (sometimes up to $75) per international wire transfer, while the exchange rates they offer are far lower than what you can get elsewhere.

This means an international transfer costs you a whole lot more than it should, so you can get yourself a much better deal if you hunt around for a specialist money transfer company. With better exchange rates and lower fees than the banks, these companies offer much more affordable transfers and can also guarantee secure and efficient transactions.

Case Study: Farzin Sends Money to Tajikistan

While Farzin is spending a few years working in the United States and enjoying travelling around, he is also trying to save money to send home to his family in Tajikistan. He has saved a balance of $1,000 which he is ready to transfer to his parents, but he is dismayed when he discovers the $60 fee his bank wants to charge him. He decides to shop around for a better deal from two popular money transfer companies.

Money transfer company 1Money transfer company 2
Exchange rateN/A The transfer is in US DollarsN/A The transfer is in US Dollars
Transfer fee$0 for cash pickup, $10 for bank deposit$16
Transfer methodBank account deposit or cash pickupCash pickup
Processing time1 hour for cash pickup, 3 days for bank deposit10 minutes

As you can see, Farzin can save money on fees if he uses the first transfer provider.

How to compare transfer companies when transferring money to Tajikistan

  • Exchange rates. Compare rates between providers to see which ones offer value for money, remembering to take fees into account as well.
  • Fees. Transfer fees can vary substantially between providers and make a big difference to the cost of your transaction.
  • Transfer methods. How can you lodge a transfer: online, using a mobile app, over the phone and/or by visiting a transfer branch?
  • Transfer options. Some companies will allow you to take advantage of flexible transfer options, such as scheduling multiple payments at once.
  • Turnaround time. Transfer times are critical for those who need to send money urgently.
  • Minimum amount. Some companies will require you to transfer a minimum amount each time, and if this limit is relatively high it can restrict your transfer options.
  • Pickup methods. Bank account transfer and cash pickup from a transfer agent are the two most common methods.
  • Customer service. You will want to find a company that can offer professional and friendly customer assistance if you need help with a transaction.
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How to send money to Tajikistan from America

  • Bank transfers. Transfers between banks are simple and secure.
  • Online money transfer providers. These companies offer cheaper options than are available from banks.
  • Money transfer companies with cash pickup options. Western Union and MoneyGram are two providers that offer this feature.
  • PayPal. PayPal is available in Tajikistan and also offers international transfers.
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Emergency cash transfers in Tajikistan

If you ever have to send an emergency transfer, perhaps to help out a family in desperate need of cash, you won’t have trouble finding a company that can send your money to Tajikistan urgently. Of course, you’ll need to be prepared to pay extra for the service, so it’s always a good idea to make sure you know all the details of a transaction before you hand over your dollars. Higher fees and lower exchange rates are common features of emergency transfers, so don’t be surprised if you have to pay a little bit more.

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Cash pickup locations in Tajikistan / Western Union / MoneyGram / Ria branches in Tajikistan

With extensive transfer networks throughout Tajikistan and the world, Western Union, MoneyGram and Ria can all send your funds to Tajikistan for cash pickup. Some popular pickup locations are listed below, but make sure your recipient confirms opening hours and makes note of the transaction reference number before going to collect the funds.

Western Union



Ayni Ul 127



Open 7am to 6pm Monday to Friday, 7am to 3pm Saturday


Lokhuti Ul 24

Dushanbe, 734013


Open 7am to 6pm Monday to Friday, 7am to 3pm Saturday



Ismoili Somoni Prkt 72

Khudzhand, 735700


Open 7am to 5pm Monday to Friday, 7am to 3pm Saturday and Sunday


Kamoli Khudzhandi Ul 157

Khudzhand, 735700


Open 8am to 6pm Monday to Saturday



Bank Eskhata

Lohuti Street 5/3

Dushanbe, 734043


Open 7am to 4:30pm Monday to Saturday


Lohuti St 24

Dushanbe, 734018


Open 8am to 6pm Monday to Friday, 8am to 2pm Saturday and Sunday



Hakim Karim Ulitsa 50

Khujand, 735700


Open 8am to 5pm Monday to Friday

Bank Eskhata

Ismoili Somoni Avenue 56

Khujand, 735700


Open 7am to 4:30pm seven days




Str. Ayni, 34

Dushanbe DU

Open 9am to 5pm Monday to Friday

Agroinvestbank/Leader System

Sadi Sherozi pr-kt, d. 21

Dushanbe DU

Open 8am to 6pm Monday to Friday, 8am to 12pm Saturday


Bank Eskhata

Str. Gagarina, 135

Khujand SU

Open 9am to 5pm Monday to Friday


Kamoli Khudzhand ul., d.189

Khujand SU

Open 8am to 6pm Monday to Friday, 8am to 12pm Saturday

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Tips for picking up cash in Tajikistan

  • Only visit a transfer agent in an area you know to be safe
  • Phone ahead to confirm when an agent will be open
  • Don’t travel alone if possible – take a friend
  • Don’t flash your cash in public and attract unwanted attention
  • Avoid carrying large sums of money around for any longer than is absolutely essential
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How to send money to Tajikistan

You’ll need to provide a range of details in order to place a money transfer, including:

  • Your name, address, phone number and date of birth.
  • A valid form of photo ID, such as a passport.
  • Your beneficiary’s name and contact information.
  • Details about where you would like to send the money and how
  • The amount you wish to send and in which currency

Any transaction reference number you receive after paying for your transfer can be used to monitor the progress of your funds.

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