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Send money to Tajikistan

Find competitive exchange rates and flexible transfer methods when you need to send money to Tajikistan.

Sending money from the United States to Tajikistan may not be as difficult as you think. Compare the transfer fees and exchange rates of the options available to you to get the most Tajikistani somonis for your dollar. Just be sure to do your research and shop around for the best deal.

Send money to Tajikistan with WorldRemit

WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.

  • No minimum transfers.
  • Wide range of destinations.
  • Competitive exchange rate.

Compare international money transfers to Tajikistan

Our table lets you compare the services you can use to send money abroad. Compare services on transfer speeds and fees, then click Go to site when you're ready to send.
Name Product Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer) Learn More
Within minutes

View details
XE has fast transfers with low fees and a range of foreign currency tools.
Within minutes
From $0
SPECIAL OFFER ✓ Free transfers and better exchange rates available for new customers

View details
Special offers like free transfers and better exchange rates available for new customers.
Remitly has quick, affordable transfers around the world, with both express and economy options.
Within an hour
From $1.99

View details
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.

Compare up to 4 providers

Best ways to send money to Tajikistan

Online money transfer providers typically offer the strongest exchange rates and lowest fees on money transfers to Tajikistan. Some offer cash pickup in as little as a few minutes, while others transfer to bank accounts.

1. Digital money transfer services

Companies like Remitly and XE specialize in foreign currencies, making them some of the most cost-effective ways to send money to Tajikistan. Most offer transfers directly to your recipient's bank account in Tajikistan, often in as little as a day or two.
  • Why? Digital money transfer services are cheaper because they exist online and don't have as many employees or physical locations.

2. Cash transfers

Services like WorldRemit and Western Union allow you to transfer cash for pickup at a local branch in Tajikistan— often in 15 minutes. While it's a fast way to send money, you'll pay for the convenience in weak exchange rates and high fees.
  • Why? Picking up cash is more expensive because more people are involved.

3. Banks

The Tajikistani somoni may be offered by your bank, but beware of high fees and wide margins on the exchange rate. Compare bank transfers to digital services and other options before sending a wire transfer to Tajikistan.
  • Why? Banks offer money transfers as a secondary service so don't strive to offer competitive prices.

Let's crunch the numbers: Sending $1,000 to Tajikistan

Let's say you need to send $1,000 to family in Tajikistan. Here's what you might face as far as fees and exchange rates as of April 2, 2021.
Digital money transfer service Cash transfer Bank transfer
Fee $0 $4 $25 + additional correspondent bank fees
Exchange rate 1 USD = 11.312 TJS 1 USD = 11.346 TJS 1 USD = 10.778 TJS
Transfer speed 1-2 days Minutes 2-5 days
Amount received TJS$11,312 TJS$11,301 TJS$10,509
  • Best value
  • Fastest
  • Slowest and most expensive

The bank option ends up being the slowest and gets the smallest amount of money to your recipient in Tajikistan. A digital transfer sends the most, which is TJS$803 more than the bank. For speed, a cash transfer can typically have your transfer to Tajikistan in as little as 15 minutes. Make sure there's a cash pickup location near your recipient before sending.

How to send money to Tajikistan online

Sign up and send money to Tajikistan with a digital money transfer specialist in four steps:

  1. Sign up for a free account. Compare and pick a provider before signing up for a free online account using your contact information, proof of ID and preferred payment method.
  2. Provide transfer details. Submit your recipient's contact information and pick a delivery method. If transferring to a bank, you'll need their bank account details in Tajikistan.
  3. Confirm transfer details. Double-check your payment method, expected fees and destination.
  4. Save your receipt. Record your receipt's confirmation number to track the progress of your transfer to Tajikistan. Some money transfer providers send a text or email when your transfer is complete.

Get the most out of your money transfer to Tajikistan

Weigh costs and fees against convenience to best compare money transfer providers that send to Tajikistan. Consider:

  • Exchange rates. The USD–TJS relationship fluctuates, so using a service that allows you to lock in exchange prices may help you save money down the line if the Tajikistani somoni rises against the US dollar.
  • Transfer fees. Transferring money overseas nearly always requires fees, but they might be hidden in the exchange rate. When sending large amounts, it may be cheaper to pay a flat fee to secure a stronger USD–TJS exchange rate.
  • Transfer limits. How much you can send varies by company, and different amounts can attract higher or lower fees. Shop around for the best deal on the amount of Tajikistani somonis you're sending to Tajikistan.
  • Turnaround. Transferring money through a local bank can take a business week or longer. If you need the funds delivered quickly, seek out a digital specialist that offers instant transfers to Tajikistan.
  • Sending limits. Comparing prices for one large transfer instead of many small transfers is typically easier, so picking the service you use based on how much you're sending is a valid strategy for saving money.
  • Transfer methods. Whether you want money sent to a bank account in Tajikistan or picked up as cash at a local agent, narrow down a company that matches your preferred delivery method.

How to send money to Tajikistan without a bank account

If you don't have a bank account, look for a local company that supports storefronts for cash payments. These services include agent locations in other countries that allow your recipient to pick up Tajikistani somonis without a bank account.

Emergency cash transfer

When urgency trumps cost to get your money to Tajikistan quickly, look for money transfer companies that support cash pickup in minutes. You can pay with a credit or debit card for fast pickup, but fees are higher than other methods.

Tajikistan's exchange rates explained

Banks and money transfer companies use exchange rate to calculate how much Tajikistan's currency is worth when converted to USD. The USD-TJS relationship can change daily based on global economic stability, interest rates, inflation and more.

Today's exchange rate USD to TJS

Updated: 07 Jul 2021 00:50:37 UTC

What to watch out for

Sending money to relatives or family members in Tajikistan may be subject to taxes on the money transfer and certain documents may be required.

Taxes on transfers to Tajikistan

In general, any large transfers being sent from the US to Tajikistan should be filed with the IRS to avoid any penalties.

Required information

Receiving money in Tajikistan:

  • Transfer confirmation details like a transfer number, an MTCN, a reference number or a tracking number, depending on the company.
  • Government-issued ID like a passport or similar official ID may be required to pick up your transfer.
  • Sender's information. Take along your sender's full name, the sending country and their address, if known.

Sending to Tajikistan from the US:

  • Proof of identification like a government-issued ID or your SSN number.
  • Recipient information like their name, address and bank account information in Tajikistan.

Bottom line

Sending your hard-earned money to Tajikistan shouldn't cost a fortune. Compare money transfer companies that specialize in foreign transactions for the strongest rates, lowest fees and flexible delivery. For transfers to other countries, rely on our country-specific guides the next time you need to make a transfer.

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4 Responses

    Default Gravatar
    komronMay 28, 2018

    if I have already added card in paypal application if somebody sends me money the money automicaly will be in my card’s account or I have to send money to my card with paypal???
    Is Visa Electron ok for Paypal????

      Default Gravatar
      joelmarceloMay 29, 2018

      Hi Komron,

      Thanks for leaving a question on finder.

      If you have linked your card to your Paypal account, you would still need to make a manual withdrawal from the Paypal website to your card for the funds to be transferred to you. Visa or Mastercard works for Paypal. Please send me a message if anything.


    Default Gravatar
    RaminMarch 12, 2018

    I have some dollar in my PayPal Want you to transfer for me to one account in the name of me in Tajikistan.

      Avatarfinder Customer Care
      RenchMarch 15, 2018Staff

      Hi Ramin,

      Thanks for your inquiry.

      Yes, you can do money transfer from your Paypal account to a bank account or to another Paypal account.

      You may contact Paypal support directly for further assistance.

      Best regards,

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