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Send money to Tajikistan
Find competitive exchange rates and flexible transfer methods when you need to send money to Tajikistan.
Sending money from the United States to Tajikistan may not be as difficult as you think. Compare the transfer fees and exchange rates of the options available to you to get the most Tajikistani somonis for your dollar. Just be sure to do your research and shop around for the best deal.
Send money to Tajikistan with WorldRemit
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
- No minimum transfers.
- Wide range of destinations.
- Competitive exchange rate.
Compare international money transfers to Tajikistan
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
Best ways to send money to Tajikistan
Online money transfer providers typically offer the strongest exchange rates and lowest fees on money transfers to Tajikistan. Some offer cash pickup in as little as a few minutes, while others transfer to bank accounts.
1. Digital money transfer servicesCompanies like Remitly and XE specialize in foreign currencies, making them some of the most cost-effective ways to send money to Tajikistan. Most offer transfers directly to your recipient's bank account in Tajikistan, often in as little as a day or two.
- Why? Digital money transfer services are cheaper because they exist online and don't have as many employees or physical locations.
2. Cash transfersServices like WorldRemit and Western Union allow you to transfer cash for pickup at a local branch in Tajikistan— often in 15 minutes. While it's a fast way to send money, you'll pay for the convenience in weak exchange rates and high fees.
- Why? Picking up cash is more expensive because more people are involved.
3. BanksThe Tajikistani somoni may be offered by your bank, but beware of high fees and wide margins on the exchange rate. Compare bank transfers to digital services and other options before sending a wire transfer to Tajikistan.
- Why? Banks offer money transfers as a secondary service so don't strive to offer competitive prices.
Let's crunch the numbers: Sending $1,000 to TajikistanLet's say you need to send $1,000 to family in Tajikistan. Here's what you might face as far as fees and exchange rates as of April 2, 2021.
|Digital money transfer service||Cash transfer||Bank transfer|
|Fee||$0||$4||$25 + additional correspondent bank fees|
|Exchange rate||1 USD = 11.312 TJS||1 USD = 11.346 TJS||1 USD = 10.778 TJS|
|Transfer speed||1-2 days||Minutes||2-5 days|
The bank option ends up being the slowest and gets the smallest amount of money to your recipient in Tajikistan. A digital transfer sends the most, which is TJS$803 more than the bank. For speed, a cash transfer can typically have your transfer to Tajikistan in as little as 15 minutes. Make sure there's a cash pickup location near your recipient before sending.
How to send money to Tajikistan online
Sign up and send money to Tajikistan with a digital money transfer specialist in four steps:
- Sign up for a free account. Compare and pick a provider before signing up for a free online account using your contact information, proof of ID and preferred payment method.
- Provide transfer details. Submit your recipient's contact information and pick a delivery method. If transferring to a bank, you'll need their bank account details in Tajikistan.
- Confirm transfer details. Double-check your payment method, expected fees and destination.
- Save your receipt. Record your receipt's confirmation number to track the progress of your transfer to Tajikistan. Some money transfer providers send a text or email when your transfer is complete.
Get the most out of your money transfer to Tajikistan
Weigh costs and fees against convenience to best compare money transfer providers that send to Tajikistan. Consider:
- Exchange rates. The USD–TJS relationship fluctuates, so using a service that allows you to lock in exchange prices may help you save money down the line if the Tajikistani somoni rises against the US dollar.
- Transfer fees. Transferring money overseas nearly always requires fees, but they might be hidden in the exchange rate. When sending large amounts, it may be cheaper to pay a flat fee to secure a stronger USD–TJS exchange rate.
- Transfer limits. How much you can send varies by company, and different amounts can attract higher or lower fees. Shop around for the best deal on the amount of Tajikistani somonis you're sending to Tajikistan.
- Turnaround. Transferring money through a local bank can take a business week or longer. If you need the funds delivered quickly, seek out a digital specialist that offers instant transfers to Tajikistan.
- Sending limits. Comparing prices for one large transfer instead of many small transfers is typically easier, so picking the service you use based on how much you're sending is a valid strategy for saving money.
- Transfer methods. Whether you want money sent to a bank account in Tajikistan or picked up as cash at a local agent, narrow down a company that matches your preferred delivery method.
How to send money to Tajikistan without a bank accountIf you don't have a bank account, look for a local company that supports storefronts for cash payments. These services include agent locations in other countries that allow your recipient to pick up Tajikistani somonis without a bank account.
Emergency cash transferWhen urgency trumps cost to get your money to Tajikistan quickly, look for money transfer companies that support cash pickup in minutes. You can pay with a credit or debit card for fast pickup, but fees are higher than other methods.
Tajikistan's exchange rates explained
Banks and money transfer companies use exchange rate to calculate how much Tajikistan's currency is worth when converted to USD. The USD-TJS relationship can change daily based on global economic stability, interest rates, inflation and more.Today's exchange rate USD to TJS
What to watch out for
Sending money to relatives or family members in Tajikistan may be subject to taxes on the money transfer and certain documents may be required.
Taxes on transfers to Tajikistan
In general, any large transfers being sent from the US to Tajikistan should be filed with the IRS to avoid any penalties.
Receiving money in Tajikistan:
- Transfer confirmation details like a transfer number, an MTCN, a reference number or a tracking number, depending on the company.
- Government-issued ID like a passport or similar official ID may be required to pick up your transfer.
- Sender's information. Take along your sender's full name, the sending country and their address, if known.
Sending to Tajikistan from the US:
- Proof of identification like a government-issued ID or your SSN number.
- Recipient information like their name, address and bank account information in Tajikistan.
Sending your hard-earned money to Tajikistan shouldn't cost a fortune. Compare money transfer companies that specialize in foreign transactions for the strongest rates, lowest fees and flexible delivery. For transfers to other countries, rely on our country-specific guides the next time you need to make a transfer.
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