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Find the best way to send money to Tajikistan

Learn how to send money to Tajikistan from the US in our step-by-step guide.

Looking for the best way to send money from the United States to family, friends or businesses in Tajikistan (or even to your own overseas bank account)?

Don't head straight to your American bank – compare specialist money transfer services instead. They nearly always offer better TJS exchange rates and lower fees, so for the same amount of US dollars you send, your recipient will receive more somonis.

Of the companies we've compared, Western Union is among the cheapest, with competitive exchange rates and fees starting from $0. Need a really fast transfer? Western Union can get money to your recipient in Tajikistan within minutes.

Best ways to send money to Tajikistan from the US

The best way to send money to Tajikistan depends on your payment method, how you want your money to be received and how fast you need it to arrive.
  • Online money transfer provider. When buying US dollars or somonis money transfer specialists typically offer better rates and cheaper fees than a local bank.
  • Bank transfer. Bank transfers are an easy way to send money to Tajikistan but they charge extra for the convenience and are often slower than other methods. US banks generally add a 3% to 6% markup onto exchange rates.
  • Cash pickup. If you need your money to arrive fast, cash pickup gives your recipient instant access to the money you've sent when they collect it from their agent location in Tajikistan.
  • Mobile wallet. Essentially an electronic wallet service, mobile wallets allow users to store, send and receive eligible currencies using their phone, often with fees attached.

Compare the best money transfer companies to send money to Tajikistan

Use our table to compare the best money transfer companies to send money to Tajikistan. You can compare deposit and receiving options, fees and transfer speeds, then click the "Go to site" button when you've found the best one to get your money to Tajikistan.
1 - 2 of 2
Name Product Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer)
Airwallex
Airwallex
Within minutes
$0
After spending $15k in your first 90 days, receive a one-time $500 bonus that will automatically be credited to your account on any FX conversion.
Airwallex can help you make business payments to 150+ countries in 60+ currencies.
Go to site
View details
Western Union
Western Union
Within minutes
From $0
Enjoy $0 fee on your first online transfer. Western Union makes money from currency exchange. Not valid on credit cards or sends to Cuba.
Western Union sends money online to friends and family in 200+ countries and territories around the world.
Go to site
View details
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Cheapest way to send money to Tajikistan

Bank transfers are typically the cheapest way to get your money to Tajikistan. Western Union and have some of the lowest bank transfer fees of the brands we've compared.

When you're hunting down the cheapest ways to send money to Tajikistan, it's more important to look at the overall cost of your transfer. This has a couple of elements:

  • Transfer fees. While still cheaper than your American bank, some money transfer services charge either a fixed or percentage-based fee for making your transfer.
  • Exchange rates. Another way money transfer providers make money is to add a margin to the mid-market USD/TJS exchange rate.

Some providers may charge the mid-market rate but add fees on top. Others may have very low fees but apply a markup on the exchange rate. This means it is important to compare exactly how many somonis your recipient will end up with.

Fastest way to send money to Tajikistan

Many online providers can offer transfers to Tajikistan within minutes, although you're likely to pay a premium for the convenience.

Here are some of the fastest average transfer speeds to Tajikistan:
  • Western Union — within minutes

Actual transfer times from the United States to Tajikistan can depend on several different factors including transfer amount, payment method and currency.

Safest way to send money to Tajikistan

The safest way to get your money to Tajikistan is to use a provider registered with the United States's industry regulator, the Consumer Financial Protection Bureau. All of the companies we've compared in our table are overseen by a local regulator and comply with the relevant laws and regulations in both the United States and Tajikistan.

A great way to dive deeper is by reading our extended reviews of each transfer service and researching first-hand customer feedback on Trustpilot and similar platforms.

Large money transfers to Tajikistan

If you need to make a sizable money transfer to Tajikistan, consider using a provider such as to benefit from its expertise in handling larger transfer amounts.

Using a large transfer specialist can have the following advantages:
  • Tax guidance. Large transfers to Tajikistan may have tax implications for you or your recipient. A transfer specialist can help get you up to speed on IRS's latest advice.
  • Foreign exchange (forex) tools. Advanced tools such as forward contracts, limit orders and stop-loss orders can help you lock in the TJS exchange rate you want.
  • Account manager. Some money transfer providers assign a personal account manager who can help and advise you on your transfer needs.
  • Phone service. If you want to talk your transfer through with someone, providers such as Airwallex and Western Union can give you support over the phone.

How to send money to Tajikistan from the US

To send money to Tajikistan, you'll need the necessary documentation, your recipient's details and a way to pay.
  1. Compare your options.
    Use our table to find a money transfer provider that sends funds to Tajikistan. One may be better for cash pickups while another may suit a bank transfer. Once you've found the best one for your requirements, click "Go to site".
  2. Create an account.
    You'll need to give your name, address, contact details, proof of ID and method of payment.
  3. Provide your recipient's details.
    Enter your recipient's name and contact information. If you're sending straight to their Tajikistani bank account, you'll need the account number, SWIFT or IBAN plus their bank branch's address.
  4. Enter your transfer amount.
    Check you're happy with the fees, exchange rates and transfer speed, then enter the amount you wish to send. Double-check the total somonis your recipient gets.
  5. Complete your transfer.
    Send your money transfer to Tajikistan. Keep your transaction reference number safe so you can track your transfer. Your recipient may need it too.

    6. How to choose the best money transfer companies to send money to Tajikistan

    When choosing a money transfer provider to send money from the United States to Tajikistan, it's important to consider the cost, how you want your recipient to receive the funds and the turnaround time. Here are other features to review:

    • Exchange rates. Banks and transfer services use the mid-market rate to trade with one another. It is the best rate you can get. However, not all money transfer providers offer you this mid-market rate so compare the TJS you're offered to the mid-market rate and look for the smallest difference.
    • Transfer fees. Are you being charged a flat fee or a percentage of your transfer amount? For example, a provider offering to transfer your money to Tajikistan for a flat or low fee might work out better if you plan to send a large amount.
    • Transfer type. Does your recipient have a Tajikistani bank account or is cash or cell phone top-up a better option? Each transfer type will have different fees. For example, instant cash pickups tend to be more expensive than bank transfers.
    • Transfer speed. If you need your transfer to arrive quickly, you can pay for an express delivery. Companies such as Western Union offer instant cash pickups but may charge more. If you're not in a rush, online money transfer services offer the best value and get your money to Tajikistan faster and cheaper than banks.
    • Transfer limits. Find out how much you can send with each service. For example, Western Union allows transfers up to $50,000.
    • Discounts. Some providers may offer you a free transfer simply for signing up. Others may offer a discount if you transfer more than a specific amount of somonis.

    Frequently asked questions

    Whether products shown are available to you is subject to individual provider sole approval and discretion in accordance with the eligibility criteria and T&Cs on the provider website.

    Name Product Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer)
    Remitly
    Remitly
    Within minutes
    From $0
    Remitly has quick, affordable transfers around the world, with both express and economy options.
    Go to site
    View details
    PayPal (business)
    PayPal (business)
    Within minutes
    $0
    Provides business solutions for small business owners in over 24 currencies worldwide. Try 3 months free of Spotify Premium when you sign up with PayPal.
    Go to site
    View details
    Remitly
    Remitly
    Within minutes
    From $0
    Special offers like free transfers and better exchange rates available for new customers.
    Remitly has quick, affordable transfers around the world, with both express and economy options.
    Go to site
    View details
    Remitly
    Remitly
    Within minutes
    From $0
    Special offers like free transfers and better exchange rates available for new customers.
    Remitly has quick, affordable transfers around the world, with both express and economy options.
    Go to site
    View details
    Remitly
    Remitly
    Within minutes
    From $0
    Special offers like free transfers and better exchange rates available for new customers.
    Remitly has quick, affordable transfers around the world, with both express and economy options.
    Go to site
    View details
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    4 Responses

      Default Gravatar
      komronMay 28, 2018

      if I have already added card in paypal application if somebody sends me money the money automicaly will be in my card’s account or I have to send money to my card with paypal???
      Is Visa Electron ok for Paypal????

      Reply
        Default Gravatar
        joelmarceloMay 29, 2018

        Hi Komron,

        Thanks for leaving a question on finder.

        If you have linked your card to your Paypal account, you would still need to make a manual withdrawal from the Paypal website to your card for the funds to be transferred to you. Visa or Mastercard works for Paypal. Please send me a message if anything.

        Cheers,
        Joel

        Reply
      Default Gravatar
      RaminMarch 12, 2018

      I have some dollar in my PayPal Want you to transfer for me to one account in the name of me in Tajikistan.

      Reply
        AvatarFinder
        RenchMarch 15, 2018Finder

        Hi Ramin,

        Thanks for your inquiry.

        Yes, you can do money transfer from your Paypal account to a bank account or to another Paypal account.

        You may contact Paypal support directly for further assistance.

        Best regards,
        Rench

        Reply
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