Send money to New York (2026)

Learn how to compare your options — including fees, exchange rates and transfer speeds — to find the best service when sending money to the Empire State.

Service providers who can help you send money to NY

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20 of 21 results

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Filter Values	Fastest Transfer Speed	Fees (Pay by Bank Transfer)
OFX		24 hours	$0	OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.	Go to site View details	loading
Instarem		24 hours	From 0%	New Instarem customers will get a special FX rate and zero-fees on their first transfer. Instarem offers offers rewards on every transaction.	Go to site View details	loading
Wise (TransferWise)		Within minutes	From 0.41%	Wise uses the mid-market rate and transparent fees to help you send money in 50+ currencies.	Go to site View details	loading
Remitly		Within minutes	From $0	Special offers like free transfers and better exchange rates available for new customers. Remitly has quick, affordable transfers around the world, with both express and economy options.	Go to site View details	loading
Revolut		Within minutes	From $0	Join Revolut and get $20. Make your first virtual or physical Revolut card payment to receive $20 credited to your Revolut account. T&Cs apply.	Revolut offers competitive international exchange rates for transfers to 140+ countries in 25+ currencies. Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.	Go to site View details	loading
MoneyGram		Within minutes	From $0	MoneyGram has fast cash pick-up transfers to more than 350,000 agent locations worldwide.	Go to site View details	loading
Western Union		Within minutes	From $0	Enjoy $0 fee on your first online transfer. Western Union makes money from currency exchange. Not valid on credit cards or sends to Cuba. Western Union sends money online to friends and family in 200+ countries and territories around the world.	Go to site View details	loading
HSBC Global Money		Within minutes	0	The Global Money account allows you to manage up to eight currencies from one account through a mobile app. You must have an HSBC account.	Go to site View details	loading
Airwallex		Within minutes	$0	After spending $15k in your first 90 days, receive a one-time $500 bonus that will automatically be credited to your account on any FX conversion. Airwallex can help you make business payments to 150+ countries in 60+ currencies.	Go to site View details	loading
OFX International Money Transfers (Business)		24 hours	$0	Business customers: Send safe, no-limit transfers with no fees and competitive exchange rates.	Go to site View details	loading
CurrencyTransfer for Business		24 hours	$0	Increase business efficiency with zero transaction fees and same-day transfers.	Go to site View details	loading
Revolut		Within minutes	From $0	Revolut offers competitive international exchange rates for transfers to 140+ countries in 25+ currencies. Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.	Go to site View details	loading
Xe Money Transfer for Business		24 hours	$0	Save your time and money with Xe Money Transfer for business.	Go to site View details	loading
Currencies Direct (business)		24 hours	$0	Minimizes costs of international transactions and offers custom solutions for business clients. Currencies Direct may call you to confirm your transfer, so be prepared for a phone call shortly after initiating a transfer.	Go to site View details	loading
Lili		24 hours	From $15	Get 30 days free plus 40% off for 3 months. Send and receive U.S. dollars wire transfers in 25+ countries, including Canada, the UK, Australia, and more. This feature is available for all business customers (not SSN or DBA customers) regardless of the account plan.	Go to site View details	loading
OFX		24 hours	$0	OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.	Go to site View details	loading
CurrencyTransfer		24 hours	$0	CurrencyTransfer lets you shop around for the best exchange rate on its online marketplace.	Go to site View details	loading
Remitly		Within minutes	From $0	Special offers like free transfers and better exchange rates available for new customers. Remitly has quick, affordable transfers around the world, with both express and economy options.	Go to site View details	loading
Revolut		Within minutes	From $0	Join Revolut and get $20. Make your first virtual or physical Revolut card payment to receive $20 credited to your Revolut account. T&Cs apply.	Revolut offers competitive international exchange rates for transfers to 140+ countries in 25+ currencies. Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.	Go to site View details	loading
Xe		Within minutes	$3	Xe has fast transfers with low fees and a range of foreign currency tools.	Go to site View details	loading

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How do I compare money transfers to New York?

Depending on whether you’re sending domestically or internationally, you’ll want to keep an eye on:

• Fees. Banks and other providers will typically charge a fee for its services, especially for international transfers. Confirm whether it charges a flat fee or a percentage of the total transfer.
• Exchange rates. For international transfers, consider how close to the mid-market rate the rate you’re being offered is. You’re looking for a minimal margin between the two rates.
• Transfer options. For domestic transfers, any bank or service will allow you to transfer money online. Independent services like OFX and Wise offer competitive exchange rates and fees for international transfers.
• Transfer speeds. Whether your transfer is foreign or domestic, the time it takes for your recipient to get your money will vary. If you need to send cash right away, compare options WorldRemit or Western Union over your bank, which is typically not your cheapest or fastest option.
• Pickup methods. Most services offer bank-to-bank transfers; others will include cash pickups at an agent location. Know your options to find one that fits your needs.
• Minimum amounts. Your best option may depend on how much you’re sending. For larger international transfers, you can often avoid fees with a money transfer specialist.
• Frequency and purpose. If you need to send money at set times of the year, see if you can set up recurring payments to save on rates and fees in the long run.
• Customer service. For those walking through a transfer for the first time, you may find it helpful to speak to a representative. Most companies offer a telephone number that you can call to speak with a representative or financial specialist to help walk you through your options.

Ways to send money to New York

• Bank to bank transfers. Quick and efficient, these transfers may have higher wire transfer fees than an independent provider.
• Money transfer specialists. If you live outside the US, an independent provider like MoneyGram or OFX offers lower fees and exchange rates than banks can provide.
• Cash pickups. While you’ll pay a bit more for a cash pickup, you have options that include time-tested standbys like MoneyGram and newer services like WorldRemit.
• P2P services. Peer-to-peer services like PayPal and Venmo can get your money to your recipient without hassle in minutes.
• Checks. If you’ve time on your side, checks are an option.

Emergency cash transfers in New York

Sometimes you or a loved one is in an emergency and needs funds quickly — and in cash. Thankfully there are global money transfer providers with tons of agent locations that allow you to pay and pick up in cash, often within minutes. If you have a little more time, however, consider an independent transfer provider that can get you much lower fees and stronger exchange rates.

How to send money to New York

Depending on your bank or service, you may need to sign up for a free account before you can begin sending money. Generally, you’ll:

1. Provide your recipient’s details. Their name, contact and banking info, if they’ll be receiving your money as a bank deposit.
2. Specify the details of your transaction. How much and what currency.
3. Review your transaction. Confirming total fees and how much your recipient will receive.
4. Pay for your transfer. Methods could include bank account, debit or credit card or cash.
5. Track your transaction. You’ll receive confirmation that includes a unique number or receipt for monitoring the progress of your transfer.

Bottom line

When sending money to New York, you have many options. If you live in a country other than the US, compare your money transfer options to receive the best rates and lowest fees for your situation.

Frequently asked questions

• What’s the quickest way to send money to the US from another country?

  Most independent money transfer companies take two to four days to deliver your money, while banks will take slightly longer.

• What’s the maximum amount I can send overseas?

  The maximum you can send depends on both the transfer service you use and the type of transfer you’re making.

  Services such as MoneyGram have a per-transfer limit of $10,000 and Ria has a per-transfer limit of $2,999.99; these providers also have a 30-day transfer limit up to $7,999. In comparison, OFX has no maximum transfer limit.

• Are international money transfers safe?

  Yes. It’s industry standard for international money services to use 128-bit SSL encryption systems at a minimum. Many also are licensed with US financial regulators.

  When processed through a reputable bank or company, your funds are safely tracked until in the hands of your recipient. And if you’re sending money internationally, federal protections are in place that require banks, credit unions and money transfer companies to, for example, disclose all fees up front and give you 30 minutes to cancel a transfer, assuming it hasn’t yet been picked up or deposited.