How to find a Western Union location

There’s a reason Western Union is a household name — it’s partnered with thousands of agent locations for unmatched accessibility worldwide. But the amount you can send depends on various factors like your location and how you make the transfer.

How do I find a Western Union location near me?

Rely on Western Union’s website for the most up-to-date information:

1. Go to the Western Union website and choose Find Locations at the bottom left of the main page.
2. Select the country you’re sending from then enter your ZIP/postal code or city. You have the option to filter by specific services, as well.
3. Hit enter and a map will auto-populate with nearby Western Union locations.

Western Union has more than 500,000 agent locations in 200 countries and territories around the globe. Countries with agent locations for cash pickup include:

What does a Western Union location offer?

At most Western Union locations you can:

Exact services vary by location. To verify, use the Find Locations tool. Then, choose Hours & Info in the bottom left corner to see a list of services offered there.

Western Union partners with businesses such as drugstores, banks and small grocery stores, so finding a location may be as simple as stopping by your bank.

Read our full Western Union review

How do I send money from a Western Union location?

After you’ve located an agent location nearby, collect a send money form from the agent on duty. To fill this out, you’ll need:

• Your name and contact info.
• Your government-issued photo ID.
• Recipient’s name and contact info.
• Amount of money you’re sending.
• Destination location.

Select Cash Pickup for payout method and Money in Minutes for service.

Bring the completed form to the agent along with the transfer amount plus any applicable fees, in cash. Save your receipt to share the money transfer control number (MTCN) with your recipient. They’ll need this to pick up the transfer.

Sending money online for in-store pickup

To send money online, go to Western Union’s website and choose Send money now. Select your receiver’s country, and indicate how much you want to send. Select Cash pickup for receiving method, then choose Pay online. For payment method, you can choose between:

• Debit card.
• Credit card.
• Bank account.

At this point, Western Union will ask you to log in or create an account. Enter the receiver’s information and the details of your payment method to complete the transaction.

Another option is to send money through the Western Union app. Fees to send money through the app vary based on the countries where Western Union offers Pay in Cash for transfers sent through the app. Every country has a different receiving limit per transfer and is specified in the Western Union app’s Send Money page.

How can I pick up money from a Western Union location?

First, find a Western Union agent location that’s convenient for you. Check the store’s hours and bring the following:

• Tracking number (MTCN). This can be found on the sender’s transaction receipt.
• Identification. Government-issued ID, such as a passport or driver’s license.

Once there, head to the service counter. The agent on duty will help you complete the transaction.

Does Western Union have any 24-hour locations?

Yes. For in-person 24/7 pickup, choose an agent location that’s open around the clock.

Since Western Union offers money transfers online and through its app, you can always send or receive money 24/7 electronically.

Alternatives to sending cash

Sending money electronically via a bank-to-bank transfer is another option, but using a bank account can take three to six business days to process, since Western Union has to verify your account. Still, it’s usually cheaper than paying with a credit or debit card, especially within the US.

You can also send:

• Mobile money. Transfer money directly to a mobile phone. The recipient must have a mobile money account, which is only available in select countries.
• A prepaid card. Use a Western Union Netspend Prepaid Mastercard to send or receive money. You can use it like a debit card.
• To an inmate. You’ll need the name of the correctional facility, as well as the inmate’s number.

Bottom line

Western Union’s 500,000 global pick up locations and unlimited in-person transfer amount makes it convenient to send money abroad. But if you want to make a same-day bank account transfer or are looking for more competitive transfer rates, you may need to find a different transfer service.

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Name	Product		Filter Values	Fastest Transfer Speed	Fees (Pay by Bank Transfer)
OFX International Money Transfers (Business)				24 hours	$0	Business customers: Send safe, no-limit transfers with no fees and competitive exchange rates.	Go to siteView details	loading Fetching your data...
Xe				Within minutes	From $0	Xe has fast transfers with low fees and a range of foreign currency tools.	Go to siteView details	loading Fetching your data...
MoneyGram				Within minutes	From $0	MoneyGram has fast cash pick-up transfers to more than 350,000 agent locations worldwide.	Go to siteView details	loading Fetching your data...
Instarem				24 hours	From 0%	New Instarem customers will get a special FX rate and zero-fees on their first transfer. Instarem offers offers rewards on every transaction.	Go to siteView details	loading Fetching your data...
Xe Money Transfer for Business				24 hours	$0	Save your time and money with Xe Money Transfer for business.	Go to siteView details	loading Fetching your data...
Remitly				Within minutes	From $0	Remitly has quick, affordable transfers around the world, with both express and economy options.	Go to siteView details	loading Fetching your data...
CurrencyTransfer				24 hours	$0	CurrencyTransfer lets you shop around for the best exchange rate on its online marketplace.	Go to siteView details	loading Fetching your data...
WorldRemit - 4free				Within minutes	From $0.99	Use promo code 3FREE and pay no fees on your first 3 transfers. Conditions apply. WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.	View details	loading Fetching your data...
OFX				24 hours	$0	OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.	Go to siteView details	loading Fetching your data...
PayPal (business)				Within minutes	$0	Provides business solutions for small business owners in over 24 currencies worldwide. Try 3 months free of Spotify Premium when you sign up with PayPal.	Go to siteView details	loading Fetching your data...
Wise (TransferWise) International Money Transfers Business				Within minutes	From $8.16	Enjoy high maximum transfers into more than 40 currencies, while saving up to 90% over local banks.	Go to siteView details	loading Fetching your data...
Wise (TransferWise)				Within minutes	From 0.41%	Wise uses the mid-market rate and transparent fees to help you send money in 50+ currencies.	Go to siteView details	loading Fetching your data...
Wise (TransferWise)				Within minutes	From 0.41%	Wise uses the mid-market rate and transparent fees to help you send money in 50+ currencies.	Go to siteView details	loading Fetching your data...
CurrencyTransfer for Business				24 hours	$0	Increase business efficiency with zero transaction fees and same-day transfers.	Go to siteView details	loading Fetching your data...
WorldRemit				Within minutes	From $0.99	Use promo code 3FREE and pay no fees on your first 3 transfers. Conditions apply. WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.	View details	loading Fetching your data...
CurrencyFair				24 hours	€3	CurrencyFair has bank-beating exchange rates and fast transfer times on 15+ popular currencies.	Go to siteView details	loading Fetching your data...
OFX				24 hours	$0	OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.	Go to siteView details	loading Fetching your data...
CurrencyFair				24 hours	€3	CurrencyFair has bank-beating exchange rates and fast transfer times on 15+ popular currencies.	Go to siteView details	loading Fetching your data...
Remitly				Within minutes	From $0	Special offers like free transfers and better exchange rates available for new customers. Remitly has quick, affordable transfers around the world, with both express and economy options.	Go to siteView details	loading Fetching your data...
Remitly				Within minutes	From $0	Special offers like free transfers and better exchange rates available for new customers. Remitly has quick, affordable transfers around the world, with both express and economy options.	Go to siteView details	loading Fetching your data...
Remitly				Within minutes	From $0	Special offers like free transfers and better exchange rates available for new customers. Remitly has quick, affordable transfers around the world, with both express and economy options.	Go to siteView details	loading Fetching your data...
PayPal				Within minutes	From $0	Use PayPal to safely send money and receive payments from around the world in over 25 currencies with just an email address or mobile number. Try 3 months free of Spotify Premium when you sign up with PayPal.	Go to siteView details	loading Fetching your data...
Xe				Within minutes	$3	Xe has fast transfers with low fees and a range of foreign currency tools.	Go to siteView details	loading Fetching your data...

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Amy Stoltenberg

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Amy Stoltenberg managed newsletters at Finder, gathering the best articles each week to help subscribers save money and stretch their hard-earned dollars. She also handles the Twitter account, dabbling in Instagram and Facebook too. When she's not on the computer, you can find her exploring Los Angeles with a good book in tow. She studied writing at Savannah College of Art and Design and has been featured on the Zoe Report. See full bio

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