There’s a reason Western Union is a household name — it’s partnered with thousands of agent locations for unmatched accessibility worldwide. But the amount you can send depends on various factors like your location and how you make the transfer.
How do I find a Western Union location near me?
Rely on Western Union’s website for the most up-to-date information:
Go to the Western Union website and choose Find Locations at the bottom left of the main page.
Select the country you’re sending from then enter your ZIP/postal code or city. You have the option to filter by specific services, as well.
Hit enter and a map will auto-populate with nearby Western Union locations.
Western Union has more than 500,000 agent locations in 200 countries and territories around the globe. Countries with agent locations for cash pickup include:
Afghanistan
Dominican Republic
Lithuania
Saint Bathelemy
Albania
East Timor
Luxembourg
Saint Kitts and Nevis
Algeria
Ecuador
Macau
Saint Lucia
American Samoa
Egypt
Macedonia
Saint Vincent and the Grenadines
Andorra
El Salvador
Madagascar
Samoa
Angola
Equatorial Guinea
Malawi
Sao Tome and Principe
Anguilla
Eritrea
Malaysia
Saudi Arabia
Antigua and Barbuda
Estonia
Maldives
Senegal
Argentina
Ethiopia
Mali
Serbia
Aruba
Falkland Islands (Islas Malvinas)
Malta
Seychelles
Australia
Fiji
Marshall Islands
Sierra Leone
Austria
Finland
Martinique
Singapore
Azerbaijan
France
Mauritania
Slovakia
Bahrain
French Guiana
Mauritius
Slovenia
Bangladesh
French Polynesia
Mayotte
Solomon Islands
Barbados
Gabon
Mexico
Somalia (Somaliland)
Belarus
Gambia
Micronesia
South Africa
Belgium
Georgia
Moldova
Spain
Belize
Germany
Monaco
Sri Lanka
Benin
Ghana
Mongolia
St. Maarten
Bermuda
Gibraltar
Montenegro
St. Martin
Bhutan
Greece
Montserrat
Suriname
Bolivia
Grenada
Morocco
Sweden
Bosnia and Herzegovina
Guadeloupe
Mozambique
Switzerland
Botswana
Guam
Myanmar
Taiwan
Brazil
Guatemala
Namibia
Tajikistan
British Virgin Islands
Guinea
Nauru
Tanzania
Brunei Darussalam
Guinea-Bissau
Nepal
Thailand
Bulgaria
Guyana
Netherlands
Togo
Burkina Faso
Haiti
New Zealand
Tonga
Burundi
Honduras
New Caledonia
Trinidad and Tobago
Cambodia
Hong Kong
Nicaragua
Tunisia
Cameroon
Hungary
Niger
Turkey
Canada
Iceland
Nigeria
Turkmenistan
Cape Verde
India
Niue
Turks and Caicos Islands
Central African Republic
Indonesia
Northern Mariana Islands
Tuvalu
Chad
Iraq
Norway
Uganda
Chile
Ireland
Oman
Ukraine
China
Israel
Pakistan
United Arab Emirates
Colombia
Italy
Palau
United Kingdom
Comoros
Ivory Coast
Panama
United States
Congo,Democratic Republic
Jamaica
Paraguay
Uruguay
Congo-Brazzalville
Japan
Papua New Guinea
Uzbekistan
Cook Islands
Jordan
Peru
Vanuatu
Costa Rica
Kazakhstan
Philippines
Venezuela
Croatia
Kenya
Poland
Vietnam
Cuba
Kiribati
Portugal
Virgin Islands (US)
Curacao
Korea
Puerto Rico
Zambia
Cyprus
Kosovo
Reunion Island
Zimbabwe
Cyprus ( Northern )
Kuwait
Qatar
Kryghyz-Republic
Czech Republic
Latvia
Romania
Laos
Denmark
Lesotho
Russia
Lebanon
Djibouti
Liechtenstein
Rwanda
Liberia
Dominica
What does a Western Union location offer?
At most Western Union locations you can:
Send or receive money transfers.
Make a mobile money transfer.
Pay for transfers started on the app.
Transfer money to a bank account.
Buy and reload a prepaid card.
Purchase a money order.
Pay bills, such as utilities.
Exact services vary by location. To verify, use the Find Locations tool. Then, choose Hours & Info in the bottom left corner to see a list of services offered there.
Western Union partners with businesses such as drugstores, banks and small grocery stores, so finding a location may be as simple as stopping by your bank.
How do I send money from a Western Union location?
After you’ve located an agent location nearby, collect a send money form from the agent on duty. To fill this out, you’ll need:
Your name and contact info.
Your government-issued photo ID.
Recipient’s name and contact info.
Amount of money you’re sending.
Destination location.
Select Cash Pickup for payout method and Money in Minutes for service.
Bring the completed form to the agent along with the transfer amount plus any applicable fees, in cash. Save your receipt to share the money transfer control number (MTCN) with your recipient. They’ll need this to pick up the transfer.
Sending money online for in-store pickup
To send money online, go to Western Union’s website and choose Send money now. Select your receiver’s country, and indicate how much you want to send. Select Cash pickup for receiving method, then choose Pay online. For payment method, you can choose between:
Debit card.
Credit card.
Bank account.
At this point, Western Union will ask you to log in or create an account. Enter the receiver’s information and the details of your payment method to complete the transaction.
Another option is to send money through the Western Union app. Fees to send money through the app vary based on the countries where Western Union offers Pay in Cash for transfers sent through the app. Every country has a different receiving limit per transfer and is specified in the Western Union app’s Send Money page.
How can I pick up money from a Western Union location?
First, find a Western Union agent location that’s convenient for you. Check the store’s hours and bring the following:
Tracking number (MTCN). This can be found on the sender’s transaction receipt.
Identification. Government-issued ID, such as a passport or driver’s license.
Once there, head to the service counter. The agent on duty will help you complete the transaction.
Does Western Union have any 24-hour locations?
Yes. For in-person 24/7 pickup, choose an agent location that’s open around the clock.
Since Western Union offers money transfers online and through its app, you can always send or receive money 24/7 electronically.
Alternatives to sending cash
Sending money electronically via a bank-to-bank transfer is another option, but using a bank account can take three to six business days to process, since Western Union has to verify your account. Still, it’s usually cheaper than paying with a credit or debit card, especially within the US.
You can also send:
Mobile money. Transfer money directly to a mobile phone. The recipient must have a mobile money account, which is only available in select countries.
A prepaid card. Use a Western Union Netspend Prepaid Mastercard to send or receive money. You can use it like a debit card.
To an inmate. You’ll need the name of the correctional facility, as well as the inmate’s number.
Bottom line
Western Union’s 500,000 global pick up locations and unlimited in-person transfer amount makes it convenient to send money abroad. But if you want to make a same-day bank account transfer or are looking for more competitive transfer rates, you may need to find a different transfer service.
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Amy Stoltenberg manages newsletters at Finder, gathering the best articles each week to help subscribers save money and stretch their hard-earned dollars. She also handles the Twitter account, dabbling in Instagram and Facebook too. When she's not on the computer, you can find her exploring Los Angeles with a good book in tow. She studied writing at Savannah College of Art and Design and has been featured on the Zoe Report.
How do you know if your international money transfer made it safely? Learn how to track or cancel, and find out what your rights are when it comes to sending money.
From bank transfers to specialist money transfer companies, there are several options available when you need to transfer money overseas from your bank account.
If you need to transfer money overseas using your credit card, you can do so via your bank, MoneyGram, Western Union and PayPal. This can be useful in emergency situations, but credit card transfers are usually not a cost-effective option.
If you’re looking for a secure way to send money overseas, an international bank draft could be for you — but if speed is important, consider using a money transfer service instead.
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