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Send money to Laos

Find the best way to transfer money from the United States to Laos.

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WorldRemit

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  • No minimum transfers
  • Wide range of destinations
  • Competitive exchange rate
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Looking for the best way to send money from the United States to family, friends or businesses in Laos (or even to your own bank account)? Don't head straight to your American bank - turn to online money transfer services instead. They nearly always offer better exchange rates and lower fees - which means for the same amount of dollars you send, the recipient will receive more kips.

Compare ways of sending money to Laos

Use our table below to compare services that send money from America to Laos. Compare the money transfer providers' fees and speeds, then click "Go to site" when you've found the best one to send your US Dollars to Laos.

1 - 2 of 2
Name Product Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer) Learn More
XE
Within minutes
$3

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XE has fast transfers with low fees and a range of foreign currency tools.
WorldRemit
Within an hour
From $1.99
SPECIAL OFFER ✓ Use the code ‘4FREEFINDER’ to get 4 free transfers if you are a first time user. Eligible countries only.

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WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
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How to send money to Laos from the United States

Here's our simple process for sending a money transfer to Laos as a cash pickup or bank transfer - the two options are similar:

  1. Compare your options. Use our table above to find a money transfer provider that sends USD to Laos. One may be better for cash pickups while another might be better suited to a bank transfer. Once you've found the best one for your requirements, click Go to site.
  2. Register for an account. You'll need to give your name, address, contact details, proof of ID and method of payment.
  3. Provide recipient details. Enter your recipient's name and contact information. If you're sending straight to their Laotian bank account, you'll need the account number, SWIFT or IBAN plus their bank branch's address.
  4. Enter the transfer amount. Check you're happy with the fees, exchange rates and transfer speed, then enter the amount you wish to send. Many services give the amount of Lao Kip your recipient should receive, so double check this.
  5. Complete your transfer. Send your money transfer to Laos. Keep any reference number safe so you can track your transfer - your recipient may need it too.

If you send to a Laotian bank account, your recipient will need to wait for the funds to arrive. For a cash pick up, your Laotian recipient will need to show some form of photo ID in order to pick up the funds. It's also important that you give them the transaction reference number to streamline the process.

For larger transfer amounts, you may need to phone the agent location to ensure it has enough cash available.

Ways to send and receive money

How to decide which option is best for you to send money to Laos.

  • Bank deposit. Most major banks in America let you wire money to banks in Laos. However, you might get weaker exchange rates and pay higher fees all for the privilege of a slower transfer.
  • Online money transfer services. Online companies like XE and WorldRemit make international money transfers to Laos easy with bank transfers or cell phone top ups often offered as easy delivery options.
  • Transfer agents across America. Many transfer providers have locations dotted all across America, making it easy for you to send money that can be easily picked up in similar agent locations in Laos.
  • Checks and money orders. If speed is not an issue, you can always pick up an international check from your bank or the US Postal Service to send to Laos.
  • Cash pick-up. XE and WorldRemit allow you to collect cash, even if you don't have a bank account in Laos.
  • Bank deposit. If you have a Laotian bank account, you can have money transferred directly into this without having to make any trips to a money transfer agent location.
  • PayPal. The Xoom app allows you to receive money from the United States onto your cell phone, into your Laotian bank account, or as a cash pick-up.
  • Checks and money orders. Both personal checks and money orders can be sent directly to you where you live but these tend to be the slower options.

What documents do I need to transfer money to Laos?

To send money from the United States to Laos, you'll need the following:

1. Photo identification

Most providers require a driver's license, passport or other American government-issued ID. You can send transfers without the above but may need to give alternate ID instead.

2. Payment method

Your options depend on the provider's services. Popular methods include cash, debit or credit card payments, bank account transfers and personal checks.

3. Recipient information

You'll need their name (matching their ID) plus contact details. If sending to a Laotian bank account, you'll need the a/c number, SWIFT and branch details.

What documents do I need to receive money in Laos?

To collect money in person in Laos, the recipient will need:

1. Transfer number

The reference number - sometimes called a PIN, MTCN or tracking number.

2. Government-issued ID

A official ID, such as a Laotian passport or driving license.

3. The transfer amount

To know how much has been sent, usually to within 10% of the total.

4. Sender information

The sender's name and address and the country from where the money was sent.

How much does it cost to send money to Laos from America?

The cost of sending money to Laos from the United States depends on the exchange rate between USD to LAK, the fees, how you want your recipient to receive your transfer and the turnaround time:

  • Exchange rates. The mid-market rate is the rate banks and transfer services use to trade between one another. It is the best rate that you can get. But not all money transfer providers offer you this mid-market rate so compare the exchange rate you're offered to the mid-market rate and look for the smallest difference.
  • Transfer fees. Are you being charged a flat fee or a percentage of your transfer amount? For example, a provider offering to transfer your money to Laos for a flat or low fee might work out better if you plan to send a large amount.
  • Transfer speed. If you need your transfer to arrive quickly, you can pay for a quick delivery. Companies such as XE and WorldRemit offer instant cash pickups but may charge more. If you're not in a rush, online money transfer services can offer the best value, usually getting your money to Laos faster and cheaper than banks.
  • Transfer limits. Find out how much you can send with each service. For example, one provider may have a send limit of $10,000 while another may allow you to transfer up to $1 million. For smaller transfers, check the fees. For large transfers, look harder at the exchange rate. Some providers encourage large transfers with low fees.
  • Transfer type. Does your recipient have a Laotian bank account or is cash or cell phone top up the better option? Each transfer type will have different fees. For example, instant cash pickups tend to be more expensive than bank transfers.
  • Discounts. Some providers may offer you a free transfer simply for signing up while others may offer you a discount if you transfer more than a certain amount.

Frequently asked questions

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2 Responses

  1. Default Gravatar
    KingApril 28, 2018

    I would like to know how many day in Laos country can pick from bank wire from USA let say like 20000 dollar pay $75 dollars fee
    Dollar to dollar

    Thank you

    • Avatarfinder Customer Care
      JeniApril 28, 2018Staff

      Hi King,

      Thank you for getting in touch with Finder.

      The processing time for an international money transfer will vary depending on a range of factors, including the transfer provider you choose and where you send the funds. If you send the money through bank transfer from the US to Laos, it will take up to 5 business days.

      If you choose international money transfer companies, it takes only minutes to send your money to Laos. Check out the page to compare your options.

      I hope this helps.

      Have a great day!

      Cheers,
      Jeni

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