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Send money to Laos

Our guide will help you find the best way to send money to Laos.


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Money transfers may seem complex on the outside, but once you learn the tricks, you can start sending Lao kip to people without having to pay the high fees charged by the bank. All you need is to do your research and shop around for a good deal, and we can help. Our guide will teach you how to navigate the world of money transfers.

Send money to Laos with WorldRemit

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Compare money transfer services to Laos

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
$1 Within an hour USD 3.99 9222.027 LAK 4,574,218 Use promo code 3FREE to send your first 3 transfers with no fee. Send to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up. Go to site Show details
$1 3 - 5 days USD 20.00 9045.751 LAK 4,341,961 The biggest name in money transfers can get your funds to friends, family, or businesses in almost every corner of the globe. Show details
$1 Same day USD 1.00 9092.14 LAK 4,536,978 No fees for bank account transfers and cash pickup at 240,000 locations in 130+ countries. Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

Comparing money transfers companies for sending money to Laos

Ailani decided to study in the US. Now, as a successful working woman, Ailani wants to pay back some of the student loans she had to take out through her years of study, and also invest into her parents’ lives. She does a comparison of all the money transfer companies available to transfer money back to Vientiane in Laos and draws up the table below using $1,000 USD as her transfer amount.

Money transfer company A Money transfer company B
Exchange rate 1 USD = 8,085.7100 LAK 1 USD = 8,102.4000 LAK
Transfer fee 25 USD 10 USD
Amount of LAK received for 1,000 USD 7,883,567.2500 LAK 8,004,852.9000 LAK
Transfer time 10 minutes 2-4 days
Transfer options Phone, online account, agent Phone, online, mobile app
Difference in LAK – 121,285.65 LAK + 121,285.65 LAK

After comparing the two, Ailani decided to use transfer company B, since there was no rush to get the funds to her parents.

How should I compare transfer companies when sending money to Laos from America?

  • Exchange rates. Bear in mind that currency exchange is only legal at official bank branches. Some of the companies will offer a more competitive exchange rate but might require an actual phone call with a call center to book a rate.
  • Delivery methods. Some companies, like Moneygram, can only send a USD amount which will be picked up at an agent location and will still need to be exchanged legally as mentioned above. Western Union sends the cash pickup in LAK. Receiving the money in a bank account is also an option.
  • Fees. The fees can vary quite a bit, depending on the type of transfer service used and whether it is above or below certain minimum and maximum amounts. Generally speaking, the marginal increase in fees is justified by the short amount of transfer time.
  • Bank to bank benefits. Money transfer services are available through local banks in Laos and in America, but both will require a call or visit to a branch to determine rates and fees.
  • Turnaround time. The turnaround time for available companies ranges between a couple of minutes and five days. Anything longer than that is not worth paying for compared to what competition offers.
  • Transfer methods. you can choose either a local agent she is comfortable with or set up an online account with regular payments. If she’s hasty and needs someone else to the admin, she can easily phone support and do a payment.
  • Transfer options. These include recurring payments, spot contracts, and once-off payments.
  • Minimum/maximum transfer amounts. The available options offer freedom in having a wide variety of minimum and maximum amounts.
  • Customer service. The services used to send money all offer phone and email support. A physical bank branch might yield the fastest results if you hit a snag somewhere in your payments.
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Foreign exchange rates explained

Exchange rates fluctuate daily based on international inflation and worldwide economic stability. This means that when you’re looking to exchange your US dollars for Laotian kip, you’ll need to do your research to make sure the exchange rate a transfer company or bank gives you reflects the average rate for that day.

What are the steps to send money to Lao PDR?

After you determine which type of service you’d like to use, follow these steps to make sure your transfer goes smoothly.

Service Steps
Send money through an online service provider to a bank account in Laos
  1. Find an international money transfer service that offers good rates and low fees.
  2. Create an account with the service provider.
  3. Enter your recipient’s full name, address and bank account number.
  4. Enter the name of their bank, the branch number and the address.
  5. Pay for your transfer and wait for your recipient to confirm it has been completed.
Send money to a person for cash pickup
  1. Find an international money transfer company that allows for cash pickup.
  2. Enter your recipient’s full name and the address of the pickup location.
  3. Pay for the transfer.
  4. Give your recipient the transfer confirmation code.
  5. Make sure they are successfully able to pick up their cash.

Make an emergency cash transfer to Laos

There is nothing more frightening than someone you love having any emergency while halfway across the world. Fortunately, many money transfer companies allow for emergency transfers. You will have to pay extra fees and the exchange rate you’re offered will be worse than what is given during a normal transfer, but it may be worth it for your and your recipient’s peace of mind.

Tips for picking up cash in Laos

In Laos, currency exchanges can only occur at an official bank. You should plan ahead of time when picking up cash. You’ll need to know the location of the transfer, when you’re planning on picking up your money and if you’ll be able to take along a friend to help. Many transfer companies won’t offer their services after 5 p.m., so planning ahead is important. When you pick up cash, carry it in a hidden space on your body–not in a briefcase or purse that can be stolen or left somewhere.

Take care to avoid dangerous areas, and always stay safe when carrying large amounts of money.

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2 Responses

  1. Default Gravatar
    KingApril 28, 2018

    I would like to know how many day in Laos country can pick from bank wire from USA let say like 20000 dollar pay $75 dollars fee
    Dollar to dollar

    Thank you

    • Avatarfinder Customer Care
      JeniApril 28, 2018Staff

      Hi King,

      Thank you for getting in touch with finder.

      The processing time for an international money transfer will vary depending on a range of factors, including the transfer provider you choose and where you send the funds. If you send the money through bank transfer from the US to Laos, it will take up to 5 business days.

      If you choose international money transfer companies, it takes only minutes to send your money to Laos. You may want to check out this link for your reference.

      I hope this helps.

      Have a great day!


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