Send Money to Kenya Securely

Information verified correct on February 21st, 2017

Are you looking for a secure and affordable way to send moneyKenya to Kenya from the United States? Here’s how to go about it.

According to the 2010 census, there are more than 90,000 Kenyan-born people living in the United States. Like the President, many live in the Washington D.C. area, but there are also seizable expat communities in Texas, California and New York, among others.

If you need to send money to Kenya from the United States, there are several ways you can go about it. It pays to compare your options before sending your funds to ensure that you get value for money from a trusted international transfer provider.

Rates last updated February 21st, 2017

Enter your details to speak to a foreign exchange expert

By submitting this form, you agree to finder.com privacy policy
Ofx Logo

Save money on your personal or business international money transfer today. Fill in the form and you’ll be contacted by a foreign exchange expert to have an obligation-free discussion about your options.

With over 17 years of foreign exchange expertise and over $100 billion transferred, OFX can help with all your currency exchange needs, including:

  • Buying property abroad
  • Emigrating
  • Regular overseas payments
  • Risk management
  • Forecasting

Min. Transfer Amount Transfer Speed Services Online Transfer Fee Rate Amount Received
Wyre International Money Transfers
No transfer fees for finder... No transfer fees for finder.com readers. Make transfers with Bitcoin.
OnlinePhone
Rates are always
changing, click to check
your price today
Go to site More
World First Foreign Exchange
Exclusive offer: $0 transfer fee ... Exclusive offer: $0 transfer fee
No-limit transfers with competitive exchange rates for more than 100 currencies.
USD 500 1 day
Online
Rates are always
changing, click to check
your price today
Go to site More
WorldRemit International Money Transfers
Fast... Fast, low-cost transfers to 110 countries for bank-to-bank deposit, cash pickup or mobile top-up.
USD 1 Within an hour
OnlineCash Transfer
Rates are always
changing, click to check
your price today
Go to site More
TransferWise International Money Transfers
Enjoy high maximum transfers into ... Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks.
USD 1 1 day
Online
Rates are always
changing, click to check
your price today
Go to site More
OFX International Money Transfers
Send safe... Send safe, no-limit transfers with no fees and competitive exchange rates.
USD 150 1 day
Online
Rates are always
changing, click to check
your price today
Go to site More
Payoneer International Money Transfers
Ideal for worldwide business payments ... Ideal for worldwide business payments to more than 200 countries and 150 currencies.
USD 20
Online
Rates are always
changing, click to check
your price today
Go to site More
RIA Money Transfer
No fees for bank account ... No fees for bank account transfers and cash pickup at 240,000 locations in 130+ countries.
3 - 5 days
Online
Rates are always
changing, click to check
your price today
Go to site More
HiFX International Money Transfers
Transfer money into 20 currencies ... Transfer money into 20 currencies and schedule regular payments. $5 fee waived for transfers over $5,000.
USD 100 2 days
Online
Rates are always
changing, click to check
your price today
Go to site More
Moneycorp Exchange Experts
Full-service specialist offering competitive exchange ... Full-service specialist offering competitive exchange rates on personal international money transfers.
USD 50 1 day
OnlinePhone
Rates are always
changing, click to check
your price today
Go to site More
TorFX International Money Transfers
No hidden fees and a ... No hidden fees and a best rate guarantee for 60 global currencies.
USD 150 1 day
OnlinePhoneAgent
Rates are always
changing, click to check
your price today
Go to site More
Wells Fargo Bank
While more expensive than other ... While more expensive than other options, securely send money to 13 Latin American and Asian countries.
USD 1 1 day
Online
Rates are always
changing, click to check
your price today
More

Have we missed anything in the comparison table? Tell us

  • If the provider quotes a different rate to the one above please let us know

Banks versus money transfer companies

While you might think the best way to send money to Kenya is via your bank, many banks charge high fees and offer low exchange rates for international money transfers. Sending money overseas through your bank often costs more than it has to, which is why you should compare the services of a specialist money transfer company.

These companies offer better exchange rates than the banks, and you can quickly and easily compare the rates and fees they offer online to see how much money you can save. Some providers offer electronic transfers to bank accounts only, while others also offer cash pickup, mobile wallet payments and cash delivery services.

If you need to send money to Kenya, check out the exchange rate and fees offered by trusted providers like WorldRemit and Western Union to see how they compare to your bank.

Case Study: John Sends Money to Kenya

John has travelled to the United States to work for a few years and save as much money as possible for his family. He wants to send $5,000 to his relatives but he doesn’t want to lose money in the form of fees or a poor exchange rate. He decides to compare the services of two money transfer companies to see if he can find a good deal.

Money transfer company 1Money transfer company 2
Exchange rate1 USD = 100.43 KES1 USD = 100.64
Transfer fee$5$16
Transfer methodBank account depositBank account deposit
Processing time1 business day10 minutes
Amount received (in KES)502,150 KES503,200 KES

As you can see, John has to pay an extra $11 in fees to use the second company and get his transfer to Kenya within minutes, but it also means his family will receive an extra 1,050 Kenyan Shillings.

How to compare transfer companies when transferring money to Kenya

  • Exchange rates. Even a small difference in rates can make a difference in the amount of Kenyan Shillings your recipient gets. Look for the best exchange rates but remember that they may come with high fees attached.
  • Fees. Fees can vary greatly from amounts of less than $5 up to $80 or more. Some providers will offer fee-free transfers when you send more than a certain amount.
  • Transfer methods. Common methods for placing transfers include online, via a mobile app, over the phone or by visiting an agent location.
  • Transfer options. Some providers offer useful features, such as the ability to schedule recurring payments or place forward contracts.
  • Turnaround time. From 10 minutes to several business days, processing times can vary dramatically different, which can be a crucial factor if you need to send an urgent transfer.
  • Minimum amount. Some companies require you to transfer more than a minimum limit, so check what this amount is if you only want to send small sums.
  • Pickup methods. Can your recipient pick up the funds from an agent location or will it be deposited directly into their bank account.
  • Customer service. Will phone and email customer support be available if you need help? What about live online chat?
Back to top

How to send money to Kenya from America

  • Bank transfers. Many banks allow you to send an international wire transfer to Kenya.
  • Online money transfer providers. Specialist money transfer companies offer online transfers to your recipient’s Kenyan bank account.
  • Money transfer companies with cash pickup options. Companies like Western Union and MoneyGram allow your recipient to pick up the cash you send from agent locations across Kenya.
  • Checks. Sending an international check is a slow but secure way to send funds overseas.
Back to top

Emergency cash transfers in Kenya

If you ever need to send an emergency cash transfer to Kenya, be prepared to face higher fees and lower exchange rates in return for getting your funds sent urgently. Even though you may be in a hurry, it’s always a good idea to double check the exchange rate and fee that apply to your transaction – the last thing you want is to be unaware of just how much you’ve spent to send your funds overseas.

Back to topFind a money transfer location near youBack to top

Tips for picking up cash in Kenya

Whether picking up funds in Kenya or anywhere else around the world, make sure to take a few simple safety precautions to prevent yourself becoming a target for thieves.

  • Take a friend along as a deterrent
  • Avoid travelling through any unsafe areas
  • Don’t flash your cash around
  • Be aware of your personal security and the whereabouts of your belongings at all times
Back to top

How to send money to Kenya

Most providers will require you to sign up for an account before you can send funds. While the exact process for doing so may vary depending on the provider, you’ll usually have to provide:

  • Your name and address
  • Your phone number and email address
  • Proof of ID
  • Bank account details (in some cases)

Once you’ve lodged a transaction, you’ll receive a tracking number to monitor the progress of your funds.

Was this content helpful to you? No  Yes

Ask a Question

You are about to post a question on finder.com

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Disclaimer: At finder.com we provide factual information and general advice. Before you make any decision about a product read the Product Disclosure Statement and consider your own circumstances to decide whether it is appropriate for you.
Rates and fees mentioned in comments are correct at the time of publication.
By submitting this question you agree to the finder.com privacy policy.

US International Money Transfers Offers

Learn about our information service
HiFX International Money Transfers

Transfer money into 20 currencies and schedule regular payments. $5 fee waived for transfers over $5,000.

WorldRemit International Money Transfers

Fast, low-cost transfers to 110 countries for bank-to-bank deposit, cash pickup or mobile top-up.

World First Foreign Exchange

Exclusive offer: $0 transfer fee
No-limit transfers with competitive exchange rates for more than 100 currencies.

TransferWise International Money Transfers

Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks.

feedback