Find competitive exchange rates, low fees and reliable services when you need to send money to France from the United States.
From its food and wine to its culture, its beautiful language and its natural beauty, France is a favourite destination for American tourists. In 2011 alone, more than 3.3 million Americans visited France.
Given the popularity of France among American tourists, if you need to send money from the USA to France you have plenty of options at your disposal. However, it pays to compare these options and shop around to find the best deal.
Compare International Money Transfers
Banks versus money transfer services
When you need to send a global money transfer, you may consider contacting your bank. While banks can handle international wire transfers with ease, it’s not necessarily the best choice from a financial perspective.
There are plenty of dedicated money transfer companies that can usually offer you a better deal than the banks. Reliable and secure, these companies can provide much better exchange rates than your bank can and they also charge significantly lower transfer fees, with some waiving its fees when you send more than a certain amount.
Guy is a stockbroker who has left his native Lyon to work on Wall Street for a few years. But while he lives in New York City, he never forgets to share his wealth with his parents back in Lyon. He regularly sends international wire transfers from his US bank but, having grown tired of their low exchange rates and high fees, he decides to see if he can get a better deal by comparing two money transfer companies.
|Money transfer company 1||Money transfer company 2|
|Exchange rate||1 USD = 0.83 EUR||1 USD = 0.87|
|Transfer method||Cash pickup||Bank account deposit|
|Processing time||10 minutes||3 business days|
|Amount received (in EUR)||830 EUR||870 EUR|
As you can see, while the first company can get Guy’s funds to his family in minutes, the second company can save him USD $53 in fees and also deliver an extra 40 Euros to his parents.
How to compare transfer companies when transferring money to France
- Exchange rates. Compare exchange rates between providers to see which company comes offers a more competitive rate. Just remember that some companies pair high exchange rates with high fees.
- Fees. Fees per transfer can vary from small flat fees of a couple of dollars right through to $80 or more. Check to see what transfer fees each company imposes and whether they change depending on the method of transfer you choose.
- Transfer methods. Transfers are most commonly lodged online or by visiting a transfer agent, but you may also be able to send funds by making a phone call or using a mobile app.
- Transfer options. Some providers offer you the chance to place limit orders and forward contracts, giving you increased flexibility when it comes to your search for value for money.
- Turnaround time. If time is of the essence when you send money to France, check to see how quickly each company can process your transaction.
- Minimum amount. A high minimum transfer limit can be restrictive, as can a low maximum limit. Check the fine print to see whether your chosen provider will allow you to send the amounts you want.
- Pickup methods. Will the funds be deposited into your recipient’s bank account or will they be able to visit a transfer agent to collect the cash?
- Customer service. Check to see what customer support options are available – are phone, email and/or live online chat available?
How to send money to France from America
- Bank transfers. A transfer from a US bank to a French bank is a simple and secure way to send your funds overseas.
- Online money transfer providers. These specialist companies, for example USForex and WorldRemit, offer safe and affordable overseas transfers.
- Money transfer companies with cash pickup options. Companies such as Western Union and MoneyGram offer this flexible transfer option.
- PayPal. As well as online shopping, PayPal can be used to send international money transfers.
- Checks. An international check from your bank can be posted overseas to your French recipient.
Emergency cash transfers in France
There are plenty of cash transfer companies who will send your funds to France ASAP, for example if you need to help out a travelling relative who has had their wallet stolen. If you do send an urgent transfer you’ll usually have to pay extra, so just make sure you’re aware of the fee and exchange rate that will be attached to your transaction.
Of course, if your relative has had their wallet stolen in France they should immediately report the matter to the local police. They may also be able to receive financial assistance from their travel insurance provider.Back to top
Cash pickup locations in France / Western Union / MoneyGram / Ria branches in France
Western Union, MoneyGram and Ria all allow your recipient to collect the cash you send from their branches across France. Make sure that you give your recipient the transaction reference number and that they take along photo ID when they go to collect the funds, and if you’re sending a large amount they may need to phone ahead to check that the agent will have enough cash on hand to complete the transaction. Here are a few popular cash pickup points in France.
La Banque Postale
9 Place De L’hotel De Ville
Open: 8am to 6:30pm Monday to Friday, 8am to 11:30am Saturday
La Banque Postale
9 Rue Du General Hoche
Open: 8:30am to 6pm Monday to Friday, 8:30am to 12pm Saturday
01 Avenue Malaussena
Nice, France 06000
Open: 9am to 7pm Monday to Saturday, 9am to 6pm Sunday
La Banque Postale
4 Rue De Moussy
Open: Monday to Friday 8am to 7pm, Saturday 8am to 12pm
Tabac Saint Miche
l22 Rue Saint Andre des Arts
Open: 6am to 8pm seven days
23 RUE TRACHEL
Open: 9am to 8pm seven days
31 Rue d’Angleterre
Open: 8am to 8pm seven days
The Change Group Saint Germain
134 Boulevard Saint Germain
Open: 9:10am to 8:50pm Monday to Saturday, 11am to 6:40pm Sunday
Ria France SAS – Saint Denis (Paris – Saint Denis)
1 passage de l ‘ Aqueduc
Open: Friday to Wednesday 7:30am to 8:30pm, Thursday t:30am to 9:30pm
Ria France SAS– La Fourche (Paris – La Fourche)
67 avenue de Clichy
Open: 7:30am to 8:30pm Monday, Thursday and Friday; open 7:30am to 9:30pm Tuesday and Wednesday; open 8:30am to 10:30pm Saturday
Ria France SAS–Nice (Ria France SAS–Nice)
Rue D Italie 25
Open: 7:30am to 9:30pm Monday, Wednesday and Thursday; 8:30am to 10:30pm Tuesday and Friday; 8:30am to 7:30pm Saturday
Tips for picking up cash in France
It doesn’t matter whether you’re in Paris, France or Paris, Texas – you should always make sure to take a few simple safety precautions when you pick up a sum of cash from a transfer agent:
- Don’t make any public displays of your wealth in front of strangers
- Avoid any high-crime areas
- Be aware of your personal safety and keep a firm hold on wallets/bags
- Don’t carry around large sums of cash – put the funds in your bank account as soon as you can
There’s a whole lot of more detailed travel safety advice available all over the world wide web; do some research before you go so that you’re well and truly prepared.Back to top
How to send money to France
Sending money from the USA to France is easy. While the transfer process does vary between companies, you will usually have to provide:
- Information about yourself, such as your name, address and contact details
- Information about your beneficiary, including their name, address, contact info and bank account details (if transferring funds to their bank account)
- Information about your transfer, including the amount you are sending and the currency you will be using.
Make sure to hold on to any transaction number or receipt you are given; this can be used to monitor the progress of your funds.