France money transfers

How to send money to France

Information verified correct on May 25th, 2017

Find competitive exchange rates, low fees and reliable services when you need to send money to France from the United States.

From its food and wine to its culture, its beautiful language and its natural beauty, France is a favorite destination for tourists. In 2011 alone, more than 3.3 million Americans visited France.

Given the popularity of France among American tourists, if you need to send money from the USA to France you have plenty of options at your disposal. However, it pays to compare these options and shop around to find the best deal.

TransferWise International Money Transfers

TransferWise International Money Transfers

When you need to send money overseas, benefit from competitive exchange rates and low transfer fees with TransferWise.

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    Save money on your personal or business international money transfer today. Fill in the form and you’ll be contacted by a foreign exchange expert to have an obligation-free discussion about your options.

    With over 17 years of foreign exchange expertise and over $100 billion transferred, OFX can help with all your currency exchange needs, including:

    • Buying property abroad
    • Emigrating
    • Regular overseas payments
    • Risk management
    • Forecasting

    Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Services Amount Received Description CTA Details
    World First Foreign Exchange
    USD 1,000 1 day USD 0.00 0.889 Online EUR 4,447 Exclusive offer: $0 transfer fee
    No-limit transfers with competitive exchange rates for more than 100 currencies.
    Go to site View details
    WorldRemit International Money Transfers
    USD 1 Within an hour USD 4.99 0.885 Online, Bank Account to Bank Account, Cash Transfer EUR 4,422 Use promo code FREE to send your first transfer for no fee, to over 110 countries for bank-to-bank deposit, cash pickup or mobile top-up. Go to site View details
    TransferWise International Money Transfers
    USD 1 1 day USD 1.00 0.891 Online EUR 4,456 Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks. Go to site View details
    OFX International Money Transfers
    USD 150 1 day USD 0.00 0.888 Online, Bank Account to Bank Account EUR 4,440 Send safe, no-limit transfers with no fees and competitive exchange rates. Go to site View details
    HiFX International Money Transfers
    USD 100 2 days USD 5.00 0.887 Online EUR 4,433 Transfer money into 20 currencies and schedule regular payments. $5 fee waived for transfers over $5,000. Go to site View details
    Do you send money often? Track this rate with tailored alerts direct to your inbox

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    Banks versus money transfer services

    When you need to send a global money transfer, you may consider contacting your bank. While banks can handle international wire transfers with ease, it’s not necessarily the best choice from a financial perspective.

    There are plenty of dedicated money transfer companies that can usually offer you a better deal than the banks. Reliable and secure, these companies can provide much better exchange rates than your bank can and they also charge significantly lower transfer fees, with some waiving its fees when you send more than a certain amount.

    Case Study: Guy Sends Money to France

    Guy is a stockbroker who has left his native Lyon to work on Wall Street for a few years. But while he lives in New York City, he never forgets to share his wealth with his parents back in Lyon. He regularly sends international wire transfers from his US bank but, having grown tired of their low exchange rates and high fees, he decides to see if he can get a better deal by comparing two money transfer companies.

    Money transfer company 1Money transfer company 2
    Exchange rate1 USD = 0.83 EUR1 USD = 0.87
    Transfer fee$58$5
    Transfer methodCash pickupBank account deposit
    Processing time10 minutes3 business days
    Amount received (in EUR)830 EUR870 EUR

    As you can see, while the first company can get Guy’s funds to his family in minutes, the second company can save him USD $53 in fees and also deliver an extra 40 Euros to his parents.

    How to compare transfer companies when transferring money to France

    • Exchange rates. Compare exchange rates between providers to see which company comes offers a more competitive rate. Just remember that some companies pair high exchange rates with high fees.
    • Fees. Fees per transfer can vary from small flat fees of a couple of dollars right through to $80 or more. Check to see what transfer fees each company imposes and whether they change depending on the method of transfer you choose.
    • Transfer methods. Transfers are most commonly lodged online or by visiting a transfer agent, but you may also be able to send funds by making a phone call or using a mobile app.
    • Transfer options. Some providers offer you the chance to place limit orders and forward contracts, giving you increased flexibility when it comes to your search for value for money.
    • Turnaround time. If time is of the essence when you send money to France, check to see how quickly each company can process your transaction.
    • Minimum amount. A high minimum transfer limit can be restrictive, as can a low maximum limit. Check the fine print to see whether your chosen provider will allow you to send the amounts you want.
    • Pickup methods. Will the funds be deposited into your recipient’s bank account or will they be able to visit a transfer agent to collect the cash?
    • Customer service. Check to see what customer support options are available – are phone, email and/or live online chat available?
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    How to send money to France from America

    • Bank transfers. A transfer from a US bank to a French bank is a simple and secure way to send your funds overseas.
    • Online money transfer providers. These specialist companies, for example OFX and WorldRemit, offer safe and affordable overseas transfers.
    • Money transfer companies with cash pickup options. Companies such as Western Union and MoneyGram offer this flexible transfer option.
    • PayPal. As well as online shopping, PayPal can be used to send international money transfers.
    • Checks. An international check from your bank can be posted overseas to your French recipient.
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    Emergency cash transfers in France

    There are plenty of cash transfer companies who will send your funds to France ASAP, for example if you need to help out a travelling relative who has had their wallet stolen. If you do send an urgent transfer you’ll usually have to pay extra, so just make sure you’re aware of the fee and exchange rate that will be attached to your transaction.

    Of course, if your relative has had their wallet stolen in France they should immediately report the matter to the local police. They may also be able to receive financial assistance from their travel insurance provider.

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    Tips for picking up cash in France

    It doesn’t matter whether you’re in Paris, France or Paris, Texas – you should always make sure to take a few simple safety precautions when you pick up a sum of cash from a transfer agent:

    • Don’t make any public displays of your wealth in front of strangers
    • Avoid any high-crime areas
    • Be aware of your personal safety and keep a firm hold on wallets/bags
    • Don’t carry around large sums of cash – put the funds in your bank account as soon as you can

    There’s a whole lot of more detailed travel safety advice available all over the world wide web; do some research before you go so that you’re well and truly prepared.

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    How to send money to France

    Sending money from the USA to France is easy. While the transfer process does vary between companies, you will usually have to provide:

    • Information about yourself, such as your name, address and contact details
    • Information about your beneficiary, including their name, address, contact info and bank account details (if transferring funds to their bank account)
    • Information about your transfer, including the amount you are sending and the currency you will be using.

    Make sure to hold on to any transaction number or receipt you are given; this can be used to monitor the progress of your funds.
    Laws and legal documents when transferring large sums of money into France

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    US International Money Transfers Offers

    Learn about our information service
    HiFX International Money Transfers

    Transfer money into 20 currencies and schedule regular payments. $5 fee waived for transfers over $5,000.

    WorldRemit International Money Transfers

    Use promo code FREE to send your first transfer for no fee, to over 110 countries for bank-to-bank deposit, cash pickup or mobile top-up.

    World First Foreign Exchange

    Exclusive offer: $0 transfer fee
    No-limit transfers with competitive exchange rates for more than 100 currencies.

    TransferWise International Money Transfers

    Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks.

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