Send Money to Finland Within 1-2 Days and a Great Rate

Information verified correct on February 23rd, 2017

finland_landmark

Shop around to find the most convenient and affordable way to send money to Finland from Australia.

While they could barely be further apart geographically, Australia and Finland nonetheless boast strong links with one another. Since diplomatic relations between Australia and Finland were established in 1949, the two countries have enjoyed a mutually beneficial trade relationship.

Finland and the entire Scandinavian region is also a popular destination for Australian tourists, which means there are plenty of reasons why you might need to send an international money transfer from Australia to Finland. Here’s how you can find the most affordable deal when you need to transfer money overseas.

Compare Money Transfer Services

Rates last updated February 23rd, 2017

Enter your details to speak to a foreign exchange expert

By submitting this form, you agree to finder.com privacy policy
Ofx Logo

Save money on your personal or business international money transfer today. Fill in the form and you’ll be contacted by a foreign exchange expert to have an obligation-free discussion about your options.

With over 17 years of foreign exchange expertise and over $100 billion transferred, OFX can help with all your currency exchange needs, including:

  • Buying property abroad
  • Emigrating
  • Regular overseas payments
  • Risk management
  • Forecasting

Min. Transfer Amount Transfer Speed Services Online Transfer Fee Rate Amount Received
Wyre International Money Transfers
No transfer fees for finder... No transfer fees for finder.com readers. Make transfers with Bitcoin.
OnlinePhone
Rates are always
changing, click to check
your price today
Go to site More
World First Foreign Exchange
Exclusive offer: $0 transfer fee ... Exclusive offer: $0 transfer fee
No-limit transfers with competitive exchange rates for more than 100 currencies.
USD 500 1 day
Online
Rates are always
changing, click to check
your price today
Go to site More
WorldRemit International Money Transfers
Use promo code FREE to ... Use promo code FREE to send your first transfer for no fee, to over 110 countries for bank-to-bank deposit, cash pickup or mobile top-up.
USD 1 Within an hour
OnlineCash Transfer
Rates are always
changing, click to check
your price today
Go to site More
TransferWise International Money Transfers
Enjoy high maximum transfers into ... Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks.
USD 1 1 day
Online
Rates are always
changing, click to check
your price today
Go to site More
OFX International Money Transfers
Send safe... Send safe, no-limit transfers with no fees and competitive exchange rates.
USD 150 1 day
Online
Rates are always
changing, click to check
your price today
Go to site More
Payoneer International Money Transfers
Ideal for worldwide business payments ... Ideal for worldwide business payments to more than 200 countries and 150 currencies.
USD 20
Online
Rates are always
changing, click to check
your price today
Go to site More
RIA Money Transfer
No fees for bank account ... No fees for bank account transfers and cash pickup at 240,000 locations in 130+ countries.
3 - 5 days
Online
Rates are always
changing, click to check
your price today
Go to site More
HiFX International Money Transfers
Transfer money into 20 currencies ... Transfer money into 20 currencies and schedule regular payments. $5 fee waived for transfers over $5,000.
USD 100 2 days
Online
Rates are always
changing, click to check
your price today
Go to site More
Moneycorp Exchange Experts
Full-service specialist offering competitive exchange ... Full-service specialist offering competitive exchange rates on personal international money transfers.
USD 50 1 day
OnlinePhone
Rates are always
changing, click to check
your price today
Go to site More
TorFX International Money Transfers
No hidden fees and a ... No hidden fees and a best rate guarantee for 60 global currencies.
USD 150 1 day
OnlinePhoneAgent
Rates are always
changing, click to check
your price today
Go to site More
Wells Fargo Bank
While more expensive than other ... While more expensive than other options, securely send money to 13 Latin American and Asian countries.
USD 1 1 day
Online
Rates are always
changing, click to check
your price today
More

Have we missed anything in the comparison table? Tell us

  • If the provider quotes a different rate to the one above please let us know

Banks versus international money transfer services

When it comes to sending money overseas, banks are far from your most affordable option. In fact, banks offer poor exchange rates and charge quite high fees on the international money transfers they handle, which ends up leaving you out of pocket and your recipient short changed.

But there are plenty of other options available outside the big banks. Specialist money transfer companies have grown rapidly in recent years, offering fast, simple and affordable transfers to all corners of the globe. With better exchange rates and lower fees than the banks, they can offer a much better deal for you and your recipient.

Case Study: Jarkko Sends Money to Finland

While on a six-month working holiday in Australia, Jarkko wants to send $1,000 back home to his sister in Helsinki to help her repair her broken-down car. Although he has an account with a ‘big four’ bank, Jarkko quickly realises that the bank will take a big chunk of his hard-earned money if he sends the funds to his sister using their transfer service. He compares his bank’s transfer service with the price offered by a specialist money transfer company to see if he can find a cheaper option.

BankMoney transfer company
Exchange rate1 AUD = 0.6048 EUR1 AUD = O.6352 EUR
Fee$20$5
Transfer methodWire transferOnline transfer
Transfer time1-3 days1-3 days
Amount received (in EUR)€604.80€635.20

As you can see, not only can Jarkko send more than €30 extra using a money transfer company instead of his bank, but he can also save $15 in transfer fees.

Back to top

How do I compare transfer companies when transferring and receiving money via Finland?

  • Exchange rates. The higher the exchange rate the better, so look for a company that offers better rates than its competitors. However, be aware that some companies that offer fantastic exchange rates will also charge high fees.
  • Fees. In most cases you will need to pay a transfer fee for each transaction, so make sure you’re aware of all the charges that will apply to your transfer before you commit. Some companies will also waive their fees on large transfers.
  • Transfer methods. Consider the options available for lodging transfers – online, via an app, over the phone and/or by visiting a branch – and how they suit your needs.
  • Transfer options. Does the provider allow you to set up a payment schedule for recurring payments? Are flexible options such as forward contracts and limit orders available to help you get your desired exchange rate?
  • Minimum limits. Some companies impose minimum transfer limits on each transaction, for example $500, and this may not be practical for your transfer needs.
  • Transfer time. Consider how long each provider will take to get the money you transfer to your recipient. If you want an urgent transfer, your transaction will often cost extra.
  • Pickup options. How can your recipient access the funds you send – can they collect cash from a branch or will the funds be deposited into their bank account?
  • Customer service. You need to be able to access help if you ever have a problem with a transaction, so check whether phone, email and live chat support options are available.
Back to top

How do I send money to Finland from Australia?

  • Specialist transfer services. Specialist online money transfer companies, such as OFX and CurrencOnline, provide quick and easy transfers to Finland and other worldwide countries.
  • Cash pickup transfer companies. Western Union and MoneyGram are the world’s two largest provider of this service, allowing your recipient to collect the cash you send from locations across Finland.
  • PayPal. PayPal offers an international money transfer service that allows you to send funds all around the world.
  • Bank transfers. Any major Australian bank can help you send an international transfer to Finland – just watch out for high fees and poor exchange rates.
  • International cheques. Your bank can also offer you the option of sending an international guaranteed cheque to Finland.
Back to top

How do I receive money from Finland in Australia?

  • Specialist transfer services. There are several online money transfer companies that offer fast and affordable transactions when you want to send funds from Finland to Australia.
  • Cash pickup transfer companies. Companies such as MoneyGram and Western Union allow you to collect cash transfers from convenient locations right across Australia.
  • PayPal. PayPal’s international money transfer service allows you to receive funds from around the world.
  • Bank transfers. Another option is for the sender to transfer the funds from their bank account directly into your Australian bank account.
  • International cheques. Your overseas friend or relative could also send you an international guaranteed cheque which you could then cash with your bank.
Back to top

Emergency cash transfers in Finland

If you need to send an emergency cash transfer to Finland – maybe your teenage son or daughter is backpacking around the world and has run out of money in Helsinki, for example – be aware of the fact that you will usually have to pay more for the privilege. Whether you’re using a bank or a specialist money transfer provider, higher fees and lower exchange rates often apply to urgent transactions, so it pays to read the fine print closely before you commit to a transfer.

Back to topFind a money transfer location near you

Tips for picking up cash in Finland

While Finland is a safe destination for Australian travellers, it’s important that you exercise a few simple safety precautions when picking up cash in Finland:

  • Avoid any high-crime areas or places where you don’t feel safe
  • Keep your cash concealed and avoid displaying it in public
  • Take a friend along with you to act as a deterrent to thieves
  • Don’t carry the cash around for any longer than is strictly necessary – deposit it in a safe place as soon as possible
Back to top

What are the steps to send money to Finland?

The process for sending money to Finland varies depending on the company you choose to handle the transaction. However, you will generally have to follow these few simple steps:

  1. Sign up for an account.  You will usually need to provide your full name, contact details, proof of ID and your bank account information.
  2. Provide transaction information. Next, provide details about where you are sending money and in what currency.
  3. Provide recipient details. You’ll need to provide your recipient’s name and contact details as well as their bank account information or their nearest cash pickup location.
  4. Complete the transaction. Once you’ve paid for the transfer you will be given a reference number to help you monitor the progress of your funds.
Was this content helpful to you? No  Yes

Ask a Question

You are about to post a question on finder.com

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Disclaimer: At finder.com we provide factual information and general advice. Before you make any decision about a product read the Product Disclosure Statement and consider your own circumstances to decide whether it is appropriate for you.
Rates and fees mentioned in comments are correct at the time of publication.
By submitting this question you agree to the finder.com privacy policy.

US International Money Transfers Offers

Learn about our information service
HiFX International Money Transfers

Transfer money into 20 currencies and schedule regular payments. $5 fee waived for transfers over $5,000.

WorldRemit International Money Transfers

Use promo code FREE to send your first transfer for no fee, to over 110 countries for bank-to-bank deposit, cash pickup or mobile top-up.

World First Foreign Exchange

Exclusive offer: $0 transfer fee
No-limit transfers with competitive exchange rates for more than 100 currencies.

TransferWise International Money Transfers

Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks.

feedback