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Looking for the best way to send money from the United States to family, friends or businesses in Finland (or even to your own bank account)? Don't head straight to your American bank - turn to online money transfer services instead. They nearly always offer better exchange rates and lower fees - which means for the same amount of dollars you send, the recipient will receive more euros.
Use our table below to compare services that send money from America to Finland. Compare the money transfer providers' fees and speeds, then click "Go to site" when you've found the best one to send your US Dollars to Finland.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
Here's our simple process for sending a money transfer to Finland as a cash pickup or bank transfer - the two options are similar:
If you send to a Finnish bank account, your recipient just needs to wait for the funds to arrive. For a cash pick up, your Finnish recipient will need to show some form of photo ID in order to pick up the funds. It's also important that you give them the transaction reference number to streamline the process.
For larger transfer amounts, you may need to phone the agent location to ensure it has enough cash available.
To send money from the United States to Finland, you'll need the following:
Most providers require a driver's license, passport or other American government-issued ID. You can send transfers without ID but may need to give your instead.
Your options depend on the provider's services. Popular methods include cash, debit or credit card payments, bank account transfers and personal checks.
You'll need their name (matching their ID) plus contact details. If sending to a Finnish bank account, you'll need the a/c number, SWIFT|IBAN and branch details.
To collect money in person in Finland, the recipient will need:
The reference number - sometimes called a PIN, MTCN or tracking number.
A official ID, such as an Finnish passport or driving license.
To know how much has been sent, usually to within 10% of the total.
The sender's name and address and the country from where the money was sent.
The cost of sending money to Finland from the United States depends on the exchange rate between USD to EUR, the fees, how you want your recipient to receive your transfer and the turnaround time:
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