Bank of America secure international money transfers | finder.com

Bank of America international money transfers

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BankofAmericaSend fast, secure international wire transfers from your BofA bank account.

If you need to transfer funds quickly to a friend or family member anywhere around the world, Bank of America is an easy solution.

Offering wire transfers to more than 200 countries, the bank provides secure, convenient money transfers. The funds you send typically arrive within two business days, and you can initiate your transfer online or at your nearest Bank of America branch.

Wire money to a bank account

As a Bank of America customer you can log into your online banking account and initiate a wire transfer to another bank account from the convenience of your home. Or if you feel more comfortable making the transfer in person, you can head to your nearest branch.

Bank of America is best for:

  • Current BofA customers. If you already bank with Bank of America, you won’t need to set up an account.
  • Worldwide transfers. Bank of America allows you to send funds to more than 200 countries.
  • In-person transfers. You can initiate your transfer online or at your local Bank of America branch. BofA operates thousands of ATMs and branches.
  • Added security. Wire transfers are a safe, secure method of sending money overseas.

How much does Bank of America cost?

Bank of America has a three-tiered transfer fee, with the price depending on the following criteria:

Outbound domestic wire transfer $30
Outbound international wire sent in foreign currency $35
Outbound international wire sent in U.S. dollars $45

What types of transfers can I make with Bank of America?

Bank of America offers international wire transfers directly to your recipient’s bank account in more than 200 countries around the world. If you don’t want to send a wire transfer, it also provides the option of obtaining an international money order and then mailing it to your recipient overseas.

Available currencies and countries

Bank of America supports transfers to 200+ countries. But keep in mind that transfers are not allowed to some countries including the Democratic Republic of Congo, Iran, Iraq, Syria, Myanmar, Belarus and others.

How do I send money overseas with Bank of America?

To send an international wire transfer with BofA, you’ll need to first set up a bank account. You can quickly and easily sign up for an account online with your Social Security Number, contact information and residential address.

Once you have an account, you can send a wire transfer overseas online or at a local Bank of America branch.

To initiate an international wire transfer online:

  1. Log in to your Bank of America account online.
  2. Hover over the Transfers tab and then locate the Send money to someone section and select Using their account number at another bank.
  3. Enter the details of your transaction — how much you’re sending and your recipient’s banking info.

Your transfer will typically be delivered in two business days to more than 200 countries worldwide.

What is Bank of America?

With more than 57 million personal and business customers and operations in more than 40 countries, Bank of America is committed to helping its customers reach their financial goals. Bank of America has 4,800 retail financial centers, roughly 16,000 ATMs and an award-winning online banking platform. A leader in corporate and investment banking, it offers everything you need to manage your finances and save for a secure financial future.

What other products does Bank of America offer?

Bank of America is a full-service bank offering:

  • Checking accounts. Manage everyday finances through feature-packed accounts.
  • Savings accounts. With competitive interest rates, minimal fees and flexible features, you can build a stronger financial future.
  • Credit cards. Extensive options range from basic low-cost cards to high-end rewards cards.
  • Mortgages. Whether buying your first home, your next home or investing, you have a suite of loan products to choose from.
  • Auto loans. Own your next set of wheels sooner with a feature-packed auto loan.
  • Investment solutions. Trade in a wide range of investments and financial instruments online with Merrill Edge.
  • Business banking solutions. From small business banking to complex investment strategies for large corporations, Bank of America looks after the needs of its corporate clients.

What do customers say about Bank of America

Bank of America has been accredited with the Better Business Bureau since 1949 and receives an A- from the organization. Over on TrustPilot, the majority of reviews fall into the “average” category, with a TrustScore of 6.2 out of 10.

How do I contact customer support?

If you need assistance or have a question about your transfer, you can contact Bank of America at 800-933-6262.

TransferWise vs. Bank of America

How does Bank of America compare to other services?

Use our comparison calculator to assess transfer fees, exchange rates and other details for sending funds overseas with our money transfer partners.

I want to send

to

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
USD 0 3 - 5 days USD 0.00 0.871 EUR 4,356 Transfer up to $500,000 with no minimums and no fees. Go to site Show details
USD 1 1 - 2 days USD 7.00 0.874 EUR
4,363
Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks. Go to site Show details
USD 1 Within an hour USD 3.99 0.872 EUR 4,357 Use promo code FINDER to send your first transfer with no fee.
Send to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up.
Go to site Show details
USD 1,000 1 day USD 0.00 0.87 EUR 4,352 Exclusive exchange rate discounts
No-maximum limit transfers with competitive exchange rates for 100+ currencies.
Go to site Show details
GBP 1,000 1 - 2 days USD 0.00 0.871 EUR 4,356 Exclusive: Minimum transfer of $1,000 for Finder readers (normally $5,000).
For larger transfers, get no transaction fees and no maximum send limits.
Go to site Show details
USD 50 1 - 2 days USD 25.00 0.872 EUR 4,339 Simple, zero-margin exchange rates, plus earn loyalty points on sign up, referral and every transaction. Go to site Show details

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Frequently asked questions

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US International Money Transfers Offers

Important Information*
XE Money Transfer

Transfer up to $500,000 with no minimums and no fees.

WorldRemit International Money Transfers

Use promo code FINDER to send your first transfer with no fee.
Send to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up.

TransferWise

Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks.

CurrencyTransfer

Exclusive: Minimum transfer of $1,000 for Finder readers (normally $5,000).
For larger transfers, get no transaction fees and no maximum send limits.

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64 Responses

  1. Default Gravatar
    RichardMarch 11, 2019

    Can I recive money from Barbados and how much can I recive up to how much I can receive

    • finder Customer Care
      nikkiangcoMarch 11, 2019Staff

      Hi Richard,

      Thanks for getting in touch! You can definitely receive money from Barbados to your Bank of America account. Transfer costs are shouldered by the sender, the recipient doesn’t bear any costs. To know how the transfer limits and money transfer laws in the US – you can visit this page.

      Hope this was helpful. Don’t hesitate to message us back if you have more questions.

      Best,
      Nikki

  2. Default Gravatar
    AbeyaFebruary 21, 2019

    What is needed to receive money into my BOA from abroad in addition to my account and routing no? is there any fee associated with the transfer?

    • finder Customer Care
      JoshuaFebruary 23, 2019Staff

      Hi Abeya,

      Thanks for getting in touch with Finder. I hope all is well with you. :)

      In most cases, it is the sender who pays the fees. Your sender should use your account details when sending the money to ensure that you will receive the money. Once the money is on your account, you should be able to see the fund. Since it is directly sent to your bank account, it automatically goes to your account and you don’t need to present any routing number.

      Feel free as well to confirm with BoA to learn more.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!

      Cheers,
      Joshua

  3. Default Gravatar
    ScarFebruary 20, 2019

    Hi, is there any fee for a BoA account holder to send funds to Singapore, like activation or clearance fee?

    • finder Customer Care
      johnbasanesFebruary 21, 2019Staff

      Hi Scar,

      Thank you for reaching out to Finder.

      Please see the BOA fees associated with sending money internationally below:

      Outbound international wire sent in foreign currency $35
      Outbound international wire sent in U.S. dollars $45

      You may also need to speak with the receiving bank if there are associated fees towards receiving funds internationally. Hope this helps!

      Cheers,
      Reggie

  4. Default Gravatar
    AnnieFebruary 20, 2019

    Can I check with you if a BOA account holder in Texas wishes to transfer money to Malaysia bank, are there any charges to the recipient?

    • finder Customer Care
      JhezelynFebruary 21, 2019Staff

      Hello Annie,

      Thank you for your comment.

      The fee depends on the Malaysian bank you’re sending money to. To be sure, you may want to contact your recipient’s bank and ask about receiving fees.

      Regards,
      Jhezelyn

  5. Default Gravatar
    NicoleFebruary 5, 2019

    I am planning to transfer funds from my Bank of America account into my dollar accounts in the Philippines. Can I do it thru a wire transfer?

    • finder Customer Care
      JhezelynFebruary 6, 2019Staff

      Hi Nicole,

      Thank you for your comment.

      With BOA, yes you can wire money to your USD account in the Philippines. Alternatively, you can check international money transfer services to the Philippines that can send directly to the USD account.

      Regards,
      Jhezelyn

  6. Default Gravatar
    AriaFebruary 5, 2019

    Hi! I received the receipt of the person who sent me money through BOA. How can I be sure that I will receive the money? Thank you for answering.

    • finder Customer Care
      JoshuaFebruary 12, 2019Staff

      Hi Aria,

      Thanks for getting in touch with finder. I hope all is well with you. :)

      Usually, the official receipt of a money transfer is given to the sender. Did the sender show it to you? If yes and you are sure that it was an official receipt, then you can be sure. Moreover, you can also go to BOA’s website where you can also track and verify money transfer. Just be sure to have your tracking number and other details ready.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!

      Cheers,
      Joshua

  7. Default Gravatar
    samratFebruary 4, 2019

    Hi,
    Do Bank of America support Nepal for wire transfer?

    • finder Customer Care
      CharisseFebruary 5, 2019Staff

      Hi Samrat,

      Thanks for reaching out to finder.

      Yes, you can use Bank of America to do an international wire transfer to a bank account in Nepal.

      You can see the instructions for sending an international wire above, on this page. To complete an international wire transfer online, you’ll need the following information:

      – Recipient bank name, address and country
      – Recipient bank’s routing code and recipient’s account number
      – SWIFT Code, National ID or IBAN number of the receiving bank
      – Purpose for transfer

      I hope this helps.

      Cheers,
      Charisse

  8. Default Gravatar
    AndreaJanuary 28, 2019

    If I sent 15,000 USD today, from my BOA to an account in Citibank, how long does it take to receive the funds in my Citibank account?

    • finder Customer Care
      CharisseJanuary 29, 2019Staff

      Hi Andrea,

      Thanks for reaching out to finder.

      Bank of America domestic wire transfers generally arrive at the recipient bank in one business day. However, please note that for wire transfers made after their daily cut off time – 5pm EST, it will be processed by Bank of America on the next business day.

      I hope this helps.

      Cheers,
      Charisse

  9. Default Gravatar
    MinnieJanuary 23, 2019

    Hi, my boyfriend wants to transfer money thru his BOA to my bank account in the Philippines. However, he doesn’t know how to do it. I already gave my bank account details but he said that he can’t transfer money to the other banks. There’s no option for the other banks. What will he do? Thank you.

    • finder Customer Care
      JhezelynJanuary 24, 2019Staff

      Hello Minnie,

      Thank you for your comment.

      According to BOA, to send an international wire transfer, sign in to Online Banking; hover over the Transfers tab, locate the Send money to someone section and select Using their account number at another bank. Before starting, make sure you have all the correct recipient bank details.

      In order to complete an international wire transfer online, the following information is needed about the bank receiving the funds:

      Recipient bank name, address and country
      Recipient bank’s routing code and recipient’s account number
      SWIFT Code, National ID or IBAN number of the bank where the receiving account is located
      Purpose for transfer

      If it’s still an error, please contact BOA support so they can check it for him.

      Regards,
      Jhezelyn

  10. Default Gravatar
    EricJanuary 2, 2019

    Hello, I want to use wire transfer to transfer money from BoA to China. I get a BoA checking account and several Chinese bank accounts but all my Chinese bank accounts are regular Chinese RMB checking/saving account (not USD accounts). If I use wire transfer to transfer USD from BoA to my Chinese bank account, will I receive Chinese RMB or USD? How long does the transfer usually take? Thanks.

    • finder Customer Care
      CharisseJanuary 2, 2019Staff

      Hi Eric,

      Thanks for reaching out to finder.

      Generally, Bank of America international wires arrive at the recipient bank in 2 business days if sent by 5pm ET. Usually, when you transfer USD to your Chinese bank account, it will be automatically converted to your local currency (RMB) if your bank account is not a multi-currency account.

      As a Bank of America customer, you have the option to exchange USD to a foreign currency before you initiate the fund transfer. In most instances, if you send your wire in foreign currency, your recipient will receive the funds sooner than sending it in USD.

      I hope this helps.

      Cheers,
      Charisse

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