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Iberia Visa Signature® card review

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An airline credit card for frequent flyers between the US and Spain.

  • Get this card if you frequently fly between the US and Spain.
  • Pick something else if you prefer other airlines, or if you want a general travel credit card.
  • Apply with a good to an excellent score of 670 or higher.

50,000

Points as welcome offer

Up to 3x

Points

$95

Annual fee

17.49% to 24.49%

Purchase APR (variable)

Details

Product NameIberia Visa Signature® card
Card typeVisa
Annual fee$95
Purchase APR17.49% to 24.49% variable
Balance transfer APR17.49% to 24.49% variable
Balance transfer fee$5 or 5% of the transaction, whichever is greater
Cash advance rate26.49% variable
Cash advance fee$10 or 5% of the cash advance amount, whichever is greater
Foreign transaction feeNone
Interest free periodUp to 21 days
Late payment feeUp to $38
Returned payment feeUp to $38
Rates & feesrates & fees

Expert review

Kliment Dukovski

Review by


Kliment Dukovski is a credit cards writer. He's written over 600 articles to help readers find and compare the best credit cards. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies.

Expert review

You can get great value out of the Iberia Visa Signature® card if you frequently fly between the US and Spain. You can earn accelerated points on Iberia, British Airways and Aer Lingus flights, plus discounts on Iberia flights.

Another travel rewards card

American Express® Green Card

  • Receive up to $100 in statement credits towards any eligible purchase made directly with Away in your first 3 months. Offer ends 1/15/2020.
  • Plus, earn 30,000 Membership Rewards® points after you spend $2,000 on purchases on your new card in your first 3 months.
  • Earn 3x Membership Rewards® points on all eligible travel, from subway swipes and window seats to hotel stays and city tours.
  • Earn 3x Membership Rewards® points at restaurants worldwide.
  • Receive up to $100 per year in statement credits when you use the American Express® Green Card to pay for your CLEAR® membership.
  • Receive up to $100 in statement credits per year on your LoungeBuddy purchases. Use the American Express® Green Card to purchase lounge access through LoungeBuddy to any of the lounges in the LoungeBuddy network — no memberships, elite statuses, or first class tickets required.
  • No foreign transaction fees.
  • $150 annual fee.
  • Terms apply.
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See Rates & Fees

The perks

  • Signup bonus.
    Earn 50,000x Avios points on all of your purchases during your first 3 months of card membership or until you reach $30,000. After that, you’ll earn the standard rewards rates of 3x points on Iberia, British Airways and Aer Lingus flights, and 1x points on all other purchases.
  • Avios points.
    Earn 3x points on Iberia, British Airways and Aer Lingus flights, and 1x points on everything else.
  • Discount voucher.
    Spend $30,000 in a calendar year to earn a $1,000 discount voucher toward two tickets on the same flight.

You’ll also like

  • Discount on Iberia flights.
    Book Iberia flights on iberia.com/Chase10 and get 10% off your purchases.
  • No foreign transaction fees.
    You’ll pay nothing in foreign transaction fees on purchases made abroad.
  • Car rental collision damage waiver.
    Use your card to pay the car rental and get coverage against damage or theft of the vehicle.
  • Luggage insurance.
    Get up to $3,000 of coverage per passenger if baggage is damaged or lost. You’ll also get reimbursement for essential toiletries if luggage is delayed.

What to watch out for

  • Annual fee.
    You’ll pay a $95 annual fee.
  • Signup bonus eligibility.
    If you already own this card, or have owned it and received a signup bonus in the last 24 months, you’ll be ineligible for the current signup bonus.
  • No standard signup bonus.
    Most airline credit cards offer a certain number of bonus points or miles once you meet the card’s spending criteria. With this card, you earn accelerated points on all purchases during your first year or until you reach $30,000.
  • High taxes and fees on reward flights.
    According to Chase website, you have to pay taxes and fees of $682 to $1,250 for economy flights or $1,250 for business class, based on travel from Seattle to London.

Compare airline credit cards

Name Product Welcome offer Rewards Annual fee Filter values
60,000 points after spending $4,000 in the first 3 months
2x points on travel and dining and 1x points on all other purchases
$95
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months.
30,000 miles after spending $1,000 in the first 3 months, plus $50 when you make a Delta purchase in the same timeframe
2x miles on Delta purchases and 1x miles on all other purchases
$0 intro annual fee for the first year ($95 thereafter)
Earn 30,000 miles after spending $1,000 in the first 3 months, plus $50 when you make a direct Delta purchase in the same timeframe. Rates & fees
See terms
See terms
See terms
Can't decide on a card? Get personalized credit card offers with CardMatch™.
40,000 miles after spending $2,000 in the first 3 months plus 25,000 miles after spending $10,000 in the first 6 months
2x miles at restaurants, hotels and United and 1x miles on all other purchases
$0 intro annual fee for the first year ($95 thereafter)
40,000 bonus miles after you spend $2,000 on purchases in the first 3 months from account opening plus 25,000 miles after spending $10,000 in the first 6 months.
40,000 miles after first purchase, plus 20,000 miles after spending $1,000 in the first 90 days with promo code SB4060 (Worth over $1,000)
3x miles on Avianca, 2x miles on gas and groceries, 1x miles on all other purchases and 15% Multiply Your Miles discount
$149
Get a signup bonus worth over $1,000. Earn 40,000 bonus LifeMiles after first purchase, plus 20,000 miles after spending $1,000 in the first 90 days with promo code SB4060

Compare up to 4 providers

Bottom line

You might enjoy the Iberia Visa Signature® card if you’re a frequent flyer between the US and Spain. You can earn accelerated points on Iberia, British Airways and Aer Lingus flights. You can also get a generous discount on two tickets if you hit the calendar year spending requirement.

However, if you’re looking for a card that offers different perks, consider similar travel credit cards to compare your options.

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