Iberia Visa Signature® card review | finder.com

Iberia Visa Signature® card review

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Iberia Visa Signature® card

An airline credit card for frequent flyers between the US and Spain.

  • Get this card if you frequently fly between the US and Spain.
  • Pick something else if you prefer other airlines, or if you want a general travel credit card.
  • Apply with a good to an excellent score of 670 or higher.
Product NameIberia Visa Signature® card
Card typeVisa
Annual fee$95
Purchase APR18.24% to 25.24% variable
Balance transfer APR18.24% to 25.24% variable
Balance transfer fee$5 or 5% of the transaction, whichever is greater
Cash advance rate27.24% variable
Cash advance fee$10 or 5% of the cash advance amount, whichever is greater
Foreign transaction feeNone
Interest free periodUp to 21 days
Late payment feeUp to $38
Returned payment feeUp to $38
Rates & feesrates & fees
Minimum Age18 years of age
Welcome Offer50,000x Avios on all purchases in the first year up to $30,000, then 3x on Iberia and 1x on all other purchases
Rewards3x Avios on Iberia and 1x on all other purchases after the first year rewards offer
Base Rewards1x points

The basics

You can get great value out of the Iberia Visa Signature® card if you frequently fly between the US and Spain. You can earn accelerated points on Iberia, British Airways and Aer Lingus flights, plus discounts on Iberia flights.

Another airline credit card

Gold Delta SkyMiles® Credit Card from American Express

  • Earn 30,000 bonus miles after you use your new card to make $1,000 in purchases within your first 3 months and a $50 statement credit after you make a Delta purchase with your new card within your first 3 months.
  • Earn 2 miles for every dollar spent on eligible purchases made directly with Delta. Earn one mile for every eligible dollar you spend on other purchases.
  • Check your first bag free on Delta flights – that’s a savings of up to $240 per round trip for a family of four.
  • Settle into your seat sooner with Main Cabin 1 Priority Boarding.
  • Enjoy a $0 introductory annual fee for the first year, then $95.
  • Terms apply.
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The perks

  • Signup bonus.
    Earn 50,000x Avios points on all of your purchases during your first 3 months of card membership or until you reach $30,000. After that, you’ll earn the standard rewards rates of 3x points on Iberia, British Airways and Aer Lingus flights, and 1x points on all other purchases.
  • Avios points.
    Earn 3x points on Iberia, British Airways and Aer Lingus flights, and 1x points on everything else.
  • Discount voucher.
    Spend $30,000 in a calendar year to earn a $1,000 discount voucher toward two tickets on the same flight.

You’ll also like

  • Discount on Iberia flights.
    Book Iberia flights on iberia.com/Chase10 and get 10% off your purchases.
  • No foreign transaction fees.
    You’ll pay nothing in foreign transaction fees on purchases made abroad.
  • Car rental collision damage waiver.
    Use your card to pay the car rental and get coverage against damage or theft of the vehicle.
  • Luggage insurance.
    Get up to $3,000 of coverage per passenger if baggage is damaged or lost. You’ll also get reimbursement for essential toiletries if luggage is delayed.

What to watch out for

  • Annual fee.
    You’ll pay a $95 annual fee.
  • Signup bonus eligibility.
    If you already own this card, or have owned it and received a signup bonus in the last 24 months, you’ll be ineligible for the current signup bonus.
  • No standard signup bonus.
    Most airline credit cards offer a certain number of bonus points or miles once you meet the card’s spending criteria. With this card, you earn accelerated points on all purchases during your first year or until you reach $30,000.
  • High taxes and fees on reward flights.
    According to Chase website, you have to pay taxes and fees of $682 to $1,250 for economy flights or $1,250 for business class, based on travel from Seattle to London.

Compare airline credit cards

Name Product Welcome offer Rewards Annual fee Filter values
30,000 miles after spending $1,000 in the first 3 months, plus $50 when you make a Delta purchase in the same timeframe
2x miles on Delta purchases and 1x miles on all other purchases
$0 intro annual fee for the first year ($95 thereafter)
Earn 30,000 miles after spending $1,000 in the first 3 months, plus $50 when you make a direct Delta purchase in the same timeframe. Rates & fees
40,000 miles after spending $2,000 in the first 3 months
2x miles at restaurants, hotels and United and 1x miles on all other purchases
$0 intro annual fee for the first year ($95 thereafter)
40,000 bonus miles after you spend $2,000 on purchases in the first 3 months from account opening.
10,000 miles after spending $500 in the first 3 months
2x miles at US restaurants and on direct Delta purchases and 1x miles on all other purchases
$0
Earn 10,000 bonus miles after spending $500 in purchases on your new card in your first 3 months of card membership. Rates & fees
40,000 points after spending $1,000 in the first 3 months
2x points on Southwest Airlines and 1x points on all other purchases
$99
Earn 40,000 bonus points after you spend $1,000 on purchases in the first 3 months your account is open.
50,000 Avios after spending $3,000 on purchases in the first 3 months, plus 50,000 Avios after spending $20,000 in the first year
3x Avios on British Airways and 1x Avios on all other purchases
$95
50,000 Avios after spending $3,000 on purchases in the first 3 months, plus 50,000 Avios after spending $20,000 in the first year

Compare up to 4 providers

Bottom line

You might enjoy the Iberia Visa Signature® card if you’re a frequent flyer between the US and Spain. You can earn accelerated points on Iberia, British Airways and Aer Lingus flights. You can also get a generous discount on two tickets if you hit the calendar year spending requirement.

However, if you’re looking for a card that offers different perks, consider similar travel credit cards to compare your options.

Frequently asked questions

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