Iberia Visa Signature® card review
An airline credit card for frequent flyers between the US and Spain.
- Get this card if you frequently fly between the US and Spain.
- Pick something else if you prefer other airlines, or if you want a general travel credit card.
- Apply with a good to an excellent score of 670 or higher.
Points as welcome offer
Up to 3x
17.49% to 24.49%
Purchase APR (variable)
|Product Name||Iberia Visa Signature® card|
|Purchase APR||17.49% to 24.49% variable|
|Balance transfer APR||17.49% to 24.49% variable|
|Balance transfer fee||$5 or 5% of the transaction, whichever is greater|
|Cash advance rate||26.49% variable|
|Cash advance fee||$10 or 5% of the cash advance amount, whichever is greater|
|Foreign transaction fee||None|
|Interest free period||Up to 21 days|
|Late payment fee||Up to $38|
|Returned payment fee||Up to $38|
|Rates & fees||rates & fees|
Kliment Dukovski is a credit cards writer. He's written over 600 articles to help readers find and compare the best credit cards. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies.
You can get great value out of the Iberia Visa Signature® card if you frequently fly between the US and Spain. You can earn accelerated points on Iberia, British Airways and Aer Lingus flights, plus discounts on Iberia flights.
- Signup bonus.
Earn 50,000x Avios points on all of your purchases during your first 3 months of card membership or until you reach $30,000. After that, you’ll earn the standard rewards rates of 3x points on Iberia, British Airways and Aer Lingus flights, and 1x points on all other purchases.
- Avios points.
Earn 3x points on Iberia, British Airways and Aer Lingus flights, and 1x points on everything else.
- Discount voucher.
Spend $30,000 in a calendar year to earn a $1,000 discount voucher toward two tickets on the same flight.
You’ll also like
- Discount on Iberia flights.
Book Iberia flights on iberia.com/Chase10 and get 10% off your purchases.
- No foreign transaction fees.
You’ll pay nothing in foreign transaction fees on purchases made abroad.
- Car rental collision damage waiver.
Use your card to pay the car rental and get coverage against damage or theft of the vehicle.
- Luggage insurance.
Get up to $3,000 of coverage per passenger if baggage is damaged or lost. You’ll also get reimbursement for essential toiletries if luggage is delayed.
What to watch out for
- Annual fee.
You’ll pay a $95 annual fee.
- Signup bonus eligibility.
If you already own this card, or have owned it and received a signup bonus in the last 24 months, you’ll be ineligible for the current signup bonus.
- No standard signup bonus.
Most airline credit cards offer a certain number of bonus points or miles once you meet the card’s spending criteria. With this card, you earn accelerated points on all purchases during your first year or until you reach $30,000.
- High taxes and fees on reward flights.
According to Chase website, you have to pay taxes and fees of $682 to $1,250 for economy flights or $1,250 for business class, based on travel from Seattle to London.
Compare airline credit cards
You might enjoy the Iberia Visa Signature® card if you’re a frequent flyer between the US and Spain. You can earn accelerated points on Iberia, British Airways and Aer Lingus flights. You can also get a generous discount on two tickets if you hit the calendar year spending requirement.
However, if you’re looking for a card that offers different perks, consider similar travel credit cards to compare your options.