Finder makes money from featured partners, but editorial opinions are our own. Advertiser Disclosure

Iberia Visa Signature® card review

An airline credit card for frequent flyers between the US and Spain.’s rating: 3.6 / 5


  • Get this card if you frequently fly between the US and Spain.
  • Pick something else if you prefer other airlines, or if you want a general travel credit card.
  • Apply with a good to an excellent score of 670 or higher.

3x Avios on Iberia and partner airlines for the first 12 months (then 3x) and 3x on hotels for the first 12 months (then 2x)



Annual fee

15.99% to 22.99% variable

Purchase APR


Minimum Credit Score


Annual fee$95
Welcome offerEarn 100,000 Avios after you spend $5,000 on purchases within the first 3 months from account opening.
Rewards3x Avios on Iberia and partner airlines for the first 12 months (then 3x) and 3x on hotels for the first 12 months (then 2x)
Purchase APR15.99% to 22.99% variable
Balance transfer APR15.99% to 22.99% variable
Minimum Credit Score670

Review by

Kliment Dukovski is an investments writer who has written over 600 articles to help readers find and compare the best financial options. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies.

Expert review

The Iberia Visa Signature® card is an airline credit card with a $95 annual fee. It offers Avios on all purchases, as well as accelerated rewards on Iberia purchases and hotel accommodations.

Given the card’s rewards structure, this product is best suited for those who travel frequently — specifically, those who often fly Iberia. If this doesn’t describe you, consider picking a card that offers bonus rewards for non-travel expenses. For example, the stellar American Express® Gold Card offers accelerated rewards not only on eligible flights, but also at restaurants and US supermarkets.

The card offers a perk with a potentially narrow, but extremely valuable, use case. Each calendar year you make at least $30,000 in purchases on your card, you’ll get a $1,000 discount voucher towards two tickets on the same flight. This is essentially a 3.3% rewards rate provided you use the voucher to its full potential. Coupled with the rewards you’ll earn on all purchases, the card becomes a fantastic choice in this sense.

You’ll find another helpful benefit: a 10% discount on flights you book through Iberia’s designated Chase portal. Saving this amount on just one flight can go a long way toward helping you offset your card’s annual fee.

All in all, your biggest consideration for the card should be whether you can qualify for — and use — the $1,000 discount voucher. What’s more, the card stacks great value if you’re a frequent Iberia flyer. If these factors aren’t slam-dunks for you, look into one of the many excellent travel-card alternatives.

How to apply for the Iberia Visa Signature® card

  1. Learn more about how to apply for Iberia Visa Signature® card.
  2. Click Apply Now.
  3. Complete the application with information such as your full name, date of birth, Social Security number and total annual gross income.
  4. Review your details and submit your application.

What credit score do I need?

Applicants typically have better approval odds with good to excellent FICO scores of at least 670.

Iberia Visa Signature® card benefits

  • Signup bonus.
    Spend $5,000 in purchases within the first 3 months of account opening, and you’ll earn 100,000 Avios.
  • Avios points.
    You’ll earn 3x Avios on Iberia, British Airways and Aer Lingus purchases for the first 12 months, then 3x. You’ll also earn 3x points on hotels in the first 12 months, then 2x. On everything else you buy, you’ll earn 1x Avios.
  • Discount voucher.
    Spend $30,000 in a calendar year to earn a $1,000 discount voucher that you can use toward two tickets on the same flight.
  • No foreign transaction fees.
    You’ll pay nothing in foreign transaction fees on purchases made abroad.
  • Other travel benefits.
    Book Iberia flights on and get 10% off your purchases. Also, your card gives you car rental collision damage waivers and luggage insurance.

Iberia Visa Signature® card drawbacks

  • Annual fee.
    You’ll pay a $95 annual fee.
  • Signup bonus eligibility.
    If you already own this card, or have owned it and received a signup bonus in the last 24 months, you’ll be ineligible for the current signup bonus.
  • High taxes and fees on reward flights.
    According to Chase website, you have to pay taxes and fees of $682 to $1,250 for economy flights or $1,250 for business class, based on travel from Seattle to London.

Compare airline credit cards

If this card isn’t right for you or you don’t often fly between the US and Spain, check out other airline credit cards out there.

Name Product Welcome Offer Rewards Annual fee Filter values
Capital One Venture X Rewards Credit Card
100,000 miles after you spend $10,000 in your first 6 months of account opening
10x miles on hotel and rental car purchases booked through Capital One Travel, 5x miles on flights booked through Capital One Travel, and 2x miles on every other purchase

Delta SkyMiles® Blue American Express Card
10,000 miles after spending $500 in the first 3 months
2x miles at restaurants and on direct Delta purchases and 1x miles on other eligible purchases
Earn 2x miles on Delta purchases and dining with this simple, entry-level Delta card, and pay no annual fee. Terms apply, see rates & fees
Delta SkyMiles® Gold American Express Card
40,000 miles after spending $1,000 in your first 3 months.
Plus, earn up to $50 back in statement credits for eligible purchases at U.S. restaurants with your card within the first 3 months of membership.
2x miles on Delta purchases, restaurants and at US supermarkets and 1x miles on other eligible purchases
$0 intro annual fee for the first year ($99 thereafter)
Earn 40,000 bonus miles after you spend $1,000 in purchases on your new card in your first 3 months. Terms apply, see rates & fees

Compare up to 4 providers

Bottom line

You might enjoy the Iberia Visa Signature® card if you’re a frequent flyer between the US and Spain. You can earn accelerated points on Iberia, British Airways and Aer Lingus flights. You can also get a generous discount on two tickets if you hit the calendar year spending requirement.

However, if you’re looking for a card that offers different perks, consider similar travel credit cards to compare your options.

What’s changed with the Iberia Visa Signature® card

07/3/2021Old:New: Welcome offer: Earn 100,000 Avios after you spend $5,000 on purchases within the first 3 months from account opening.

Frequently asked questions

Credit card ratings

★★★★★ — Excellent

★★★★★ — Good

★★★★★ — Average

★★★★★ — Subpar

★★★★★ — Poor

Our team evaluates credit cards to determine their value against similar cards on the market.

We rank card types — travel, cash back, business — on a set of factors that are most relevant to that type of card. We create these rankings to help you narrow down a credit card that best suits your spending and budget.

Learn the details of our methodology and scoring.

Ask an expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use and Privacy and Cookies Policy.
Go to site