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How to send money overseas through MoneyGram

A step-by-step guide to safely transferring cash with MoneyGram

Americans with loved ones living in or traveling abroad are probably familiar with the concept of using a transfer service to send money overseas. But you’ll find other reasons to transfer money internationally — to pay school fees for a kid studying abroad, purchase property or antiques from another country or to top up a foreign bank account. When it needs to get there quickly, MoneyGram is an option.

What is MoneyGram?

MoneyGram is a trusted provider of fast, secure money transfers. Founded in 1940, it has grown to include 350,000 agent locations worldwide — with 40,000 in the US alone. It charges low transaction fees and offers competitive exchange rates, and setting up a transaction online is surprisingly uncomplicated. In some areas, it offers home delivery as well as the option to send money to a debit card or mobile wallet.

How much will it cost to send money through MoneyGram?

MoneyGram’s fees vary by how much you are sending, the country you’re sending it to and how you’re paying.

For example, if you’re sending $1,000 online to Mexico for cash pickup, you’ll pay a fee of $4 if sent from your bank account or $15 if you use your credit or debit card. Sending the same amount to India costs $5 for an online transfer or $10 for credit or debit card transactions.

Before confirming your transfer, you’ll learn exactly how much you’ll pay in fees and how much your recipient will actually get.

Compare international money transfers

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Ofx Logo

Save money on your personal or business international money transfer today. Fill in the form and you’ll be contacted by a foreign exchange expert to have an obligation-free discussion about your options.

With over 17 years of foreign exchange expertise and over $100 billion transferred, OFX can help with all your currency exchange needs, including:

  • Buying property abroad
  • Emigrating
  • Regular overseas payments
  • Risk management
  • Forecasting

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Services Amount Received Description CTA Details
World First Foreign Exchange
USD 1,000 1 day USD 0.00 18.468 Online MXN 92,339 Exclusive offer: $0 transfer fee
No-limit transfers with competitive exchange rates for more than 100 currencies.
Go to site View details
WorldRemit International Money Transfers
USD 1 Within an hour USD 4.99 18.381 Online, Bank Account to Bank Account, Cash Transfer MXN 91,812 Use promo code FREE to send your first transfer for no fee, to over 110 countries for bank-to-bank deposit, cash pickup or mobile top-up. Go to site View details
TransferWise International Money Transfers
USD 1 1 day USD 1.00 18.509 Online MXN 92,524 Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks. Go to site View details
OFX International Money Transfers
USD 150 1 day USD 0.00 18.436 Online, Bank Account to Bank Account MXN 92,182 Send safe, no-limit transfers with no fees and competitive exchange rates. Go to site View details
HiFX International Money Transfers
USD 100 2 days USD 5.00 18.427 Online MXN 92,043 Transfer money into 20 currencies and schedule regular payments. $5 fee waived for transfers over $5,000. Go to site View details
Do you send money often? Track this rate with tailored alerts direct to your inbox

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What do I need to send money through MoneyGram?

Unlike other money transfer services, MoneyGram does not require you to create an account to send cash. Whether in person or online, you’ll need:

  • Your full name and contact information. If you’re transferring money from your bank account, you’ll also need your banking information.
  • Government-issued ID. Such as a driver’s license or passport.
  • Your recipient’s name and contact information. If you’re transferring to a bank account, you’ll also need their bank name, SWIFT code and account number.
  • A valid method of payment. Online you can pay by bank account, credit card or debit card. In person, you can also pay with cash.

If your recipient will be picking up cash in person, let them know to bring along a required ID.

What is a SWIFT code?

Short for the cumbersome Society for Worldwide Interbank Financial Telecommunication, a SWIFT code is an international bank code used for incoming transfers. Overseas banks each have a unique SWIFT code that identifies which bank to send money to.

Steps to transferring your money online with MoneyGram

Go to Site

Step 1. Go to MoneyGram’s website and click “Send Money.” You can either create an account or send your transfer as a guest.
Step 1 Moneygram Money Transfers

Step 2. Complete your recipient’s name and country. Indicate how you would like for them to receive your money and in what currency.
Step 2 Moneygram Money Transfers

Step 3. Choose your method of payment and confirm your fees. Click “Next.”
Step 3 Moneygram Money Transfers

Step 4. Fill in your banking and contact information.
Step 4 Moneygram Money Transfers

Step 5. Once complete, confirm that your information is correct and submit. MoneyGram will email confirmation and a tracking number for your order within minutes.

What happens next?

  • Cash pickup within minutes. Your recipient can pick up your transfer at a MoneyGram location shortly after it’s complete. For bank account transfers, the money is available within 24 hours.
  • Track your transfer. With the Track a Transfer tool, you can use your last name and confirmation number to follow your transaction through to receipt.
  • Contact customer service. If you need help, call 24/7 toll-free at 1-800-666-3947 or complete a help form online.

I want to send

to

Enter your details to speak to a foreign exchange expert

By submitting this form, you agree to finder.com privacy policy
Ofx Logo

Save money on your personal or business international money transfer today. Fill in the form and you’ll be contacted by a foreign exchange expert to have an obligation-free discussion about your options.

With over 17 years of foreign exchange expertise and over $100 billion transferred, OFX can help with all your currency exchange needs, including:

  • Buying property abroad
  • Emigrating
  • Regular overseas payments
  • Risk management
  • Forecasting

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Services Amount Received Description CTA Details
MoneyGram International Money Transfers
USD 1 Same day - - Online, Phone, Bank Account to Bank Account, Cash Transfer Easily transfer cash to more than 350,000 locations around the world. Go to site View details
Do you send money often? Track this rate with tailored alerts direct to your inbox

Compare up to 4 providers

Frequently asked questions

Yes, if it hasn’t yet been picked up by your recipient. To cancel a transfer, log in to your account and view your transaction history. There is an option to cancel specific transfers on the Transaction Details page. If you sent the transaction online but do not have an account, first use MoneyGram’s Track a Transfer tool to find it and then cancel it on the Transaction Details page.

Use MoneyGram’s Find a Location tool to search for agent locations worldwide.

MoneyGram uses state-of-art and proven technologies to protect and secure your personal information. They are committed to protecting your privacy and financial information.

When processed through a reputable bank or company, your funds are safely tracked until in the hands of your recipient. And if you’re sending money internationally, federal protections are in place that require banks, credit unions and money transfer companies to, for example, disclose all fees up front and give you 30 minutes to cancel a transfer, assuming it hasn’t yet been picked up or deposited.

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US International Money Transfers Offers

Learn about our information service
HiFX International Money Transfers

Transfer money into 20 currencies and schedule regular payments. $5 fee waived for transfers over $5,000.

WorldRemit International Money Transfers

Use promo code FREE to send your first transfer for no fee, to over 110 countries for bank-to-bank deposit, cash pickup or mobile top-up.

World First Foreign Exchange

Exclusive offer: $0 transfer fee
No-limit transfers with competitive exchange rates for more than 100 currencies.

TransferWise International Money Transfers

Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks.

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