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These are the heaviest credit cards

With high annual fees, the metal isn’t the only thing weighing you down.

Updated

Fact checked
A young family basking on the sun by the lake
A metal credit card represents prestige for good reason. On average, the heaviest credit cards weigh around 15 grams, come with a high annual fee and offer premium perks.

Stacking up a few of these could mean carrying a serious weight in your pocket. But is it worth it?

What are the heaviest credit cards?

If your wallet is full of plastic credit cards, it should be relatively light as plastic cards on average weigh around five grams. But if you carry one or more metal credit cards, you’re wallet will suddenly be quite hefty. Here are some of the heaviest credit cards in the US:

Credit CardWeight
Wells Fargo Propel American Express® Card10g
United MileagePlus® Club card12g
Amazon Prime Rewards Visa Signature Card13g
IHG® Rewards Club Premier Credit Card13g
Chase Sapphire Preferred® Card13g
Chase Sapphire Reserve®13g
Centurion® Card from American Express14g
Marriott Bonvoy Brilliant™ American Express® Card15g
American Express® Gold Card15g
Capital One® Venture® Rewards Credit Card16g
U.S. Bank Altitude Reserve Visa Infinite® Card16g
HSBC Premier World Elite Mastercard® credit card17g
Citi Prestige® Credit Card18g
The Platinum Card® from American Express18g
Luxury Card Mastercard® Black Card™22g
Luxury Card Mastercard® Gold Card™22g
J.P. Morgan Reserve27g

What are the heaviest credit cards made of?

Most metal cards are made using a variety of metals and alloys, including brass, copper and stainless steel. You’ll even find credit cards made of gold and palladium. Most of these cards are coated with a plastic layer, which holds valuable credit card account information.

Who are the heaviest cards good for?

Large spenders who want premium travel perks may want to consider one of these credit cards. Keep in mind, most of these cards cost around $400 or more. Unless you’re getting more value from the card than you’re paying for it, this may not be the right choice for you.

Compare the heaviest credit cards

Getting a credit card simply because it’s made out of metal shouldn’t be your only reason. Instead, compare the card’s perks and features and consider whether it’s worth paying the annual fee.

Name Product Welcome offer Rewards Annual fee Filter values
Chase Sapphire Preferred® Card
80,000 points after spending $4,000 in the first 3 months, a value of up to $1,000 through Chase Ultimate Rewards
5x points on Lyft, 2x points on travel and dining and 1x points on all other purchases
$95
Earn a huge signup bonus worth $$1,000 with this popular travel card. Combine with other Chase Ultimate Rewards cards for even greater value.
American Express® Gold Card
35,000 points after spending $4,000 in the first 3 months
3x points on directly-booked flights; 4x at restaurants; 4x at US supermarkets on up to $25,000 annually (then 1x points)
$250
Earn up to 4x points on select purchases, a bevy of travel perks, and a welcome offer worth up to $350 with this upper-mid tier travel card. Rates & fees
Chase Sapphire Reserve®
50,000 points after spending $4,000 in the first 3 months
10x points on Lyft rides, 3x points on dining and travel after earning your $300 travel credit and 1x points on all other purchases
$550
Get a generous $300 in annual travel credits, 3x points on travel and dining, and a 50% bonus on point redemptions with Chase's premier card.
Luxury Card Mastercard® Titanium Card™
N/A
1x points on all purchases with 2% point value when you redeem for airfare and 1% for cash back
$195
Enjoy unique excursions, privileged access to exclusive events and insider opportunities.
CardMatch™ from creditcards.com
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Use the CardMatch tool to find cards you're likely to qualify for with your credit score, without a hard pull on your credit.
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How expensive are the heaviest cards?

Most heavy credit cards come with an annual fee of $400 or higher. But you can find a few with no annual fee or with an annual fee of around $99. These cards typically weigh less than the premium cards.

Bottom line

Getting one of the heaviest credit cards could be worth considering if you’re looking for a premium travel option. Just make sure paying the annual fee is worth it. Otherwise, it’ll just weigh down your wallet.

If you think a heavy credit card may not be a good choice for you, but you still want premium perks, compare the best luxury credit cards until you find the right fit for your wallet.

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