A metal credit card represents prestige for good reason. On average, the heaviest credit cards weigh around 15 grams, come with a high annual fee and offer premium perks.
Stacking up a few of these could mean carrying a serious weight in your pocket. But is it worth it?
What are the heaviest credit cards?
If your wallet is full of plastic credit cards, it should be relatively light as plastic cards on average weigh around five grams. But if you carry one or more metal credit cards, you’re wallet will suddenly be quite hefty. Here are some of the heaviest credit cards in the US:
Wells Fargo Propel American Express® Card
United MileagePlus® Club card
Amazon Prime Rewards Visa Signature Card
IHG® Rewards Club Premier Credit Card
Chase Sapphire Preferred® Card
Chase Sapphire Reserve®
Centurion® Card from American Express
Marriott Bonvoy Brilliant™ American Express® Card
American Express® Gold Card
Capital One® Venture® Rewards Credit Card
U.S. Bank Altitude® Reserve Visa Infinite® Card
HSBC Elite Credit Card
Citi Prestige® Credit Card
The Platinum Card® from American Express
Luxury Card Mastercard® Black Card™
Luxury Card Mastercard® Gold Card™
J.P. Morgan Reserve
What are the heaviest credit cards made of?
Most metal cards are made using a variety of metals and alloys, including brass, copper and stainless steel. You’ll even find credit cards made of gold and palladium. Most of these cards are coated with a plastic layer, which holds valuable credit card account information.
Who are the heaviest cards good for?
Large spenders who want premium travel perks may want to consider one of these credit cards. Keep in mind, most of these cards cost around $400 or more. Unless you’re getting more value from the card than you’re paying for it, this may not be the right choice for you.
Compare the heaviest credit cards
Getting a credit card simply because it’s made out of metal shouldn’t be your only reason. Instead, compare the card’s perks and features and consider whether it’s worth paying the annual fee.
How expensive are the heaviest cards?
Most heavy credit cards come with an annual fee of $400 or higher. But you can find a few with no annual fee or with an annual fee of around $99. These cards typically weigh less than the premium cards.
Getting one of the heaviest credit cards could be worth considering if you’re looking for a premium travel option. Just make sure paying the annual fee is worth it. Otherwise, it’ll just weigh down your wallet.
If you think a heavy credit card may not be a good choice for you, but you still want premium perks, compare the best luxury credit cards until you find the right fit for your wallet.
Frequently asked questions
You can get an airport lounge access, dedicated concierge service, travel credit, elite status, a generous signup bonus and more.
Wells Fargo Propel American Express® Card is probably the only card you can customize via Wells Fargo Design Studio. Otherwise, a metal conversion service may be your only option.
It’s hard to give a definitive answer, but based on the cards — the lightest one has no annual fee, while the heaviest one is an invite only card for individuals with at least $10 million in assets with J.P. Morgan Private Bank.
Kliment Dukovski is a credit cards and investments writer. He's written over 600 articles to help readers find and compare the best credit cards. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies.
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