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$177.24
Annual fee
N/A
Purchase APR
300
Recommended credit score
Review by
Kliment Dukovski is a personal finance writer at Finder, specializing in investments and cryptocurrency. He's written more than 700 articles to help readers compare the best trading platforms, understand complex investment terms and find the best credit cards for their needs. His expert commentary has been featured in such digital publications as Fox Business, MSN Money and MediaFeed. He’s also well-versed in money transfers, home loans and more — breaking down these topics into simple concepts anyone can understand. In another life, Kliment ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies.
Applying for the card is simple. Here’s how to do it:
Note: You can cancel your account within seven days if you don’t want to keep it. Call 800-251-6144 or log in online at www.memberbenefitaccess.com to cancel your account.
Group One Platinum doesn’t do a credit check, meaning you can apply with any credit score or with no credit history.
See how this card stacks up against similar cards.
Group One Platinum Credit Card |
Principal Platinum Card |
Net First Platinum |
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Minimum credit score 300 |
Minimum credit score 300 |
Minimum credit score 300 |
Annual fee $177.24 |
Annual fee $177.24 |
Annual fee Up to $299.40 |
Purchase APR N/A n/a |
Purchase APR N/A |
Purchase APR N/A n/a |
Balance transfer APR N/A |
Balance transfer APR N/A |
Balance transfer APR N/A |
Rewards None |
Rewards None |
Rewards None |
Welcome offer N/A |
Welcome offer N/A |
Welcome offer N/A |
Compare even more credit cards
The Group One Platinum offers a high $750 credit limit you can only use at the Horizon Outlet online store. As a card member, you get access to benefits like roadside assistance. However, the card’s $14.77 monthly fee and failure to report usage to the major credit bureaus make this a rather poor choice of card to add to your wallet. Check out other store credit cards for some more lucrative options, or if you have bad credit, a secured card can help you improve your credit score.