Compare cards with flight and travel credits

Get companion flights and travel rewards by using your credit card.

Some credit cards offer companion certificates or travel credits that you can use to pay for flights or incidental airline charges. You can offset the cost of the card’s annual fee by taking advantage of perks offered by travel credit cards.

Compare cards with travel credits or companion pass offers

Sort by:

Name	Product	Welcome offer	Rewards	Annual fee	Filter values
Hilton Honors American Express Card		75,000 points after spending $1,000 in the first 3 months	7x points on Hilton Honors purchases, 5x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases	$0		Earn 75,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the card within your first 3 months of card membership. Rates & fees	Apply now View details	Compare	loading Fetching your data...
Capital One® VentureOne® Rewards Credit Card		20,000 miles after spending $1,000 in the first 3 months	1.25x miles on all purchases and 10x miles at hotels.com/venture	$0		Earn 20,000 bonus miles once you spend $1,000 on purchases within the first 3 months from account opening.	See offer on creditcards.com View details	Compare	loading Fetching your data...
Gold Delta SkyMiles® Credit Card from American Express		30,000 miles after spending $1,000 in the first 3 months, plus $50 when you make a Delta purchase in the same timeframe	2x miles on Delta purchases and 1x miles on all other purchases	$0 intro annual fee for the first year ($95 thereafter)		Earn 30,000 miles after spending $1,000 in the first 3 months, plus $50 when you make a direct Delta purchase in the same timeframe. Rates & fees	Apply now View details	Compare	loading Fetching your data...
Capital One® Venture® Rewards Credit Card		50,000 bonus miles after spending $3,000 in the first 3 months	2x miles on all purchases and 10x miles at hotels.com/venture	$0 intro annual fee for the first year ($95 thereafter)		Earn 50,000 bonus miles after spending $3,000 on purchases within the first 3 months from account opening.	See offer on creditcards.com View details	Compare	loading Fetching your data...
Marriott Bonvoy Bold™ credit card		50,000 points after spending $2,000 in the first 3 months	3x points at Marriott Bonvoy hotels, 2x on travel and 1x on all other purchases	$0		50,000 bonus points after you spend $2,000 on purchases in your first 3 months from your account opening.	See offer on creditcards.com View details	Compare	loading Fetching your data...
United℠ Explorer Card		40,000 miles after spending $2,000 in the first 3 months	2x miles at restaurants, hotels and United and 1x miles on all other purchases	$0 intro annual fee for the first year ($95 thereafter)		40,000 bonus miles after you spend $2,000 on purchases in the first 3 months from account opening.	See offer on creditcards.com View details	Compare	loading Fetching your data...
Southwest Rapid Rewards® Premier Credit Card		40,000 points after spending $1,000 in the first 3 months plus 20,000 points after spending $12,000 in the first 12 months	2x points on Southwest Airlines and 1x points on all other purchases	$99		Earn 40,000 bonus points after you spend $1,000 on purchases in the first 3 months, plus 20,000 points after spending $12,000 on purchases in the first 12 months.	See offer on creditcards.com View details	Compare	loading Fetching your data...
Chase Sapphire Preferred® Card		60,000 points after spending $4,000 in the first 3 months	2x points on travel and dining and 1x points on all other purchases	$95		Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months.	See offer on creditcards.com View details	Compare	loading Fetching your data...
U.S. Bank FlexPerks® Travel Rewards® Visa Signature® Card		25,000 points after spending $2,000 in the first 4 months	2x points on gas, groceries or airlines, whichever you spend the most on each month, 2x points on cell phone services and charities and 1x points on all other purchases	$0 intro annual fee for the first year ($49 thereafter)		Earn 25,000 enrollment FlexPoints worth $375 in travel after spending $2,000 in the first 4 months. Rates & Fees	Apply now View details	Compare	loading Fetching your data...
American Express® Gold Card		35,000 points after spending $2,000 in the first 3 months	3x points on directly-booked flights; 4x at restaurants; 4x at US supermarkets on up to $25,000 annually (then 1x points)	$250		35,000 bonus Membership Rewards® Points when you spend $2,000 in the first 3 months. Rates & fees	Apply now View details	Compare	loading Fetching your data...
Chase Sapphire Reserve®		50,000 points after spending $4,000 in the first 3 months	3x points on dining and travel after earning your $300 travel credit and 1x points on all other purchases	$450		Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months	See offer on creditcards.com View details	Compare	loading Fetching your data...
British Airways Visa Signature® Card		50,000 Avios after spending $3,000 on purchases in the first 3 months, plus 50,000 Avios after spending $20,000 in the first year	3x Avios on British Airways, 2x on hotels and 1x on all other purchases	$95		50,000 Avios after spending $3,000 on purchases in the first 3 months, plus 50,000 Avios after spending $20,000 in the first year	See offer on creditcards.com View details	Compare	loading Fetching your data...
The Platinum Card® from American Express		60,000 points after spending $5,000 in your first 3 months	5x points on directly-booked flights or on flights and hotels on Amex Travel. 1x points on all other purchases	$550		Get 5x Membership Rewards® points on flights booked directly with airlines or with American Express Travel and 5x points on eligible hotels booked on amextravel.com. Rates & fees	Apply now View details	Compare	loading Fetching your data...
Marriott Bonvoy Boundless™ Credit Card		75,000 points after spending $3,000 in the first 3 months	6x points at Marriott Bonvoy hotels and 2x points on all other purchases	$95		Earn 75,000 bonus points after you spend $3,000 on purchases in the first 3 months from account opening.	See offer on creditcards.com View details	Compare	loading Fetching your data...
The World of Hyatt Credit Card		25,000 points after spending $3,000 on purchases in the first 3 months. 25,000 points after spending another $6,000 in the first 6 months	9x points at Hyatt hotels as a World of Hyatt member, 2x on gyms, commuting, dining and airlines and 1x on all other purchases	$95		Earn 25,000 points after spending $3,000 on purchases in the first 3 months. 25,000 points after spending another $6,000 in the first 6 months.	See offer on creditcards.com View details	Compare	loading Fetching your data...
Southwest Rapid Rewards® Priority Credit Card		40,000 points after spending $1,000 in the first 3 months plus 20,000 points after spending $12,000 in the first 12 months	2x points on Southwest and Rapid Rewards hotel and car rentals and 1x points on all other purchases	$149		Earn 40,000 points after you spend $1,000 in the first 3 months of account opening, plus 20,000 points after spending $12,000 on purchases in the first 12 months.	See offer on creditcards.com View details	Compare	loading Fetching your data...
Southwest Rapid Rewards® Plus Credit Card		40,000 points after spending $1,000 in the first 3 months plus 20,000 points after spending $12,000 in the first 12 months	2x points on Southwest Airlines and 1x points on all other purchases	$69		Earn 40,000 bonus points after you spend $1,000 on purchases in the first 3 months your account is open, plus 20,000 points after spending $12,000 on purchases in the first 12 months.	See offer on creditcards.com View details	Compare	loading Fetching your data...
Hilton Honors American Express Surpass® Card		125,000 points after spending $2,000 in the first 3 months	12x points on Hilton Portfolio spending, 6x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases	$95		Earn 125,000 Hilton Honors™ Bonus Points after you spend $2,000 or more in purchases with your new card within the first 3 months of card membership. Rates & fees	Apply now View details	Compare	loading Fetching your data...
Blue Delta SkyMiles® Credit Card from American Express		10,000 miles after spending $500 in the first 3 months	2x miles at US restaurants and on direct Delta purchases and 1x miles on all other purchases	$0		Earn 10,000 bonus miles after spending $500 in purchases on your new card in your first 3 months of card membership. Rates & fees	Apply now View details	Compare	loading Fetching your data...
Luxury Card Mastercard® Black Card™		N/A	1x points on all purchases with 2% point value when you redeem for airfare and 1.5% for cash back	$495		Receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.	Apply now View details	Compare	loading Fetching your data...
Luxury Card Mastercard® Gold Card™		N/A	1x points on all purchases with 2% point value when you redeem for airfare or cash back	$995		Earn 2% point value when redeemed for airfare or cash back through the Luxury rewards program.	Apply now View details	Compare	loading Fetching your data...
Luxury Card Mastercard® Titanium Card™		N/A	1x points on all purchases with 2% point value when you redeem for airfare and 1% for cash back	$195		Enjoy unique excursions, privileged access to exclusive events and insider opportunities.	Apply now View details	Compare	loading Fetching your data...
IHG® Rewards Club Premier Credit Card		125,000 points after spending $3,000 in the first 3 months, 10,000 points after spending $20,000 and making an additional purchase each account anniversary	40x points at IHG hotels and 4x on other purchases for the first 12 months. Then 25x points at IHG, 2x on gas, groceries and dining and 1x on all other purchases	$89		125,000 points after spending $3,000 in the first 3 months plus 10,000 points after spending $20,000 and making one additional purchase each account anniversary.	See offer on creditcards.com View details	Compare	loading Fetching your data...

Load More

Compare up to 4 providers

Clear selection

Compare

How can I get a companion certificate or travel credit?

This depends on the card, and they usually have these perks listed in the terms and conditions. You can also call to find out how your card distributes companion certificates or travel credits. Possible ways include:

• An annual benefit. Many credit cards give you up until 12 months or the end of the calendar year to redeem travel credits. That means these benefits can’t be rolled over to be used the next year.
• An earned perk. In some cases, you have to meet a spending requirement, sometimes up to $30,000 a year, before you can use your flight or travel credit.
• By request. You may have to request a companion certificate before you can use it. This could take time, so make sure you make your request before the certificate expires.
• To use with an eligible travel partner. Read the fine print to see if your travel credit or companion certificate is limited to a specific airline.

What other features do these cards offer?

• Rewards points or frequent flyer miles. Most credit cards that offer companion certificates or travel credits also earn points per $1 spent on eligible purchases. Redeem these for flights, hotels, car rentals, online shopping and gift cards.
• Airport lounge access. Premium credit cards could also offer you airport lounge access to provide extra comfort during your trip.
• Travel insurance. This perk can help you save on travel insurance for your trip. You usually have to pay the entire trip with the card to qualify for travel insurance through the credit card. Check your credit card’s insurance policy for full details on how to activate it and what it covers.
• Purchase protection. Many of these credit cards offer insurance for items you buy with the card. Coverage can range from protection against accidental damage, theft or loss to extended warranties and price guarantees.
• No foreign transaction fees. Non-travel cards come with fees up to 3% of each transaction made abroad.
• Save on checked bags. This perk can save you up to $30 on your first checked bag on a one-way flight. Some travel cards even extend it to others traveling on your reservation.
• Welcome offer. Some cards offer welcome offers worth $500 or more. Typically you earn one by meeting certain purchase requirements. Once you receive the offer, you can usually redeem it for flights or other travel rewards.

Are travel credit cards worth it?

How much do these cards cost?

The rates and fees for these credit cards play a huge part in their value. To work out if one will offer you top dollar for your money there are some key details to consider:

• Annual fee. Ideally, look for a card that has an annual fee worth the same amount as your companion certificate or travel credit so they cancel each other out. If that’s not the case, make sure the card’s other benefits are worth more than what you’re paying for the annual fee.
• Purchase interest rate. Cards that offer companion certificates or travel credit usually have higher standard variable purchase rates than other credit card options. Make sure you pay your balance on time to avoid your card costing more than it’s worth.
• Cash advances. If you use your credit card to get cash out, buy foreign cash, gamble or make any other cash advance transactions, you’ll likely be charged a cash advance fee worth up to 5% of the transaction.

Compare travel credit cards with no annual fee

Delta Reserve® Credit Card from American Express vs Platinum Delta SkyMiles® Credit Card from American Express

Bottom line

The value of companion certificates or travel credits vary based on the flights or travel you choose. Other perks could add value, but general travel cards could better suit your travel style.

Start by comparing options based on your spending habits and what you want to get out of the card. Remember to check the eligibility requirements and conditions around the voucher before you apply.

Images: Shutterstock