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$0
Annual fee
8.25%
Purchase APR (variable)
720
Recommended credit score
Product Name | First Command Platinum Visa |
---|---|
Annual fee | $0 |
Purchase APR | 8.25% variable |
Balance transfer APR | 8.25% variable |
Balance transfer fee | None |
Cash advance fee | $2 or 2% of the cash advance amount, whichever is greater |
Foreign transaction fee | None |
Late payment fee | Up to $15 |
Review by
Kliment Dukovski is a credit cards writer. He's written over 600 articles to help readers find and compare the best credit cards. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies.
The First Command Platinum Visa is a simple credit card with a $0 annual fee, a low variable APR of 8.25% and a high minimum credit limit of $5,000. Also, you won’t pay any fees on balance transfers and foreign transactions.
However, you won’t earn any bonus when you sign up. First Command Bank advertises that you can earn points with the ScoreCard rewards program, although further information on how many points you can earn, and on which categories, is hard to find.
To apply for the First Command Platinum Visa credit card, you must be an existing First Command Bank customer. Here’s how it works:
You need an excellent credit score of 720 or higher.
The First Command Platinum Visa is a no-frills credit card with no annual fee, no foreign transaction fees and no balance transfer fees. Also, you get a low variable APR of 8.25% and a high minimum credit line of $5,000.
But if you’re looking for a more rewarding option without paying an annual fee, compare credit cards with rewards until you find the right fit for your financial needs.