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From $59
Annual fee
24.9%
Purchase APR (fixed)
300
Recommended credit score
Product Name | Destiny Mastercard® |
---|---|
Card type | Mastercard |
Annual fee | $59 to $99 |
Purchase APR | 24.9% fixed |
Balance transfer APR | N/A |
Cash advance rate | 24.9% fixed |
Cash advance fee | $5 or 5% of the cash advance amount, whichever is greater |
Penalty APR | 29.9% fixed |
Foreign transaction fee | 1% of the transaction value |
Interest free period | Up to 25 days |
Late payment fee | Up to $40 |
Returned payment fee | Up to $40 |
Review by
Kliment Dukovski is a credit cards writer. He's written over 600 articles to help readers find and compare the best credit cards. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies.
To apply for the Destiny Mastercard®:
This is a credit-building card, meaning anyone with a poor credit score or with no credit history can apply.
The Destiny Mastercard® can help you build your credit. But you’ll pay an annual fee of either $59 or $75 for the first year and $99 after that. Compared to similar unsecured cards for building credit, the annual fee is reasonable. You can avoid paying an annual fee, however, with the right secured credit card.