Our verdict
Copper is one of the only free apps for kids to offer investing, and it does so with portfolios catered to your teen's risk tolerance. Copper analyzes your teen's investment strategy and automatically reinvests it. It also offers ATM access to 55,000 Allpoint ATMs and peer-to-peer transfers. Although it doesn't have a chore feature, it has allowance tools, tracks spending and offers quizzes to teach teens strong financial literacy skills.Best for: Families looking for guided teen investing and financial literacy quizzes and tools.
- No monthly fee
- Mobile check deposits
- Guided investing for teens
- 55,000 free ATMs
- Few parental controls
- Fee for instantly funding with debit card
- Low 0.001% APY
Copper is not currently available on Finder
Have you considered BMO Harris Smart Advantage Account?
Earn a $200 cash bonus after $4,000 deposits in the first 90 days. Pay $0 monthly fees and no minimum balance. Access a large nationwide network of free ATMs.
- $200 bonus after qualifying deposits
- $0 monthly fee
- Large $0 fee ATM network
- No minimum balance

Fee
$0 per month
Age requirements
Any age