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Citi® Double Cash Card vs Fidelity® Rewards Visa Signature® Card

Two excellent cards with flat rewards and no annual fee.

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These cards both earn the same rewards rate, have no welcome offer and come with a $0 annual fee. Unlike the Fidelity® Rewards Visa Signature® Card, however, the Citi® Double Cash Card offers a long intro APR period on balance transfer. But the former lets you redeem your rewards to your eligible Fidelity accounts.

All other perks and features are outlined in the table below.

Citi® Double Cash Card

Citi® Double Cash Card

Rates & Fees

Fidelity® Rewards Visa Signature® Card

Fidelity® Rewards Visa Signature® Card

Rates & Fees

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★★★★★

3.8 / 5.0
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Best for
Best for
  • Highest unlimited cash back
  • Earn rewards for your Fidelity accounts
Welcome offer
Welcome offer

N/A

None
Rewards
Rewards

Up to 2% cash back on purchases (1% when you buy plus 1% as you pay)

2x points on all purchases

Purchase APR
Purchase APR

13.99% to 23.99% variable

13.99% variable

Annual fee
Annual fee $0 $0
Balance transfer APR
Balance transfer APR

0% intro APR for 18 months, then 13.99% to 23.99% variable

13.99% variable

Cash advance
Cash advance

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 23.99% variable

Fee: $5 or 3% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee 3% of each transaction 1% of each transaction
Late payment fee
Late payment fee Up to $40 Up to $39
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period 23 days 30 days
Minimum interest
Minimum interest $0.50 $2
Minimum credit score
Minimum credit score 740 670
Card type
Card type Credit Credit
Learn more
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Which card should you choose?

Citi® Double Cash Card

Citi® Double Cash Card

  • Earn cash back. Earn cash back twice on everything you buy — 1% when you make the purchase and 1% when you pay your balance. Similar cards let you earn 1.5% back. That's up to a $100 difference if you spend $20,000 a year with your card.
  • Intro APR on balance transfers. Enjoy 18 months of a 0% intro APR period for balance transfers. Compared to similar cards, this is one of the longest intro periods you can get. After that, a variable APR of 13.99% to 23.99% applies.
  • Citi Entertainment℠. Get special access when buying presale tickets or VIP packages for concerts, sports events, dining and more.

Fidelity® Rewards Visa Signature® Card

Fidelity® Rewards Visa Signature® Card

  • Earn unlimited 2x points on all purchases
  • Redeem points into eligible Fidelity accounts
  • No limits on total reward points and no restrictive categories
  • Reward points don't expire

Compare credit cards

Name Product Annual fee Balance transfer APR Purchase APR Filter values
Citi® Double Cash Card
$0
0% intro for the first 18 months (then 13.99% to 23.99% variable)
13.99% to 23.99% variable
This one of the most valuable flat cashback cards. It comes with 2% cash back (1% when you buy plus 1% when you pay) and 18 months to pay off transfers.
CardMatch™ from creditcards.com
See terms
See issuer's website
See issuer's website
Use the CardMatch tool to find cards you're likely to qualify for with your credit score, without a hard pull on your credit.
Citi Rewards+℠ Card
$0
0% intro for the first 15 months (then 13.49% to 23.49% variable)
0% intro for the first 15 months (then 13.49% to 23.49% variable)
Get rewards on gas and groceries with no annual fee. Ideal for everyday use, it's the only card that rounds purchases up to the nearest 10 points.
TD Cash Credit Card
$0
0% intro for the first 15 billing cycles (then 12.99%, 17.99% or 22.99% variable)
0% intro for the first 15 billing cycles (then 12.99%, 17.99% or 22.99% variable)
3% on dining and 2% on groceries make this a valuable card for food purchases. Use it while traveling, too, with no foreign transaction fees. Available in: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT
Amalgamated Bank of Chicago Platinum Rewards Mastercard®
$0
12.9% to 22.9% variable
0% intro for the first 12 months (then 12.9% to 22.9% variable)
Earn 5x points in rotating categories and $150 after spending $1,200 in the first 90 days
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Compare up to 4 providers

Name Product Filter values Rewards Purchase APR Annual fee
Citi® Double Cash Card
Up to 2% cash back on purchases (1% when you buy plus 1% as you pay)
13.99% to 23.99% variable
$0
This one of the most valuable flat cashback cards. It comes with 2% cash back (1% when you buy plus 1% when you pay) and 18 months to pay off transfers.
TD Cash Credit Card
3% on dining, 2% at grocery stores and 1% on all other eligible purchases
0% intro for the first 15 billing cycles (then 12.99%, 17.99% or 22.99% variable)
$0
3% on dining and 2% on groceries make this a valuable card for food purchases. Use it while traveling, too, with no foreign transaction fees. Available in: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT
CardMatch™ from creditcards.com
See terms
See issuer's website
See terms
Use the CardMatch tool to find cards you're likely to qualify for with your credit score, without a hard pull on your credit.
Credit One Bank® Visa® with Free Credit Score Access
1% cash back on all purchases or in categories based on Credit One Bank’s discretion
17.99% to 23.99% variable
$0 to $99
Get 1% cash back on all purchases or in categories based on Credit One Bank’s discretion.
Credit One Bank® Unsecured Visa® with Cash Back Rewards
1% cash back on all purchases or in categories based on Credit One Bank’s discretion
17.99% to 23.99% variable
$0 to $99
Earn 1% cash back on all purchases or in categories based on Credit One Bank’s discretion.
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