Citi® Double Cash Card vs Fidelity® Rewards Visa Signature® Card

Two excellent cards with flat rewards and no annual fee.

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These cards both earn the same rewards rate, have no welcome offer and come with a $0 annual fee. Unlike the Fidelity® Rewards Visa Signature® Card, however, the Citi® Double Cash Card offers a long 0% intro APR period on balance transfer. But the former lets you redeem your rewards to your eligible Fidelity accounts.

All other perks and features are outlined in the table below.

Citi® Double Cash Card

Citi® Double Cash Card

Fidelity® Rewards Visa Signature® Card

Fidelity® Rewards Visa Signature® Card

finder.com's rating
finder.com's rating

★★★★★

3.8 / 5.0
Not rated yet
Best for
Best for
  • Highest unlimited cash back
  • Earn rewards for your Fidelity accounts
Welcome offer
Welcome offer

N/A

None
Rewards
Rewards

1% cash back when you make purchases and 1% cash back when you pay off your card

2x points on all purchases

Purchase APR (annual percentage rate)
Purchase APR (annual percentage rate)

15.49% to 25.49% variable

15.49% variable

Annual fee
Annual fee $0 $0
Balance transfers
Balance transfers

APR: 0% intro APR for 18 months, then 15.49% to 25.49% variable

Fee:  $5 or 3% of the transaction, whichever is greater ​ ​ ​

APR: 15.49% variable

Fee:  $5 or 3% of the transaction, whichever is greater ​ ​ ​

Cash advance
Cash advance

APR: 26.74% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 25.49% variable

Fee: $5 or 3% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee 3% of each transaction 1% of each transaction
Late payment fee
Late payment fee Up to $40 Up to $39
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period 23 days 30 days
Minimum interest
Minimum interest $0.50 $2
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Rates and Fees
Rates and Fees Rates & Fees Rates & Fees
Learn more
Learn more

Which card should you choose?

Citi® Double Cash Card

Citi® Double Cash Card

  • Earn cash back. Earn cash back twice on everything you buy — 1% when you make the purchase and 1% when you pay your balance. Similar cards let you earn 1.5% back. That's up to a $100 difference if you spend $20,000 a year with your card.
  • Intro APR on balance transfers. Enjoy 18 months of a 0% intro APR period for balance transfers. Compared to similar cards, this is one of the longest intro periods you can get. After that, a variable APR of 15.49% to 25.49% applies.
  • Citi Entertainment℠. Get special access when buying presale tickets or VIP packages for concerts, sports events, dining and more.

Fidelity® Rewards Visa Signature® Card

Fidelity® Rewards Visa Signature® Card

  • Earn unlimited 2x points on all purchases
  • Redeem points into eligible Fidelity accounts
  • No limits on total reward points and no restrictive categories
  • Reward points don't expire

Compare credit cards

Name Product Annual fee Balance transfer APR Purchase APR Filter values
Citi Rewards+℠ Card
$0
0% intro for the first 15 months (then 14.99% to 24.99% variable)
0% intro for the first 15 months (then 14.99% to 24.99% variable)
The only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
Blue Cash Everyday® Card from American Express
$0
0% intro for the first 15 months (then 14.49% to 25.49% variable)
0% intro for the first 15 months (then 14.49% to 25.49% variable)
Earn a $150 bonus statement credit after you spend $1,000 on purchases in the first 3 months. Rates & fees
Capital One® VentureOne® Rewards Credit Card
$0
13.49%, 19.49% or 23.49% variable
0% intro for the first 12 months (then 13.49%, 19.49% or 23.49% variable)
Earn 20,000 bonus miles once you spend $1,000 on purchases within the first 3 months from account opening.
CardMatch™ from creditcards.com
See terms
See issuer's website
See issuer's website
Can't decide on a card? Get personalized credit card offers with CardMatch™.
Capital One® Quicksilver® Cash Rewards Credit Card
$0
0% intro for the first 15 months (then 15.49%, 21.49% or 25.49% variable)
0% intro for the first 15 months (then 15.49%, 21.49% or 25.49% variable)
Earn unlimited 1.5% cash back on every purchase, every day.

Compare up to 4 providers

Name Product Filter values Rewards Purchase APR Annual fee
Blue Cash Everyday® Card from American Express
2% at US gas stations and select US department stores, 3% at US supermarkets on up to $6,000 per year, then 1% after that and on all other purchases
0% intro for the first 15 months (then 14.49% to 25.49% variable)
$0
Earn a $150 bonus statement credit after you spend $1,000 on purchases in the first 3 months. Rates & fees
Capital One® Quicksilver® Cash Rewards Credit Card
1.5% cash back on all purchases
0% intro for the first 15 months (then 15.49%, 21.49% or 25.49% variable)
$0
Earn unlimited 1.5% cash back on every purchase, every day.
CardMatch™ from creditcards.com
See terms
See issuer's website
See terms
Can't decide on a card? Get personalized credit card offers with CardMatch™.
Blue Cash Preferred® Card from American Express
6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases
0% intro for the first 12 months (then 14.49% to 25.49% variable)
$95
6% cash back at US supermarkets. Rates & fees
Chase Freedom Unlimited®
1.5% cash back on all purchases
0% intro for the first 15 months (then 16.49% to 25.24% variable)
$0
Earn a $150 signup bonus after spending $500 in the first 3 months from account opening.

Compare up to 4 providers

Compare American Express credit cards

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