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Citi® Double Cash Card vs Fidelity® Rewards Visa Signature® Card

Two excellent cards with flat rewards and no annual fee.

The winner: Citi® Double Cash Card

Up to 2%

Cash back

  • An excellent choice for cash back and balance transfers
  • Market-leading 2% back (1% after buying, 1% after paying)
  • No annual fee
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Please note: Citi is an advertising partner of finder.com

These cards both earn the same rewards rate, have no welcome offer and come with a $0 annual fee. Unlike the Fidelity® Rewards Visa Signature® Card, however, the Citi® Double Cash Card offers a long intro APR period on balance transfer. But the former lets you redeem your rewards to your eligible Fidelity accounts.

All other perks and features are outlined in the table below.

Citi® Double Cash Card

Citi® Double Cash Card

Terms apply, see rates & fees

Fidelity® Rewards Visa Signature® Card

Fidelity® Rewards Visa Signature® Card

Terms apply, see rates & fees

Finder rating
Finder rating

★★★★★

3.8 / 5.0
Not rated yet
Best for
Best for
  • Highest unlimited cash back
  • Earn rewards for your Fidelity accounts
Welcome offer
Welcome offer

N/A

None
Rewards
Rewards

Up to 2% cash back on purchases (1% when you buy plus 1% as you pay)

2x points on all purchases

Purchase APR
Purchase APR

13.99% to 23.99% variable

13.99% variable

Annual fee
Annual fee $0 $0
Balance transfer APR
Balance transfer APR

0% intro APR for 18 months, then 13.99% to 23.99% variable

13.99% variable

Cash advance
Cash advance

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 23.99% variable

Fee: $5 or 3% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee 3% of each transaction 1% of each transaction
Late payment fee
Late payment fee Up to $40 Up to $39
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period 23 days 30 days
Minimum interest
Minimum interest $0.50 $2
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
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Compare Citi® Double Cash Card vs. Fidelity® Rewards Visa Signature® Card

Name Product Welcome offer Rewards Annual fee Filter values
Citi® Double Cash Card
N/A
Up to 2% cash back on purchases (1% when you buy plus 1% as you pay)
$0
Earn up to 2% on every purchase with no annual fee. This is the highest flat-rate cashback card on the market.
Fidelity® Rewards Visa Signature® Card
2x points on all purchases
$0
Earn unlimited 2% cash back on on all purchases, with no annual fee.
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