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Citi® Double Cash Card vs Chase Slate® credit card

One is a rewards card the other is a balance transfer card.

Megan Horner
Megan Horner

Updated

Fact checked

Please note: Citi is an advertising partner of finder.com

The main difference between these cards is that the Citi® Double Cash Card lets you earn unlimited cashback on all purchases, while the Chase Slate® credit card has no rewards program. The latter is designed to save you money on balance transfers with a long 0% intro APR period and a intro balance transfer fee. However, the Citi card offers slightly longer balance transfer period, which could make it a better option long term.

Citi® Double Cash Card

Citi® Double Cash Card

Rates & Fees

Chase Slate® credit card

Chase Slate® credit card

Rates & Fees
finder.com's rating
finder.com's rating

★★★★★

3.8 / 5.0

★★★★★

4.6 / 5.0
Best for
Best for
  • Highest unlimited cash back
  • Intro APR and intro fee period on balance transfers
Welcome offer
Welcome offer

N/A

No balance transfer fees for transfers made the first 60 days, then $5 or 5%
Rewards
Rewards

Up to 2% cash back on purchases (1% when you buy plus 1% as you pay)

N/A
Purchase APR
Purchase APR

13.99% to 23.99% variable

0% intro APR for 15 months, and then 14.99% to 23.74% variable

Annual fee
Annual fee $0 $0
Balance transfer APR
Balance transfer APR

0% intro APR for 18 months, then 13.99% to 23.99% variable

0% intro APR for 15 months, then 14.99% to 23.74% variable
Cash advance
Cash advance

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 24.99% variable

Fee: $10 or 5% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee 3% of each transaction 3% of each transaction
Late payment fee
Late payment fee Up to $40 Up to $39
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 23 days 21 days
Minimum interest
Minimum interest $0.50 $0
Minimum credit score
Minimum credit score 740 670
Card type
Card type Credit Credit
Learn more
Learn more

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Summary of card features

Citi® Double Cash Card

Citi® Double Cash Card

  • Earn cash back. Earn cash back twice on everything you buy — 1% when you make the purchase and 1% when you pay your balance. Similar cards let you earn 1.5% back. That's up to a $100 difference if you spend $20,000 a year with your card.
  • Intro APR on balance transfers. Enjoy 18 months of a 0% intro APR period for balance transfers. Compared to similar cards, this is one of the longest intro periods you can get. After that, a variable APR of 13.99% to 23.99% applies.
  • Citi Entertainment℠. Get special access when buying presale tickets or VIP packages for concerts, sports events, dining and more.

Chase Slate® credit card

Chase Slate® credit card

  • Intro balance transfer fee for the first 60 days, then $5 or 5% of the transfer, whichever is greater
  • 0% intro APR on purchases and balance transfers for the first 15 months, then 14.99% to 23.74% variable
  • Free FICO credit score

Compare credit cards

%
Name Product Amount saved Balance transfer APR Balance transfer fee Recommended minimum credit score Filter values
Citi® Diamond Preferred® Card
Citi® Diamond Preferred® Card
0% intro for the first 18 months (then 14.74% to 24.74% variable)
$5 or 3% of the transaction, whichever is greater
740
Long 18 months intro APR periods on purchases and balance transfers. Plus Citi Entertainment℠ for deals on dining and going out.
Apply now
View details
Citi® Double Cash Card
Citi® Double Cash Card
0% intro for the first 18 months (then 13.99% to 23.99% variable)
$5 or 3% of the transaction, whichever is greater
740
This one of the most valuable flat cashback cards. It comes with 2% cash back (1% when you buy plus 1% when you pay) and 18 months to pay off transfers.
Apply now
View details
Luxury Card Mastercard® Titanium Card™
Luxury Card Mastercard® Titanium Card™
0% intro for the first 15 billing cycles (then 14.99% variable)
$5 or 3% of the transaction, whichever is greater
700
Enjoy unique excursions, privileged access to exclusive events and insider opportunities.
Apply now
View details
TD Cash Credit Card
TD Cash Credit Card
0% intro for the first 15 billing cycles (then 12.99%, 17.99% or 22.99% variable)
$5 or 3% of the transaction, whichever is greater
680
3% on dining and 2% on groceries make this a valuable card for food purchases. Use it while traveling, too, with no foreign transaction fees. Available in: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT
Apply now
View details
CardMatch™ from creditcards.com
CardMatch™ from creditcards.com
See issuer's website
300
Use the CardMatch tool to find cards you're likely to qualify for with your credit score, without a hard pull on your credit.
See offer
View details
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Compare up to 4 providers

Name Product Purchase APR Balance transfer APR Annual fee Filter values
Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express
0% intro for the first 15 months (then 13.99% to 23.99% variable)
N/A
$0
Earn a $150 bonus statement credit after you spend $1,000 on purchases in the first 3 months. Rates & fees
Apply now
View details
Blue Cash Preferred® Card from American Express
Blue Cash Preferred® Card from American Express
0% intro for the first 12 months (then 13.99% to 23.99% variable)
N/A
$95
6% cash back at US supermarkets. Rates & fees
Apply now
View details
American Express Cash Magnet® Card
American Express Cash Magnet® Card
0% intro for the first 15 months (then 13.99% to 23.99% variable)
N/A
$0
Unlimited 1.5% cash back. Rates & fees
Apply now
View details
CardMatch™ from creditcards.com
CardMatch™ from creditcards.com
See issuer's website
See issuer's website
See terms
Use the CardMatch tool to find cards you're likely to qualify for with your credit score, without a hard pull on your credit.
See offer
View details
Applied Bank® Secured Visa® Gold Preferred® Credit Card
Applied Bank® Secured Visa® Gold Preferred® Credit Card
9.99% fixed
N/A
$48
No credit check is required for this secured card. Make a deposit of at least $200 to open this card and get a low 9.99% fixed APR on purchases.
Apply now
View details
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Compare up to 4 providers

Compare Chase credit cards

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