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Compare Choice Privileges credit cards

Turn stays at budget hotels into high-class reward nights.

If you’re a budget-minded traveler, you’re likely familiar with Choice Hotels. The Choice Privilege loyalty program reinforces its status as a strong hotel pick if you want rewards for your budget stays.

How much are Choice Privileges points worth?

According to our April 2019 calculations, based on the Choice Privileges site, Choice Privileges points are worth about 0.6 cents a piece on average.

Do Choice Privileges points expire?

Yes. If your account remains inactive for 18 months, your points will be forfeit. You can keep your account active by earning or redeeming points at least once every 18 months.

How do I earn Choice Privileges points?

There are two primary ways to earn Choice Privileges points: Stay at eligible Choice hotels and make purchases using eligible credit cards.

Credit cards are a great way to kickstart your Choice Privileges rewards since many provide a sizable bonus-point welcome offer you can earn. For example, the Choice Privileges® Visa Signature® Card lets you earn 50,000 bonus points when you spend $1,000 in purchases within the first 90 days of account opening.

Compare Choice Privileges credit cards

On top of a direct way of earning bonus points to your account, the cobranded Choice Privileges® Visa Signature® Card also features additional benefits such as annual bonus point opportunities and complimentary elite status.

Name Product Filter values Rewards Purchase APR Annual fee
Choice Privileges® Visa Signature® Card
15x points at Choice Privileges with membership, 5x points on Choice Privileges points or gift cards and 2x points on all other purchases
15.24%, 19.99% or 24.99% variable
Earn 50,000 bonus points after you spend $1,000 on purchases in the first 90 days. 50,000 bonus points after spending $1,000 on purchases in the first 90 days Earn 25,000 bonus points after spending $2,000 on purchases in the first 180 days.

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Other cards that earn Choice Privileges points

Amex Membership Rewards credit cards allow you to transfer points to your Choice Privileges account at a 1:1 ratio. Choosing an Amex card could be a better choice if you think you’ll earn more with the broader earning categories and you don’t mind passing on the perks of the Choice Privileges® Visa Signature® Card.

Name Product Filter values Rewards Purchase APR Annual fee
American Express® Gold Card
4x at restaurants including delivery and Uber Eats; 4x at US supermarkets on up to $25,000 annually (then 1x points), 3x points on directly-booked flights and 1x points on other eligible purchases
See Pay Over Time APR

Rose Gold is Back

Earn up to 4x points on select purchases, a bevy of travel perks, and a welcome offer worth up to $600 based on our valuation with this upper-mid tier travel card. Terms apply, see rates & fees
The Platinum Card® from American Express
10x points at restaurants worldwide and when you Shop Small in the US on up to $25,000 combined in the first 6 months, 5x points on prepaid hotels booked with American Express Travel, 5x points on directly-booked flights on up to $500,000 annually, then 1x points after that and on other eligible purchases
See Pay Over Time APR

New Platinum Exclusive Offer

One of the most valuable premium travel cards, featuring two welcome offers worth up to $7,000 based on Finder's valuation, multiple travel credits and unrivaled lounge access. Terms apply, see rates & fees
The Blue Business® Plus Credit Card from American Express
Earn 2x Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2x applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
0% intro for the first 12 months (then 13.24% to 19.24% variable)
Earn 2x Membership Rewards® points on everyday business purchases on up to $50,000 with no category restrictions. Rates & fees

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Choice Privileges elite levels

Including the base membership level, the Choice Privileges rewards program offers four elite status tiers you can earn, each offering improvements and perks to your account. To gain each elite status, you’ll need to book a specific number of Choice Hotel nights each calendar year.

Nights required10 nights20 nights40 nights

A key reason to earn elite status is the increased point rewards you’ll earn during your stays. If you’re dedicated to Choice Hotels and stay with them often, you’ll want to earn Diamond for the most value.

Bonus points10%25%50%

Base member benefits

As a base member, you’ll enjoy a few perks on top of access to the Choice Privileges point system, including:

  • Express reservations and checkin
  • Extended checkout
  • Book 100 days in advance for reward nights
  • Access to promotions
  • A collectible coaster good for a BOGO drink at the bar or 250 bonus points for stays at Cambria properties

Gold benefits

As a Gold member, you’ll enjoy all of the base member perks, plus:

  • Exclusive reservations and customer service phone numbers
  • Exclusive elite promotional offers
  • A choice from an elite welcome gift or bonus points at eligible US or Canadian hotels

Platinum benefits

You’ll enjoy all of the benefits of Gold membership, plus:

  • Elite luggage tags

Diamond benefits

Finally, gaining Diamond status will earn you all of the benefits of Platinum, as well as a complimentary room upgrade at participating hotels.

Choice Hotels status match

If you have elite status in another hotel rewards program, Choice Hotels will match your status to their closest equivalent. For eligibility, email your name, Choice Privileges member number and proof of status of the other hotel program to

Bottom line

With wide hotel coverage and plenty of opportunities to earn points and free nights, Choice Privileges is a strong contender if you’re a regular traveler looking for rewards from this budget-friendly hotel chain. If you earn enough points, you’ll be able to treat yourself to a stay at one of the brand’s higher-end properties.

If you rarely stay at Choice hotels, compare other hotel credit cards to find one that suits your travel schedule.

Frequently asked questions

  • When will my stay post to my Choice Privileges account?
    Your stay should post within 72 hours of checkout. If they haven’t posted, you can report a missing stay by logging into your account.
  • What are “Your Extras” Choice rewards?
    You can opt in to receive extra bonuses when you check in on eligible stays Sunday through Thursday. You can opt in by signing into your Choice Privileges account.
  • Can I earn points on vacation rental stays?
    Yes. Vacation rental stays made through Choice Hotels are eligible for points.

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