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Compare Choice Privileges credit cards

Turn stays at budget hotels into high-class reward nights.


Fact checked

If you’re a budget-minded traveler, then you’re likely familiar with Choice Hotels. The Choice Privilege loyalty program reinforces its status as a great hotel pick if you want rewards for your budget stays.

How much are Choice Privileges points worth?

According to our April 2019 calculations, based on the Choice Privileges site, Choice Privileges points are worth about 0.6 cents a piece on average.

Do Choice Privileges points expire?

Yes. If your account remains inactive for 18 months, your points will be forfeit. You can keep your account active by earning or redeeming points at least once every 18 months.

How do you earn Choice Privilege points?

There are two primary ways to earn Choice Privilege points: stay at eligible Choice hotels and make purchases using eligible credit cards.

Credit cards are a great way to kickstart your Choice Privileges rewards since many provide a sizable bonus point welcome offer you can earn. For example, the Choice Privileges® Visa Signature® Card lets you earn 50,000 bonus points when you spend $1,000 in purchases within the first 90 days of account opening.

Compare Choice Privileges credit cards

On top of a direct way of earning bonus points to your account, the cobranded Choice Privileges® Visa Signature® Card also features additional benefits such as annual bonus point opportunities and complimentary elite status.

Name Product Filter values Rewards Purchase APR Annual fee
Choice Privileges® Visa Signature® Card
15x points at Choice Privileges with membership, 5x points on Choice Privileges points or gift cards and 2x points on all other purchases
15.24%, 19.99% or 24.99% variable
Earn 50,000 bonus points after you spend $1,000 on purchases in the first 90 days.

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Other cards that earn Choice Privileges points

Amex Membership Rewards credit cards allow you to transfer points to your Choice Privileges account at a 1:1 ratio. Choosing an Amex card could be a better choice if you think you’ll earn more with the broader earning categories and you don’t mind passing on the perks of the Choice Privileges® Visa Signature® Card.

Name Product Filter values Rewards Purchase APR Annual fee
American Express® Gold Card
3x points on directly-booked flights; 4x at restaurants; 4x at US supermarkets on up to $25,000 annually (then 1x points)
See pay over time APR
Earn up to 4x points on select purchases, a bevy of travel perks, and a welcome offer worth up to $600 with this upper-mid tier travel card. Rates & fees
The Platinum Card® from American Express
10x points at US gas stations and US supermarkets on up to $15,000 combined in the first 6 months, 5x points on directly-booked flights or on flights and hotels on Amex Travel. 1x points on all other purchases. Starting January 1, 2021, your 5x points on flights will be capped on up to $500,000 annually (then 1x points).
See pay over time APR
One of the most valuable premium travel cards, featuring two welcome offers worth up to $4,500, multiple travel credits and unrivaled lounge access. Rates & fees
The Blue Business® Plus Credit Card from American Express
Earn 2x Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2x applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
0% intro for the first 12 months (then 13.24% to 19.24% variable)
Earn 2x Membership Rewards® points on everyday business purchases on up to $50,000 with no category restrictions. Rates & fees
American Express® Business Gold Card
4x points on two categories on up to $150,000 combined annually, then 1x points after that and on all other purchases
14.24% to 22.24% variable
Earn 35,000 points after spending $5,000 in the first 3 months from account opening. Rates & fees
The Business Platinum Card® from American Express
5x points on flights and prepaid hotels through Amex Travel, 1.5x points if you spend $5,000 on a single eligible purchase on up to 1 million additional points per year and 1x points on all other purchases
Earn 85,000 points after spending $15,000 on purchases in the first 3 months from account opening. Rates & fees

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Choice Privileges elite levels

Including the base membership level, the Choice Privileges rewards program offers four elite status tiers you can earn, each offering improvements and perks to your account. To gain each elite status, you’ll need to book a specific number of Choice Hotel nights each calendar year.

Nights required10 nights20 nights40 nights

A key reason to earn elite status is the increased point rewards you’ll earn during your stays. If you’re dedicated to Choice Hotels and stay with them often, you’ll want to earn Diamond for the most value.

Bonus points10%25%50%

Choice Hotels status match

If you have elite status in another hotel rewards program, Choice Hotels will match your status to their closest equivalent. For eligibility, you’ll need to email your name, Choice Privileges member number and proof of status of the other hotel program to

Bottom line

With great hotel coverage and plenty of opportunities to earn points and free nights, Choice Privileges is a strong contender if you’re a regular traveler looking for rewards from this budget-friendly hotel chain. If you earn enough points, you’ll be able to treat yourself to a stay at one of their higher-end properties.

If you rarely stay at Choice hotels, compare other hotel credit cards to find one that suits your travel schedule.

Frequently asked questions

  • When will my stay post to my Choice Privileges account?
    Your stay should post within 72 hours of checkout. If they haven’t posted, you can report a missing stay by logging into your account.
  • What are “Your Extras” Choice rewards?
    You can opt in to receive extra bonuses when you check in on eligible stays Sunday through Thursday. You can opt in by signing into your Choice Privileges account.
  • Can I earn points on vacation rental stays?
    Yes. Vacation rental stays made through Choice Hotels are eligible for points.

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