Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our opinions or reviews. Learn how we make money.
Chase Slate® credit card vs Citi Simplicity® Card
Two simple cards that offer a long interest-free period.
These two cards are similar and come with no rewards program and no annual fee. The main difference between the two is the length of the 0% intro APR period on balance transfers. The Citi Simplicity® Card has a longer intro APR period, while the Chase Slate® credit card has a $0 intro balance transfer fee period.
Summary of card features
Chase Slate® credit card
- Intro balance transfer fee for the first 60 days, then $5 or 5% of the transfer, whichever is greater
- 0% intro APR on purchases and balance transfers for the first 15 months, then 14.99% to 23.74% variable
- Free FICO credit score
Citi Simplicity® Card
- Intro APR period on balance transfers. For transfers made within the first 4 months of your account opening, get a 0% intro APR period for 18 months. After that, your rate will be from 14.74% to 24.74% variable.
- Intro APR period on purchases. You also get a 0% intro APR period on all purchases made within the first 18 months of card membership. A variable APR of 14.74% to 24.74% applies thereafter.
- No penalty APR and no late fees. Don’t worry if you make a late payment — you won’t pay any fee for being late and you won’t accrue a penalty APR, which is known to be up to 32% with other cards.
Compare credit cards
Ask an Expert