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Chase Slate Edge℠ vs Citi Simplicity® Card

Two simple cards that offer a long interest-free period.

Please note: Citi is an advertising partner of finder.com

These two cards are both with “no intro APR” which features no rewards program and no annual fee. The main difference between the two is the length of the 0% intro APR period on balance transfers. The Citi Simplicity® Card has a longer intro APR period at 21 months, while the Chase Slate Edge℠ offers an intro period of just 18 months. All information about this card has been collected independently by Finder.

Chase Slate Edge℠

Chase Slate Edge℠

Terms apply, see rates & fees

Citi Simplicity® Card

Citi Simplicity® Card

Terms apply, see rates & fees

Finder rating
Finder rating

★★★★★

4.6 / 5.0

★★★★★

4.4 / 5.0
Best for
Best for
  • Intro APR and intro fee period on balance transfers
  • Long intro APR periods and few fees
Welcome offer
Welcome offer

Get an automatic, one-time review for a higher credit limit when you pay on time, and spend $500 in your first 6 months

N/A

Rewards
Rewards

N/A

N/A

Purchase APR
Purchase APR

0% intro APR for 18 months, and then 14.99% to 23.74% variable

0% intro APR for 12 months, and then 14.74% to 24.74% variable

Annual fee
Annual fee $0 $0
Balance transfer APR
Balance transfer APR

0% intro APR for 18 months, then 14.99% to 23.74% variable

0% intro APR for 21 months, then 14.74% to 24.74% variable

Cash advance
Cash advance

APR: 24.99% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee 3% of each transaction 3% of each transaction
Late payment fee
Late payment fee Up to $40 $0
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 21 days 23 days
Minimum interest
Minimum interest $0 $0.50
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

Read review

Compare Chase Slate Edge℠ vs. Citi Simplicity® Card

Name Product Welcome Offer Rewards Annual fee Filter values
Chase Slate Edge℠
Get an automatic, one-time review for a higher credit limit when you pay on time, and spend $500 in your first 6 months
N/A
$0
Get an automatic, one-time review for a higher credit limit when you pay on time, and spend $500 in your first 6 months
Citi Simplicity® Card
N/A
N/A
$0
With an intro APR of 21 months, this card has one of the longest balance transfer offers on the market. Plus, no late fees and no annual fee.
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