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finder.com’s rating: 3.5 / 5.0
★★★★★
The information about Chase High School Checking has been collected independently by Finder and has not been reviewed or provided by the issuer.
Chase High School Checking is a decent student account with a few attractive features. But you can’t open it online and the adult co-signer must also have a Chase checking account. If you currently bank with Chase, this account might be right for your kid, but there are better options out there.$0 per month
Fee
APY | N/A |
---|---|
Fee | $0 per month |
ATMs | 16,000 ATMs and more than 4,700 branches. |
Out-of-network ATM fee | $2.50 |
Overdraft fee | $34 |
Review by
Michael Benninger is a staff banking writer at Finder. He is a former credit analyst and longtime freelancer whose articles have been published by Intuit, Business Insider and the Los Angeles Times. Michael is passionate about all facets of personal finance and has written hundreds of articles about money management during the past decade.
The Chase High School Checking account is best for students ages 13 to 17 who have parents that are already Chase customers. It’s free and offers a variety of ways to deposit and withdraw funds.
But you must open an account at a branch, and if you don’t already bank with Chase, you can’t open this account. Also, unlike other accounts such as Alliant Credit Union Free Teen Checking, this one doesn’t earn interest.
If you already have a relationship with Chase, this account could be a convenient option for you, but other checking accounts for high school students offer more attractive features.
The Chase High School Checking account is one of a few Chase accounts you can’t open online. To open it, you must visit a Chase branch with your kid. You can find the nearest Chase location by visiting Chase’s website and selecting ATM & branch in the navigation menu.
To open this account, your child must be between the ages of 13 and 17, and you must have a qualifying Chase checking account. Chase Secure Checking and other Chase accounts intended for kids and students are not considered qualifying.
You need to provide the following information when opening the account.
There are several benefits associated with this account.
This account also has some drawbacks, which could be deal breakers.
This account comes with two debit cards, one for you and one for your kid. Either of you can use your cards to withdraw funds for free from any of Chase’s 16,000 ATMs. If you or your kid use the card at a non-Chase ATM, there’s a $3 fee. The out-of-network fee is $5 for withdrawals outside the US. There’s also a $2.50 fee to replace the card if you or your kid lose it.
Compare the best checking accounts for kids based on fees, features and ATM networks.
There are several ways to move money into and out of this account.
If you have questions or need help with your account, you can contact Chase customer service in the following ways.
★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
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